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4 Things to Rent Instead of Buy to Save Money

In the past, many people believed you should buy a home instead of renting it. The idea back then was that renting a place to live was the same as throwing your money away. However, if you were to buy a home instead, you were investing in something to sell later and get your money back, which ultimately saves money. But, depending on your individual circumstances, it doesn’t always make sense for everyone to buy a home. Why Renting May Be a Better Move Let’s say you are only going to be living in a place for a short time, ...

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Why Do You Achieve More When You Get the Sleep You Need?

These days many people have a tendency to try and survive on less sleep than they actually need. Whether it’s time spent in bed, or on a sleeper sofa, there seems to be this idea that the less of it there is, the stronger person you are, and the more you can achieve. This is definitely not true. If you want to perform to your full potential, you need to ensure that you sleep for at least seven to nine hours each night. The exact amount of sleep needed varies from person to person, but it generally falls within this ...

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Should You Side Hustle with Your Spouse?

Should You Side Hustle with Your Spouse?

Living on one income is harder than ever these days and many couples still struggle to make it when both spouses work. As a result, many people are taking on a second job or side hustle to make ends meet. Having a side hustle has many benefits. It can help you pay off debt, invest for the future, and supplement your monthly income. Of course, if you have a side hustle of your own, you already know that. But what happens when your spouse wants to side hustle too? Should they start their own or should you side hustle with ...

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Why You Should Begin Working on Your Taxes in the Fall

Why You Should Begin Working on Your Taxes in the Fall

Fall brings with it cooler weather, football, and warm, spiced foods and drinks. For many, it is also the time to start thinking about upcoming holiday purchases and activities. But these are not the only thing you should be doing as the season changes and the leaves start falling. There are also reasons you should begin working on your taxes in the fall. 1. File Taxes Earlier Spending time preparing for tax season throughout the year, and particularly in the fall, allows you to file your taxes earlier come January. Instead of rushing around trying to make sense of unfiled ...

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5 Reasons Budgeting is Hard for Millennials

5 Reasons Budgeting is Hard for Millennials

Millennials are often labeled as lazy or lacking direction if they aren’t demonstrating success at making it on their own. But it’s easy to put a label on someone and make everything their fault. Taking time to understand why millennials have trouble making it financially could show us a different scenario, however. In fact, what appears to be laziness, on the surface, could instead be a problem of not budgeting. But if that is the case, what are some of the reasons budgeting is hard for millennials? 1. The Need to Keep Up It’s difficult to deny yourself of things ...

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