Home > Author Archives: Kim Parr

Author Archives: Kim Parr

Kim Parr is a private practice optometrist, freelance writer, and personal financial blogger. You can follow her journey to 20/20 financial vision at Eyes on the Dollar.

Yellowstone, Tetons, Fun, Rain, and a Snowstorm!

The afternoon viewing of Old Faithful was not crowded at all

Happy Labor Day to all my US readers and happy Monday to everyone else. We are making our way home from Yellowstone today, and my, has it been a trip to remember! Day1-Old Faithful We arrived at the west entrance to Yellowstone on Friday afternoon after a long day of driving. The weather was beautiful so we hightailed it down to Old Faithful. It was around 4:30 PM when we got to the Old Faithful parking area. The timing was perfect. It was about 30 minutes until the next eruption. Because it was later in the day, there wasn’t a huge crowd. It’s hard to describe, but awesome and amazing come to mind. After that, we had dinner and then hiked around the geyser basin. We stumbled upon an Old Faithful overlook trail that was about a half mile of climbing, and we were rewarded with an amazing view of the geyser going off again. It was even better because it was us and one other couple, so it was almost like a private show. We stayed in the area and looked around all the other geysers and geothermal wonders until it got dark. Day 2- Mount Washburn I really ...

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Tips For Living Within Your Means…Painlessly!

Budget-expenses

This post is from Jerry Coffey at Repaid.org. Enjoy! Living within the confines of your income is the best way to keep yourself out of debt, or at least hold your debt to a manageable level. Now that I have written that down, everyone will magically be living within their means in the morning, right? Maybe in cloud cuckoo land. Here are a few tips that may help you find a way to live within your income and begin repaying some of your debt. Where Does It All Go? In order to live within your income, you have to know how much you make and what all of your expenses are. A good place to start is to know what all of your fixed expenses are. Fixed expenses are items that you cannot change immediately. Little nagging expenditures like rent/mortgage, car payments, etc. Subtract that amount from your income and you will know how much you have available to commit to your variable and discretionary expenses or pay down debt. Become a Tracker Not of wild game, but of your expenditures. This is the first step in forming an effective budget. We all have areas where we spend money them ...

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Frugal Trip To Yellowstone National Park

Image: Wikipedia Commons

I’m really sad to see summer come to an end. In Colorado, we are already having cooler temperatures, and I can’t help but notice that the sun is sleeping in and going to bed later than just a few weeks ago.  We decided to go on one more blow out road trip before summer is gone, and I’m VERY excited that we chose a national park. It will be a whirlwind, but here’s how we’re planning our frugal trip to Yellowstone! Why Yellowstone? Well, because it’s maybe the most famous national park, and it’s a goal of mine to see them all before I kick the bucket. Yellowstone is a 10 hour drive from us, so not close, but it’s a no brainer to road trip it. I have always wanted to visit Yellowstone since I was a kid. I’m not even sure how I knew about it. They don’t talk much about destinations west of the Mississippi in rural Kentucky, but geysers have always fascinated me. I’m not sure why we’ve never been now that we live closer, probably because it’s still a haul. A long weekend is probably not the best way to see the park, but sometimes ...

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A Year of Investing With Betterment

Investing with Betterment

Last week we discussed retirement investment options. Because of tax advantages, that is where most of our build wealth money goes at this point. When it comes to keeping money or giving it to the good ole’ US government, you can guess who wins every time! However, we all know it’s a good thing to keep diversified. Maybe you want to retire early or have money that’s accessible without penalty before age 59.5. After reading about a million reviews of brokerages, I decided to try out Betterment. I wanted to do a year in review, but my, how time flies. When I logged into my account last week before writing this post, I was amazed that I’ve been investing with Betterment since March 2013! Betterment Fees Honestly, I don’t promote many brokerages because I think Vanguard is almost always the easiest and cheapest way to go. I still believe that for IRA and 401k type accounts, it’s the hands down winner. However, if you want to invest in non-retirement account stocks or funds outside of Vanguard ETF’s AND don’t have at least $50,000 already invested, Vanguard’s fees are $7 each for the first 25 trades, then $20 after that. Plus ...

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What Every Future Accountant Should Know

accountant-jobs

Today the labor market seems to be unstable and unpredictable. Huge amount of various vacancies appear every day due to staff turnover. Now, nobody can be sure that the place of work they currently occupy is permanent and will be available until retirement. In every fluent and changeable situation one should always be ready for the worst while expecting the best. Accounting jobs are a popular and in demand profession. Accounting positions likely won’t lose their importance, at least in the near future. There are always financial problems involved in every business, and they have to be dealt with quickly and properly. Because of this fact, accountants are expected to be highly professional, reliable, responsible people. Experience and special training are mandatory requirements for candidates seeking accounting positions. The main purpose of an accountant’s job is to provide financial information to management by researching and analyzing relevant data and preparing reports on the matter. Among their many duties, the following are the primary ones:   Prepare, examine, and analyze accounting records, financial statements, and other financial reports to assess accuracy, completeness, and conformance to reporting and procedural standards. Compute taxes owed and prepare tax returns, ensuring compliance with payment, reporting ...

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