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Do Investment Fees Really Matter?

For anyone who pays attention to investment funds or stocks, you’ll notice that all of them charge fees. With all the choices and associated numbers and ratings that go along with investments, it’s no wonder that fees can be confusing or misunderstood. In the whole scheme of things, do investment fees really even matter? What Fees Am I Paying? Depending on how you invest, fees can vary greatly. These are some of the more common fees investors can expect. Administration Fees– This is the fee that plans charge to pay for day to day operations like accounting, legal bills, customer ...

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3 Insurances Everyone Should Have

  Insurance is one of those funny things that most people hate buying, try to never use, but are gloriously thankful for if the right situation comes along. There are some insurances that I believe we can do without, but I think there are 3 insurances most everyone should have; health, life, and disability. There are Still Tons of People without Health Insurance Despite over 11 million new signups for health insurance through Obamacare, there are still plenty of people who don’t have health insurance. The penalty for not having insurance is not enough of a deterrent for many people, ...

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Highlights from London

In continuing our tour of Europe, today we’ll be visiting London, one of the most expensive cities on the planet. Even if you don’t normally try to collect points and miles, I would consider them if a trip to England is on your bucket list. The exchange rate is not on the side of the US dollar! Here are some highlights from London. Getting Around London After taking the train from Edinburgh, we arrived at St. Pancras, which is right beside King’s Cross station where you catch the underground or “tube” as the locals call it. The tube is one of ...

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How to Avoid Common Travel Problems When You Go Away

Whether you travel for business or leisure, there are plenty of good things about getting away, including having a change of scenery, learning about a new place or culture, ticking sites off your bucket list, and having the chance to meet new people. When you go on vacation, you also have the chance to reconnect with family members or friends and to unwind and de-stress from the busyness of life. However, there are also a number of issues that can crop up when you’re away from home, especially problems that might affect your finances. From losing your all-important credit card ...

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Don’t Fear Stock Market Downturns

    There are several reasons not to pay attention to the news. Anyone looking at headlines lately can’t miss seeing headlines like Dow plunges, stock market suffers worst one day drop since 2008, US stocks tumble on global slowdown fears. If hearing that makes you want to stuff money under the mattress, you’re not alone. Fear is a huge motivator when it comes to investing. We work hard for our money, and it’s painful to see balances plummet due to unforeseen events that we don’t even really understand. As hard as it may be, don’t fear stock market downturns. I’m ...

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