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2012 Recap and 2013 Goals

money centerpieceBefore I started blogging, everything was a jumble in my head. I had plans, but nothing written down and no specific time frame. However, there were a few things I wanted to accomplish in 2012, and I did pretty good on achieving those. Here were my top four and a look toward goals I AM writing down for 2013.

1)Start a Blog– I have been reading financial blogs for over a year. I’m not sure when it turned from lurker to commenter to blog owner, but I knew earlier this year that I wanted to give it a shot. When you face your biggest fear, it usually isn’t so bad. In the case of starting a blog, the worst thing would be that no one ย reads it. If they do, they might think it sucks. I could live with that, so on August 1, Eyes on the Dollar went live. I still have no idea what I’m doing technically, but I have lots to say, and so far, some of you have listened and been very kind. I don’t think blogging will make me rich, but I do see the potential for earning some income if I can keep it up. I am committed to doing it for a year, and we’ll see from there. My top three posts this far have been…

How We Paid Off $30,000 in Credit Card Debt

Reasons to Love Your Used Car

Does it Make Sense to Pay Off the Mortgage Early?

2)Pay of Credit Card Debt-This was a stretch goal and was more likely to happen next year, but we did it. Paying it off felt a million times better than buying any of the stuff that got us into debt.

3)Buy a Rental Property-We achieved this goal at the end of August this year. It was lots of work, since we did most of the remodel ourselves. Our tenants moved in November 1, with some fanfare, but we’ve had no problems since then. We are clearing $332 a month after expenses, so while we are still negative for the year, this has the potential to provide some great passive income.

4)Sell my optometry practice and work less-This was the most ambitious goal, and we are close. Some last minute financing issues have thrown a monkey wrench into the deal, but at this point, it appears to be on track for March. I was extremely disappointed, and had a bit of a meltdown for about 30 minutes when I found out. Again, though, when I looked at what I was afraid of (having to continue my current schedule and not being able to pay off more debt with the down payment) it really wasn’t that bad. I actually have arranged it so that I am working no more than 3 days a week next year. While I will still have to run a business for a few more months, I am working the schedule I wanted. I hope it happens, but worst case is that I still own a successful business.

With 2012 almost in the books, what is it that I hope to achieve in 2013?

1) Complete the Business Sale

2)Pay Off Student Loans

3)Monetize this blog and complete a redesign

4)Take a two week vacation to the Pacific Northwest-I have never been able to take more than a week off at a time. My husband is a teacher, so he has summers off. I always have had to work. We’ve always wanted to take a longer trip and visit this part of the country. We love the outdoors and would likely camp part of the time. Eventually, we’d like to take an extended trip to Europe, but that’s probably too ambitious for next year.

5)Take time everyday to remember how lucky I am-ย I am as bad as anyone about getting wrapped up in my own little dramas. I need to look at the bigger picture and see how incredibly lucky I am to have my family and my health.

I really would like to thank my readers and all the very wonderful bloggers I am fortunate enough to count as friends. I’ve never interacted with so many people who think like me. After being “odd” my whole life, it’s nice to have found my clan! Happy New Year!

What do you hope to accomplish in 2013?

About Kim Parr

Kim Parr is a private practice optometrist, freelance writer, and personal financial blogger. You can follow her journey to 20/20 financial vision at Eyes on the Dollar.

42 comments

  1. 3 days workweek sounds pretty nice, fingers crossed for a smooth sale! It looks like 2013 will be great for your family, having more time to share with them.

  2. Wow I can’t believe how new your blog is! Congrats on what you’ve achieved so far. Blogging is awesome. Best of luck selling the biz next year.

  3. I have a post coming out on New Year’s Eve about my resolutions, but for now I will say that a blog redesign is one of my goals, though I technically didn’t include it. I know bloggers burn out at a rapid rate after 3 months to a year, so I think getting through that first year with consistent posts is a big goal of mine.

    I hope the selling of your practice goes well. It’s crazy to think that I now know one person trying to sell a practice and one trying to start one!

  4. Finishing paying off some loans is definitely high on the list of my goals for next year. Good luck with yours!

  5. Your blog has been doing great! I still can’t believe how recently you started this and how big it has become.

    • You’re blog is taking off in the big way. Congrats on the achievement. Good luck selling your practice. I’d love to sell my job, but unfortunately that isn’t possible. Another great reason to work for yourself.

    • Well I’m still a blip on the radar, but that’s up from a speck I guess.

  6. Mandy @ MoneyMasterMom

    Derek and I have yet to sit down and talk about what we want to achieve in 2013. We don’t say the “resolution” word here because he thinks their dumb. But we’re all about setting goals. We’re getting away just the two of us in less then a week, we’ll probably talk about it then ๐Ÿ™‚

    • How exciting to have a kid free trip. You love em, but I think it makes you love them more to be away for a bit. I don’t really like resolutions either. What am I resolving? Goals sound much better.

  7. Ooooo…I love site redesigns! They’re so much fun. If it didn’t cost a lot of money and didn’t bother readers, then I’d probably change up things every 6 months. lol.

    It’s always nice to write down goals and I have a ton of them in a post for next week. So I’ll leave you guessing until then. ๐Ÿ™‚

  8. Looks like you had a great 2012 Kim! I echo the comments on your blog, you’re doing fantastic. I am looking at doing a complete redesign at some point next year as well. The developer no longer supports my theme and I want something more expansive.

  9. 2013 will be a year for change! More to follow next week, but I am making a commitment to my writing and the rest will follow.

  10. Nice job. If selling the business looks like a done deal at this point, I would consider checking it off the list as far as accomplishments for the year.

    I’ve mentioned a lot of places that my major goal for 2013 is $3000 of online income. In addition to that, I want to hit 10,000 pageviews/month for If You Can Read, You Can Cook, average at least 100 daily pageviews for EdwardAntrobus.com, and 100+ likes for each of my Facebook pages.

    • I’m afraid it’s never a done deal until money changes hands…

      I love your food blog’s name. It just sounds like a TV show or something.

  11. Congrats on all your accomplishments this year Kim! Happy New Year ๐Ÿ™‚

  12. What a great year! I would love to meet you on your trip!

  13. Great goals, and I hope the practice sale goes smoothly from now one. And I definitely recommend Seattle in the summertime, most beautiful place to be, IMO. Also, I live in that area, so I may be a little bias ๐Ÿ˜‰

  14. I like your 2013 goals. Like you I want to take a roadtrip to the Pacific Northwest. Don’t know if it’ll happen in 2013 but it will soon. Congrats with your blog and selling your Optometry practice. That’s a lot for one year.

  15. Kim I’ve been following you for a while now and I know you will take 2013 with a grip like no other. You have had many successes this year and now that January is around the corner I’m going to pester you week by week ( I know I won’t have to) to make sure you get your grocery budget up and posted. You are so personable and that is what keeps me coming back. I haven’t put out any goals yet for the New Year but I did work on the budget numbers tonight and I can say they almost all went up. I’m still optimistic about 2013 though. Cheers Kim!! Happy Weekend Mr.CBB

  16. Loving your goals Kim, i’m sure you will give them all a good crack. I really like your last point about remembering how well off you are compared to others. It is sometimes easy to forget how difficult other people have it.

  17. It sounds like you did awesome on your 2013 goals. Our goals in 2013 are to keep paying down our house!

  18. Good luck with your goals Kim! You are a huge inspiration of where my blog could potentially go in the future.

  19. Great job Kim! You have to set goals if you expect to hit them. The fact that you set goals and wrote them down has contributed in a major way to hitting (or almost hitting) all of them! It has also set you a part from most people. I recently blogged about goal setting here: http://www.pauljolicoeur.com/become-a-better-you-7-goals-for-the-new-year/

    Have a great day!
    Paul

  20. I like #5. Sometimes I get carried away in thinking about so many things that I forgot to take a minute to remember how lucky and grateful I am to have the things that I have (friends, family, health etc). Looking forward to seeing the blog redesigns and hearing your progress on your other goals! Happy 2013!

  21. I hope you include Vancouver in your pacific northwest visit! Congrats on all your accomplishments – everything seems to be chugging along nicely.

  22. One of my long-term vacation spot goals is the Pacific Northwest as well! Being from the East Coast, I haven’t spent much time on the West Coast at all. I would love the drive the California shoreline and spend some time in Washington. Maybe could add in a visit to Vancouver, a lovely city I visited for only two days a couple years ago.

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