Home > Author Archives: Kim Parr

Author Archives: Kim Parr

Kim Parr is a private practice optometrist, freelance writer, and personal financial blogger. You can follow her journey to 20/20 financial vision at Eyes on the Dollar.

Health And Wealth Challenge: Week 3

Kit Kat's aren't good for fitness

If you aren’t health or wealthy or trying to get there, I’m sure you’re bored with my last few Friday posts, but I’m determined to stay the course and complete Tonya’s Health and Wealth Challenge. I actually think I need to report to someone every month so I won’t lose the good habits I’ve been cultivating. When I was younger, my Mom joined Weight Watchers a few times and always lost weight because she had to be weighed in front of people every week. Once she stopped, she always gained the weight back. I now understand the power or sharing with the public. I would have totally finished off that last Halloween Kit Kat if I didn’t have to report in! In case you missed them, you can go back and read week 1 and week 2 if you want to track my progress. Health: Nutrition My main goal this week was to keep track of my eating with myfitness pal.com. I did do that, and actually ate really well. I think. It’s hard to quantify some foods, like my cheesy chicken chowder that I make at home. I try to overestimate when in doubt. I felt the need to snack ...

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How to Manage Remote Workforce with Video Conferencing

working remotely to promote efficiency

Telecommuting is becoming increasingly popular among workers that want to enjoy flexibility and dynamic employment opportunities. Many companies are already embracing this new possibility because of the advantages it provides—access to a global talent pool and limited cost per hire. According to Global Workplace Analytics, 3.3 million people in the US (apart from self-employed individuals) consider their home as the primary place of doing work. These people represent 2.6 percent of the US workforce. Telework has increased by nearly 80 percent since 2005, and while the size of the workforce has decreased, telecommuting is on the rise. In addition, 2.8 million people work from home as self-employed professionals. These people are either freelancers or they join teams for specific project execution. The number of people enjoying such possibilities is growing all the time, which is shaking traditional employment models. Is your company considering the recruitment of remote employees? If so, you’ll have to find new methods of management and communication. Video conferencing opportunities like the ones provided by Blue Jeans Network deliver new options that should go hand in hand with the recruitment revolution.  Establish Rules, Build Trust Nearly 80 percent of workers consider telecommuting to be a great bonus. ...

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How To Christmas Shop For Free

free Amazon gift cards

On Monday, we talked about reasons people spend too much over the holidays. I’ve been there, done that, and I’m never going back again. Today, I’ll share some strategies that will allow you to Christmas shop for reduced cost or even free. You actually don’t have to apply this strategy to Christmas shopping. You could use it  to pay off debt, take a trip,make a big purchase, or whatever you want. If you are looking for a way to bankroll Christmas this season, it won’t work, but if you start now, by next year, you could seriously have a zero bill for holiday gifts. Use Shopping Portals I tend to do most of my shopping on Amazon because it’s easy, and I love the two day free shipping on Amazon Prime. However, sometimes there are better deals by going through shopping portals. You can use a site like cashbackholic to see where the best cash back deal is at the moment. My current favorite is Ebates. For example, I needed a new wallet a couple of months ago. I hate buying wallets, but I lost two credit cards because my current one wouldn’t stay closed. It was time. I found a perfect ...

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Financial Help When You Make Too Much for Assistance

middle income earners getting assistance

Despite the plethora of government and community organizations that provide assistance to low income families, nearly all of these programs have a financial cap. If you are even a few dollars over the income level required to receive assistance, you are on your own. If you are struggling to pay bills but make a little too much to qualify for help from government or private organizations, there are still a few things you can do to ensure that you have enough food on the table:  Religious charities There are many religious charities that offer food and financial assistance to needy families. Examples of religious organizations with excellent resources for struggling families include the Catholic Church (who offer food banks and food pantries) and The Church of Jesus Christ of Latter-day Saints (Mormons), who have a storehouse, bakery and cannery that make and provide food for needy families. You may have to speak with a local leader to place a food order or find out more details about how to get help.  Selling Plasma While this is not an ideal solution for everyone, you can sell plasma to get a little extra cash each month. Depending on your weight and how ...

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5 Reasons Why People Spend Too Much Over The Holidays

Don't overspend at Christmas

It’s almost Thanksgiving and after that, only a few short weeks until Christmas. Stores are gearing up for the mad rush we call holiday shopping, hoping the last 6 weeks of the year will keep them in the black. My big wish for everyone this holiday season is to keep your own budget in the black. How many of you have started a new year with less money or more bills that you planned? Here are 5 reasons why I think people spend too much money over the holidays and how you can avoid the traps retailers use to get more of your hard earned money. 1) Credit This was always our Achilles Heel at Christmas or really anytime we went shopping. If we didn’t have the money, it didn’t matter. It’s so easy to get caught up in the moment, swipe the card, and not think about it until the bill comes next month. To avoid overspending, set a limit for gifts and once you’ve hit the limit, stop. If you can’t be trusted with credit cards, shop with cash or purchase gift cards in the amount you can afford. Once the money is gone, it’s impossible to overspend. ...

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