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unlimited books on Kindle for $9.99 per month

Is Kindle Unlimited A Good Deal?

One of my biggest impulse buy temptations is Kindle books. For years, I was a hold out and refused adapting to e-books. I thought I preferred an actual text in my hands, and I liked the look of books on a shelf. Doesn’t that make you seem smarter? Anyway, my office staff gave me a Kindle, 2nd generation a few years ago, and I was hooked. No more carrying books around. No more not having a book when I want one. I upgraded to a about a year ago, and it’s like crack for avid readers. Almost any book in ...

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Should I Consider Getting No Medical Exam Life Insurance?

This is a post from DW at No Exam Life Insurance Guide. You might also know him as My Money Design. Enjoy! I have a confession: I hate needles. I hate having my blood drawn. I don’t know what it is, but the less I have to go to the doctor, the better. So is it any wonder that I would be so apprehensive about getting “poked” for something as simple as getting life insurance? As silly as that may sound, I’m sure you could cite this as one of the main reasons why many adults do not obtain life ...

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Having the right disability insurance

Protecting Your Ability to Earn: Have You Got a Plan for Peace of Mind?

If you have a career plan and everything is on track with your personal finances with a regular income, that is obviously good news. Many of us have the ability to generate an income and build some wealth at varying levels but a good number of us simply rely on a regular wage to meet their financial targets and commitments and don’t have a backup plan in place to deal with a financial crisis if we are suddenly unable to work for a period of time. Financially savvy Many hard-working Australians can be considered financially savvy and have a good ...

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Retiring on Social Security

I was reading this article over the weekend about how folks who depend on social security aren’t getting much of a cost of living increase this year and haven’t for several years. Of course, there was the requisite moaning and groaning from seniors and from advocates who always seem to be talking about how hard seniors have it and how meager one’s existence is if social security is your only income. For those people who have retired with no income other than social security, I have one word: Lucky! Seniors Are Lucky! Yes, you read that right. I think people ...

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foreclosure and short sales

Mortgages in Distress: How Fannie Mae and Freddie Mac Handles Short Sales and Foreclosures

If you have a mortgage, there’s a good chance that’s it’s passed through Fannie Mae or Freddie Mac. These two lending institutions are responsible for creating massive liquidity in the mortgage market. They’re also involved in foreclosures and short sales – something many homeowners are facing today. If you’re one of them, here’s what you need to know.  Short Sale A short sale is when you sell the home for less than what you owe on it. This is usually done when no other option, aside from foreclosure, is available. A short sale must be approved by the bank, since ...

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