The Latest

How to Protect Your Money When You Travel

How to Protect Your Money When You Travel

All too often we hear news reports about people who have been targeted by thieves while traveling. Some may have only had a camera or a watch stolen. Other unfortunate souls, however, lost much more. But are there way to protect your money when you travel so you don’t become the victim of a thief? Here are a few things I’m going to try to do to protect my money when I go on a trip next week. Leave it at Home One of the best ways to protect yourself and your valuables while traveling is to leave those items ...

Read More »
5 Tip to Negotiate a Lower Credit Card Interest Rate

5 Tip to Negotiate a Lower Credit Card Interest Rate

Do you use credit cards? Personally, I try to avoid using them most of the time. I’ve found that it’s far too easy to pull it out and pay for everything. Plus, I’m somehow always end up spending more than I planned. But if you are like most people, including me, you do use one at least occasionally. Of course, if you use it often, it eventually catches up with you when the bill comes in the mail. If you aren’t able to pay it off in full each month, you may end up with high interest charges to pay ...

Read More »
Should You Move to Lower Your Cost of Living?

Should You Move to Lower Your Cost of Living?

When money gets tight, you are probably like most people. You may start looking for ways to cut your costs and stretch the income you have available in order to make ends meet.  But how far are you willing to go in order to pay for everything? If you find yourself in the situation where you have more month than money on a regular basis, you might be thinking about ways you can lower your cost of living each month. One way to do this is by moving to a lower cost of living area. But, should you move to ...

Read More »
7 Ways Being Stressed Can Cause You to Spend More

7 Ways Being Stressed Can Cause You to Spend More

Do you ever feel stressed? If you do, you are not alone. Most people do at least occasionally and some people more often than others. Stress is a normal part of life and can come from many different situations. But have you ever thought about some of the side effects of stress on your life? For example, there are at least 7 ways being stressed can cause you to spend more. 1. Shopping You’ve probably heard of retail therapy. It’s a type of coping mechanism you may turn to when you are stressed. To put it another way, you shop ...

Read More »
How to Quickly Build Equity in Your Home

How to Quickly Build Equity in Your Home

As a homeowner, you may want to build equity in your home sooner rather than later for a variety of reasons. For example, you might want to build equity if you didn’t make a down payment of 20% of the home’s value. If that’s the case, you may be stuck paying for private mortgage insurance until you reach 20% equity, like I am. But no matter the reason, there are several ways you can quickly build equity in your home. 1. Use Your Tax Refund Did you get a tax refund this year? If you did and you haven’t spent it ...

Read More »

Saving Money

Lifestyle

Travel