Home > Author Archives: Kim Parr

Author Archives: Kim Parr

Kim Parr is a private practice optometrist, freelance writer, and personal financial blogger. You can follow her journey to 20/20 financial vision at Eyes on the Dollar.

The Most Unfrugal Purchase I’ve Made in Years

Buying your kids things for road trips

Shannon from Financially Blonde had a great post on last week about how she almost never pays full price for anything. After reading that post, I tend to agree with her point of view that planning and shopping around almost always turns up a better deal. I try really hard to always get the best value for money we spend. Sometimes it is harder when you live in a small town and need or want something fast. Recently, I made a very frivolous and unfrugal purchase, and honestly, I don’t feel bad at all. My Child Is Probably Really Spoiled I do realize that my daughter has it better than most. She gets to live in a pretty nice house. She eats lots of home cooked meals made with organic vegetables and fruits. She gets all kinds of time with Jim and I. She has dance and ski lessons. We take awesome trips. She has already seen way more of the country in her 7 years than I did in my first two decades. That being said, I can’t apologize for being able to offer her that lifestyle. We’ve worked hard for it, and I think parents always want their children ...

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Preventing Fires in Your Home

fire safety at home

What strikes fear into the heart of a commercial landlord? A tenant who doesn’t pay? Vandals? No, it’s an unannounced visit from the fire marshal! Since the building is older, I was worried he might label it a fire hazard and make us evacuate immediately. Luckily, we only got dinged for two minor things. The whole experience did get me thinking about fire safety and our own home. Call me Smokey Bear, but I think there are probably some things we can all improve on as far as preventing fires at home, and no, because you don’t cook much does not mean you can’t have a fire! Check Your Smoke Alarms Years ago, the unwritten rule was to change your smoke alarm batteries when daylight savings began and ended. What if you live in Indiana or Arizona where they don’t do daylight savings? What about now that there is much more time on longer daylight months? I also recently noticed a we took down because it was beeping and we didn’t have an extra battery. Don’t forget to put them back up! Smoke detectors work great, but not if they don’t have batteries and are stuck in a drawer. Get ...

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Steering Clear of the 6 Major Novice Mistakes of Forex Trading

Forex Trading Mistakes

You’re new to forex trading, and you’re not entirely confident in your abilities. That’s fine. You’re not alone. At the same time, you don’t want to be just like most new traders who end the day at a net loss. Here are some of the more common mistakes you can make, and how to avoid them. You Don’t Make Consistent Decisions Of all of the forex trading mistakes, this has got to be the most common. Almost everyone has a problem with consistency when they first start. Everyone figures that the forex market is simple enough. You have a 50/50 chance of profiting. You either win or you lose on every trade. But, there’s more to it than that. Sure, you either win or lose on every trade, but there’s a lot that happens between and during trades that affects your profits. A successful trade involves making disciplined decisions about stop losses, when to take profits and when to ride out the trend. Most new traders don’t have a clue about how to make rules for themselves and how to stick to those rules. So, this is the first step you can take that will keep you out of trouble: ...

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Hawaiian Airlines Credit Card Review

free flights to Hawaii

Hawaii is often at the top of the list when it comes to vacation destinations. With almost perfect weather year round and more beaches than you can count, it’s easy to see why Hawaii is such a popular destination. If you have a family, it can be really challenging to make plane tickets work for your budget. We are pretty much limited to taking our big trips around Christmas, spring break, or summer vacation. Seasoned travelers know this as “peak season” and buying flights is usually most expensive during this time. Yes, you can sometimes find a sale or mistake fare, but if you’re like me, you want to plan vacations well in advance. This is where points and miles can get take you to places you might not be able or willing to spend money on otherwise. My family of three is in Hawaii right at this moment thanks to the Hawaiian Airlines credit card. Hawaiian Airlines World Elite Master Card From Barclay When you are approved for this card, you’ll receive 35,000 Hawaiian Airlines miles after spending $1000 on the card in the first 90 days of account opening. There is an annual fee of $89 that is ...

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The Lemonade Stand Review and iPad Mini Giveaway

Lemonade Stand book and iPad giveaway

I am happy today to be reviewing The Lemonade Stand by Shannon Ryan. The Lemonade Stand is a book aimed at children 4-9 years old and it offers a lesson in financial literacy wrapped up in a cute story line. The Lemonade Stand discusses how to save, spend and share and explains how buying what makes your heart happy is much better than instant gratification. The Lemonade Stand is easy to read and has illustrations that would keep children of non-reading age entertained. I really like how the book shows kids how to use income minus expenses from their lemonade sale to determine profit. You’re never too young to be an entrepreneur! Since I have a 7 year old, I though I’d let her share what she learned after reading the book. “Well, if you want something, it’s better to work together and save your money. Like if you want a puppy, you have to save for a long time, but it’s better than just buying little, junky things at the Dollar Store.” If you’d like to get a copy of The Lemonade Stand from The Heavy Purse website, I have a coupon code for $3 off. It’s TOUR3114. Now on ...

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