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gift cards on sale at target

Are Any Black Friday Deals Worth Fighting the Crowd?

I have a big goal this year of not getting sucked into any Black Friday deals. I hate crowds, rampant consumerism, and marketing ploys that make people think they are saving money by spending more. That being said, Black Friday does offer some pretty sweet deals. In my rule book, if purchases are necessary or add value, are something you needed to buy right away,and are at the best price, it’s probably time to pull the trigger when a good deal comes along. Right now, I’m on the fence about going to any stores on Black Friday, but in the ...

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making extra money as a delivery driver

Making Extra Money With Deliv

There are probably thousands of people thinking about making extra money for the holiday season and beyond. Fortunately, there are lots of opportunities. You could do things like take a seasonal retail job, cater food for holiday parties, or pet sit for those who are traveling. While all of those are excellent options, a new and easy way to earn extra money could be as simple as using your cell phone and car for a few hours a week. Deliv is a new service that offers same day shipping from many retailers for the cost of standard 3-5 day delivery. They ...

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One Way Obamacare Hurts Self Employment

We’ve talked a few times about the pros and cons of Obamacare. This post isn’t to get people fired up or start political arguments, but I did run across a true life situation recently that certainly makes it look like Obamacare hurts self employment, at least on the small scale. One of my closest friends is a high school math teacher.  We’ll call her A. She is really good at being a teacher. However, like so many of us after years at a job, she is burned out. With all the regulations and state standards, she feels most of her ...

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Insuring children on an auto policy

Can I Save Money on Auto Insurance by Naming My Child as an Occasional Driver?

The day your kid gets their driving license is a big day. For them, it’s a day marking a huge new step toward independence that they have been looking forward to for a long time. For you, it’s likely a day that you have been dreading for quite some time. Sure, it will be nice that you don’t have to drive them everywhere now, but worrying about your teen driver is enough to turn your hair gray. Oh, and there’s one other thing: insuring a teen driver can cause quite a jump in your premium. Auto insurers charge more to ...

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Kit Kat's aren't good for fitness

Health And Wealth Challenge: Week 3

If you aren’t health or wealthy or trying to get there, I’m sure you’re bored with my last few Friday posts, but I’m determined to stay the course and complete Tonya’s Health and Wealth Challenge. I actually think I need to report to someone every month so I won’t lose the good habits I’ve been cultivating. When I was younger, my Mom joined Weight Watchers a few times and always lost weight because she had to be weighed in front of people every week. Once she stopped, she always gained the weight back. I now understand the power or sharing ...

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Saving Money