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Kit Kat's aren't good for fitness

Health And Wealth Challenge: Week 3

If you aren’t health or wealthy or trying to get there, I’m sure you’re bored with my last few Friday posts, but I’m determined to stay the course and complete Tonya’s Health and Wealth Challenge. I actually think I need to report to someone every month so I won’t lose the good habits I’ve been cultivating. When I was younger, my Mom joined Weight Watchers a few times and always lost weight because she had to be weighed in front of people every week. Once she stopped, she always gained the weight back. I now understand the power or sharing ...

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working remotely to promote efficiency

How to Manage Remote Workforce with Video Conferencing

Telecommuting is becoming increasingly popular among workers that want to enjoy flexibility and dynamic employment opportunities. Many companies are already embracing this new possibility because of the advantages it provides—access to a global talent pool and limited cost per hire. According to Global Workplace Analytics, 3.3 million people in the US (apart from self-employed individuals) consider their home as the primary place of doing work. These people represent 2.6 percent of the US workforce. Telework has increased by nearly 80 percent since 2005, and while the size of the workforce has decreased, telecommuting is on the rise. In addition, 2.8 ...

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free Amazon gift cards

How To Christmas Shop For Free

On Monday, we talked about reasons people spend too much over the holidays. I’ve been there, done that, and I’m never going back again. Today, I’ll share some strategies that will allow you to Christmas shop for reduced cost or even free. You actually don’t have to apply this strategy to Christmas shopping. You could use it  to pay off debt, take a trip,make a big purchase, or whatever you want. If you are looking for a way to bankroll Christmas this season, it won’t work, but if you start now, by next year, you could seriously have a zero bill ...

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middle income earners getting assistance

Financial Help When You Make Too Much for Assistance

Despite the plethora of government and community organizations that provide assistance to low income families, nearly all of these programs have a financial cap. If you are even a few dollars over the income level required to receive assistance, you are on your own. If you are struggling to pay bills but make a little too much to qualify for help from government or private organizations, there are still a few things you can do to ensure that you have enough food on the table:  Religious charities There are many religious charities that offer food and financial assistance to needy ...

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Don't overspend at Christmas

5 Reasons Why People Spend Too Much Over The Holidays

It’s almost Thanksgiving and after that, only a few short weeks until Christmas. Stores are gearing up for the mad rush we call holiday shopping, hoping the last 6 weeks of the year will keep them in the black. My big wish for everyone this holiday season is to keep your own budget in the black. How many of you have started a new year with less money or more bills that you planned? Here are 5 reasons why I think people spend too much money over the holidays and how you can avoid the traps retailers use to get ...

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Saving Money