Home > Author Archives: Kayla Sloan (page 13)

Author Archives: Kayla Sloan

Kayla is a mid-20s single girl living in the Midwest, USA. She is focused on paying off her consumer and student loans, while simplifying her life and closet. You can join her on her journey at ShoeaholicNoMore or follow her on Twitter.

Save on Groceries: Stop Buying These 9 Items

save on groceries

Saving money is on the minds of quite a few people these days, and cutting back on your grocery bill is one way you may be able to tighten your budget a little. Personally, groceries is one area of my budget that tends to be a slippery slope, so I try to go back and review my grocery budget and purchases every few months to make sure I stay on track. Sure, food is a necessity and buying groceries is a lot cheaper than eating out, but that doesn’t mean you can buy groceries all willy-nilly because they are a “need” and not a “want”. There are some items at the grocery store that are definitely not a need. Pay attention to what you put in your cart before you pay so you save on groceries. In fact, if you want to save the most money, stop buying these 9 items as part of your regular grocery shopping. 1 Alcohol Cut back your alcohol consumption or eliminate it altogether to save money in your budget each month. If you must purchase alcohol, don’t buy it at a grocery store. It’s usually higher there than at a Sam’s, Costco, or another warehouse ...

Read More »

5 Easy Ways to Save on Family Pictures

Time feels like it passes all too quickly. I’ve heard this happens even more when you have young children at home. Several of my friends have kids, and they tell me that all it seems to take is the blink of their eyes to find out their kids have gone from being babies to toddlers to starting school. If you don’t take pictures of them along the way, you’ll regret it as you don’t have the opportunity to go back and do it later. So whenever possible, you should grab a camera or your phone and snap away. Another great way to capture the moment is to have family pictures taken. But that can cost quite a bit if you hire it done and order prints to give to family and friends or hang in your home or at work. It’s sad, but the cost of family pictures can deter some families from having them done a regular basis. If you don’t want to miss these family photo opportunities, but you don’t want to go broke either, here are some ways you can save on family pictures. 1 DIY Doing things yourself has become very popular these days, so why not ...

Read More »

5 Hidden Costs of Adopting a Pet

adopting a pet

Lots of studies have been done proving the health and social benefits of adopting a pet. I have pets myself, and based on my own experience of rescuing pets over the years, it has been rewarding and life enhancing, and I wouldn’t trade my pets for anything, even when they annoy me. 🙂 However, if you too are shopping for a pet to adopt, don’t forget to look past the cuteness and keep in mind the costs of pet ownership. Pets cost more than just their up-front adoption fees. There are also several hidden costs of adopting a pet. Here are 5 hidden costs of adopting a pet that you should keep in mind before you sign on the dotted line. A Pet Gate Not everyone needs a pet gate, but if you have an area of the house where your new pet is not allowed, a pet gate is essential. For instance, I have a basement and my pets are not allowed to be downstairs unless I am with them. This forced me to purchase and install a pet gate at the top of my stairs as a safety precaution. There are a wide variety of pet gates available for ...

Read More »

Saving on Household Chores: Washing Dishes

washing dishes

Washing dishes is not something I particularly enjoy doing. Actually, it’s probably my least favorite household chore. Unfortunately though, I like to eat and my family likes to eat, which means I do have to cook at least occasionally. 🙂 Plus cooking and eating at home is much healthier and cheaper than eating out. Of course, cooking means I will have dishes to wash because I don’t happen to be blessed with enough money to hire someone to do them for me. Yes – I have actually thoughts about doing this. 🙂 Granted, it doesn’t cost a lot to wash your dishes no matter what method you use, but if you are trying to be more frugal, you look for ways to cut expenses where ever you can. So when I was washing dishes the other day, I thought of some ways you can save money on this household chore. Scrape Your Dishes A lot of people already scrape their dishes to make it easier to wash them, but my suggestion is to scrape your dishes over the trash can instead of the disposal, and to do so before the food gets dried on. Better yet, you can turn some ...

Read More »

Don’t Forget the Financial Costs of Working from Home

Don't forget about the financial costs of working from home

  Having a job where you can be your own boss, work the hours you want, stay home, work in your pj’s (if you want to), etc., sounds like to a dream job to lots of people. Who wouldn’t love to escape the commute to and from work? No more being stuck in a bus or train beside someone who’s sick and coughing all over you. No more traffic or weather to fight each day, costing you precious hours and minutes you could be doing something else. Working from home may sound like a dream job, and in many cases, it is. But there are downsides to working from home too. One of which is the financial costs of working from home when you are self employed. Before you consider leaving your current job to go it alone, make sure you weigh the financial costs of working from home. Taxes It’s easy to forget about paying Uncle Sam his share of your earnings when everything comes off the top and is calculated for you by your employer before you get your take home pay each pay period. However, it’s not as easy to forget when you have to calculate and ...

Read More »