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Pros and Cons of Store Loyalty Cards

How many store loyalty cards do you carry around in your wallet or purse at any given time? According to the 2016 Bond Loyalty Report, the average number per person is 13.4. But, only half of them are actively being used. Personally, I too carry a few different store loyalty cards in my wallet. Over the years, however, I have learned to use them in moderation in order to keep my budget in line and expenses down. Although it seems like store loyalty cards can be a good way to save money and earn special perks, they do have some ...

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Should You Hire a House Sitter When You Travel?

Should You Hire a House Sitter When You Travel?

When you plan to travel and stay away for several days, or even several weeks at a time, there are a lot of small details that need to be ironed out before you go. For example, you might want to have the post office hold your mail. Or you might need to call the newspaper, if you still take one, and have them hold it while you are gone. Then, there may be lawns to water, as well as plants both inside and out that need to be cared for. If you have pets, they will need to be boarded ...

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5 Tools That Will Motivate You to Save More

5 Tools That Will Motivate You to Save More

Today we have a guest post for you from fellow blogger, Anum Yoon. Enjoy! There are tons of online tools and apps available to make all aspects of your life easier. With that the case, why is it still so hard to save money? It takes discipline to effectively save money, but let’s face it — not everyone is up for the challenge without a bit of prodding. Luckily, there are plenty of tools available that can help motivate you to save more money. Here are five. Level Money Level Money describes itself as a “financial GPS” app because it ...

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Should You Get Your Family Involved in Your Business? family business

Should You Get Your Family Involved in Your Business?

When you ponder situations where people have a family business, you might automatically picture farms. Or, maybe you picture small shops that have been in the family for generations in a large city such as New York. Likely the reason your thoughts travel to these scenarios is due, at least in part, to what you have seen on TV. But reality can be very different from what is portrayed on television. Although I happen to come from a family farm, not every family business is run by parents who hire their kids to help. Some family businesses are owned by ...

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Financial Future

How to Start Your Financial Future Out on the Right Foot – Part Deux

Last time we talked about starting out your financial future when embarking on adulthood. This is a crucial time in anyone’s life because the decisions that you make during early adulthood can really make or break your future financially. We broke down the two biggies in the last article: cash and credit. In this article, we are going to dive into your credit score and debit cards. So let’s jump in! Benefits of Increasing Your Credit Score If you are putting things on credit and not paying off your monthly balance, then you are directly affecting your credit score NEGATIVELY. ...

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