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grocery convenience

The Downsides of Grocery Convenience

I’ve talked before about how much I hate to grocery shop. It irritates me because I just can’t seem to find a good time to go to the store when it’s basically empty. One thing I do to make my grocery shopping go faster is having an organized list of the things I need. But sometimes even then I dread having to go to the store. If you live in a larger community, some grocery stores have started to combat this with drive-thru grocery stores, grocery delivery, or the option to place your order online and simply pick it up at ...

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sleep deprivation

The High Costs of Sleep Deprivation

Have you ever given up sleep so you could see the end of your favorite television show or finish a project for school or work? Maybe you’ve given up sleep in the name of making more money with your side hustle. If so, you are not alone. I’ve done that too. In fact, one of my favorite sayings use to be “I can sleep when I’m dead.” I’ve stayed up late for each of those reasons at different times. But the truth is, if you have missed out on sleep, it doesn’t really matter the reason because the effect is still ...

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Top Tips for Nurturing your Cash Flow

We live in a modern and fast evolving world where money obviously holds high stakes on all levels from corporate and public to personal finances. Everybody, regardless of their home life and work situation, needs to have some degree of knowledge when it comes to their personal finances. This could be in the form of finance tracking; effective budgeting and getting education on things that are affecting those finances. That said; do you feel you have a secure and stable financial management system in place? Or could your personal finances take a little nurturing from some of the following tips? ...

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The Ultimate Guide on Who, When, and How Much to Tip

The Ultimate Guide on Who, When, and How Much to Tip

Some people don’t believe in tipping. Others tip poorly. Personally, I don’t understand why tipping or not is even questionable. If the service you received was acceptable, you should tip. However, not everyone feels this way. So I am going to go over some basics of tipping based on the service you received. Who Should You Tip? Most sources will tell you to leave a tip for restaurant servers, delivery people, valets, massage therapists, hairstylists, manicurists, tattoo artists, cab drivers, hotel maids, movers, wedding priests, bar tenders, grocery store baggers, and tour guides. There are probably others that could be added ...

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procrastination can hurt your finances

How Procrastination Can Hurt Your Finances

You’ve probably heard the saying, “Why put off until tomorrow what you can do today?” When it comes to your money, that phrase is good advice as procrastination can hurt your finances. Procrastination is a nasty habit that can have many negative effect on your finances. In case you haven’t broken your procrastination habit yet, here are a few reasons why you should so it doesn’t harm your finances. Credit Card Fees Almost everybody has a credit card these days. Just try booking a hotel room or renting a car without one and you will find out it isn’t easy to ...

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