Home > Author Archives: Kayla Sloan

Author Archives: Kayla Sloan

Kayla is a mid-20s single girl living in the Midwest, USA. She is focused on paying off her consumer and student loans, while simplifying her life and closet. You can join her on her journey at ShoeaholicNoMore or follow her on Twitter.

How to Lower Your Summer Budget

How to Lower Your Summer Budget

Once the sun starts shining and temperatures warm up, a lot of people start getting the summer itch. The pull to do outdoor activities can be nearly irresistible. But in addition to all of the fun in the sun, summer sometimes means budget increases for a variety of reasons. Luckily, there are solutions that can help you to lower your summer budget. Put a Cap on Camps If you have kids who have traditionally attended a camp or two during the warmer months you may already know that some of them come with hefty price tags attached. One way to alleviate summer budgeting woes, therefore, is to reduce the number of camps you are shelling out money for. Maybe a day camp would be a refreshing change for your child as well as a money saver for you.  Other money saving options includes scholarships and early bird rates so consider these ideas as well. When I was in high school, I begged to go to a summer camp, so I offered to pay half if my parents paid half too. This could be a good way for older children to take their camps more seriously if they have to help ...

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Investing for Retirement

When you are in your 20s, retirement might very well be the last thing on your mind. That being said, you should start investing for retirement right when you start earning money. This is one financial move that is absolutely brilliant. The reason for this is a nifty little thing that is known as compounding. Compounding is what happens when the interest you earn on your investments keeps earning even more interest every year. Let’s take a quick look at a few of the things that you might consider investing in to secure your retirement. Bitcoin According to BitVest, in the next few years, there will be more than 4 million bitcoin, or $2 million, mined by those who choose to invest in Bitcoin mining. Because of revenues of this nature, there has been an explosion in computational speed and power that is unparalleled. The infrastructure that is being constructed in an effort to support Bitcoin digital currency, as well as the Blockchain, is being driven currently by Silicon Valley’s intellectual elite. They have partnered with quite a few of the Venture Capital investors who are Wall Street’s most successful as well as entrepreneurs across the globe who are tech ...

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Have You Ever Played Hooky to Get a Day Off Work?

Have You Ever Played Hooky to Get a Day Off Work?

When you have had a really bad day at work you may be tempted to throw in the towel and quit. At least, speaking from personal experience, I know I have certainly been tempted to give my notice when the going gets rough. Of course, when this happens, you could also take a different approach. You could ask for a day off, for instance, in order to simply take a break and recharge your batteries so to speak. But what if you know you can’t ask because you will be turned down? If this, or something similar, has happened to you, have you ever played hooky to get a day off work as a result? Have You Ever Played Hooky? Of course, not everyone who calls in sick is playing hooky. According to a survey by CareerBuilder from October 2016, just over a third of workers called in sick to work when they were feeling fine in the 12 months preceding the survey. Some of the excuses given by those workers were pretty far out there as far as believability goes. However, keep in mind these were the employees who actually admitted to playing hooky. In reality the actual number of ...

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How to Deal with Stress as a Business Owner

How to Deal with Stress as a Business Owner

Everyone has to deal with stress from time to time. It could be from a difficult situation or relationship in your personal life. Or, perhaps it’s your professional life that is causing you stress and anxiety instead. If it is the latter, and you are also the owner of the business you work for, there are ways to help you deal with stress as a business owner. 1. Don’t Push Beyond Your Limits Pushing past your emotional, psychological, and physical limits is a problem many of us have. We go and go until we nearly drop from exhaustion. Once our bodies tell us we must stop and rest, we do, although reluctantly. It seems that some of us are nearly incapable of relaxing until we are forced to. As an alternative, don’t push beyond your limits. Know what those limits are and catch a few hours extra sleep now and then or take a break and go for a short walk during the day to reduce your stress limits so you can run your business at its optimum. There is some great advice on stress relief from the NHS which you may find beneficial. 2. Eat Healthy Foods Its advice ...

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5 Ways Freezer Meals Can Save Your Butt and Your Budget

5 Ways Freezer Meals Can Save Your Butt and Your Budget

I haven’t always made freezer meals. Back in the day, I used to eat out whenever I was in a rush for a meal, and I didn’t always make the most nutritious choices. I had a full time job and helped with my family’s farm which kept me busy even though I’m single. But when I began freelancing a few years ago I became even busier. As my side hustle grew the amount of time I had available for cooking diminished to almost nothing. Out of necessity, I began planning meals ahead and making freezer meals about once a month. Using either my crock pot or oven, I was able to cook meals and work at the same time. Making freezer meals really saved my butt. Here are 5 ways freezer meals can save your butt and your budget too. 1. Use What is on Hand One of the ways freezer meals can save your budget is by helping you use what you already have on hand. Take inventory and make a list of the items and their quantities in your pantry, cabinets and freezer. Next, pull out your favorite crock pot recipes or look some up on Pinterest or ...

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