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6 Things to Include in Your Holiday Party Budget

holiday party

Just about everybody loves a good party. If you are planning one for either Christmas or New Year’s this year, you might be wondering what things to include in your holiday party budget that will make your party a smash hit! Taking time to make a plan, and a budget, for your holiday party will ensure you don’t go over board with spending during the expensive holiday season. Plus, it’ll help you avoid forgetting things that you’ll have to run and grab at the last minute. It’s a win-win! Here are 6 things you should include in your holiday party budget. 1 Food It isn’t a party if you don’t have great food. Make sure you plan your menu ahead of time and don’t wait until the last minute to do your grocery shopping. I was once forced to change my holiday menu because the only grocery store in my small town was out of a critical ingredient I needed for one of the food items I had been planning. If some of the ingredients you need are canned or boxed you might be able to pick them up a couple of weeks early when they are on sale and ...

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How to Make Money Renting Your Home for the Holidays

How to Make Money Renting Your Home for the Holidays

The number of shopping days until Christmas is dwindling and ready or not, the holidays will soon be here. Will you be traveling for Christmas this year? If the answer to that question is yes, it might be worth your while to look into how to make money renting your home for the holidays. You might make enough to pay for your own holiday travels rather than letting your own house sit empty while you are gone. Advertising There are a number of companies online that can assist you with listing your property to rent out to others for their holiday vacation. Airbnb and HomeAway are just two of the many companies you could check into to help you get started. All it takes is a few mouse clicks to begin making money during the holidays by hosting your home with either of these companies. In addition, you’ll need to consider setting up a website to help potential renters and travelers get a feel for what they will receive when they rent from you. Include detailed descriptions and lots of pictures to help you entice people to stay in your home. Make sure you have contact information including a phone ...

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Bcapital: The Tools To Be An Expert Trader

Trading at a professional level requires adopting a set of disciplines and tools. The most successful hedge fund managers and retail traders didn’t achieve such fame and fortune just through innate talent. Instead, they’ve used the tools listed below to consistently extract profits from the foreign exchange market. Trading Platform The trading platform is where every transaction takes place, whether it’s a short sell of the Euro versus Dollar or a long of the Dollar versus Yen pair. Regardless of the strategy you are looking to execute, the functionality afforded by your trading platform will play a huge role towards your year-end bottomline. A good trading platform, such as the one provided by Bcapital, is loaded with a robust set of features including technical indicators and real-time price quotes you can use to derive high-probability trade setups. Economic Calendar The economic calendar lists all if not most of the global market events that could potentially move currencies. This ranges from central bank interest rate fluctuations to geopolitical changes, such as the recent Brexit. All of these market events have a degree of influence towards price action hence keeping track of them can benefit your trade entry and exit points. Brokerage ...

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Efficiently Managing Your Student Loans While in College

If you’re new to college and student loans, you’re probably feeling overwhelmed by a great many novel experiences – choosing and taking college classes, applying for and receiving federal aid and scholarships, even living away from home for the very first time. Graduation, and all that it entails, seems so far away! It’s probably the last thing on your mind. Really, though, when it comes to student loan debt, you should be considering how you’re going to repay those loans from the very first day you take them out. Waiting until post-graduation, when those payments first become due, isn’t a smart strategy. That’s because there are things you can do now, as a borrower still in school, that will set you up down the road to save money on your loans. Managing your debt is something to think about from day one. Subsidized vs. unsubsidized loans, and why the difference matters. If you’ve taken out federal student loans, there’s a good chance you have a mix of subsidized and unsubsidized loans. And of course, private loans are always unsubsidized. Subsidized loans are loans you aren’t charged interest on while you’re in school because the federal government pays the interest on ...

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3 Reasons to Check Your Credit Report Today

Most people don’t have a great deal of sophistication with credit. Sure, they might have a card or two (or ten), but all of the fine print on those agreements, as well as the complex terms in credit theory – it’s just a little much to deal with. The problem is, if you don’t have knowledge about how credit works, you’re liable to use it in ways that will set you up for failure in the long term. We’ll assume for the purposes of this article that you aren’t badly in debt. If you are, fix that first. But if you are in fairly good shape with regard to debt, it’s time to get serious about your credit history. You can get a free credit report once a year. The government allows it. That report will show all of the credit cards you have, all of the times you were late on payments, and all the other times you messed up or used credit too much. Maybe you’ll see the opposite problem – you don’t have enough credit history to support a good credit score. One great course of action is to get a credit card specifically for people with ...

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