Home > Author Archives: Kim Parr

Author Archives: Kim Parr

Kim Parr is a private practice optometrist, freelance writer, and personal financial blogger. You can follow her journey to 20/20 financial vision at Eyes on the Dollar.

Paying Taxes With a Credit Card for Travel Rewards and a Giveaway!

Paying tax with credit cards

Welcome Million Mile Secrets readers and thanks so much to Daraius for asking me to participate in his Friday travel series today. Head over and check out the interview. For the past couple of years, taxes have been our biggest annual expense, more than what we pay for our mortgage, utilities, and groceries combined. We have our own personal income tax, which includes self employment income, plus three separate property tax bills. Since paying off all  consumer debt in 2012, we try to use our reward credit cards for every expense to earn points and miles. Since we pay off the balances each month, it’s an amazing way to travel for free or almost free. We have a big trip in the works for next year. It will be our first family trip to Europe, and I decided there must be a way to take advantage of these awful taxes to earn some major rewards. This is my experience, good and bad, of paying high taxes with a credit card. Are Fees Worth the Cost of Paying Taxes With Credit Cards? I have know for years that you could pay taxes with a credit card. When we were drowning in ...

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Upskilling Tips To Progress Your Career

job skills that progress career

Alison, 31, a Sydney-based print journalist, studied an evening course in broadcast voice training in the hopes of landing a radio reporting job. Hugh, 47, an anesthetist working in public hospitals in regional NSW, is studying effective corporate communications online to help secure an internal management position. Hannah, 26, lives in the Hunter Valley in rural NSW, and has returned to online study of a masters in primary school teaching; her degree in business hospitality provided limited opportunities for 9-to-5 employment. These three people are upskilling. They are developing their careers through training, with an eye to landing a specific position. Upskilling varies from strengthening day-to-day skills to studying a degree. Professional specialist bodies have increased standards in the past decade for training, certification and ongoing development; while human resources corporations such as Chandler Macleod offer ongoing upskilling services to keep employees at the top of their game, while also helping companies to minimize staff turnover. Here are some tips to get started on the “upskilling” path: Planning Decide where you want to be in your career. The three people mentioned earlier provide a neat snapshot of upskilling; but each of their decisions followed months, in some cases years, of ...

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Financial Literacy Awareness Carnival-My Financial Aha Moment

financial literacy aha moment

I’m very happy to be participating with an excellent lineup of bloggers for this year’s Financial Literacy Awareness Carnival by sharing my Financial Aha Moment. You can head over to The Heavy Purse to see all the posts today. I bet you’ll learn lots! The American Dream If you have been reading for a while, you know that my family used to have some serious debt. At the beginning of 2011, we owed over $30,000 to credit card companies and had over $70,000 in student loans. We also were a family who traded our cars for new ones every three or four years and bought things whenever we felt the urge. We had good income, made our payments on time (even if they were often only the minimums), and almost always got approved for new credit whenever we wanted something. We were living the American dream, right? Well, if the dream includes constant worry about having no money at the end of the month and having to work all the time to make sure you can hit every payment, then I guess we were there. It actually sounds more like a nightmare that I’m afraid way too many people lose ...

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Eyes on the Dollar Special Announcement, Plus a New Design

special announcement

I am so thankful for personal financial blogs because before I discovered this community, I was at a loss for how to pay off the debts that were keeping us from living our lives like we wanted. Obviously, I understand the concept of spending less that you earn and how payments and interest work, but when you have tens of thousands of dollars in debt and are essentially living paycheck to paycheck, the task can be so overwhelming that you don’t even try. Since no one I knew in real life had the answers I was searching for I turned to the internet. I’m not sure I even really knew what a blog was, but I was amazed to find so many people who were doing amazing things with their money. After being a lurker for several months, I decided to throw my hat into the ring and I started this blog in August 2012. Lord knows I’ve had enough good and bad financial experience in my 40 years on this earth to share! I never really set out to rule the blogging world, but when some money did start coming in, it was a wonderful feeling of accomplishment and ...

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Investment and Net Worth Update

our beach trip

Happy Friday everyone. I’ve been trying to make up for being on vacation last week by working all five days. Let me tell you, a 40 hour work week is for the birds. It makes me really want to buckle down so that I can be on vacation all the time (or at least not in the office). I’m thankful to have work, but working part time has certainly spoiled me. Because I want to keep dedicated to the idea of financial independence and all the freedom that comes with it, I thought it was a good time to share some numbers regarding our investments so far this year and the direction of our net worth. Plus, I really want to be in the Million Dollar Club at Budgets Are Sexy. Do you get a t-shirt with that? I don’t expect anyone to compare themselves with us. We’re all on our own path. If you haven’t planned for which direction you want your path to lead, today is the day to start. For a recap of our net worth from last October, you can check out in this post. Assets: Cash: $64,288. We’ve been hoarding cash for a tax bill ...

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