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Money Decisions to Make in Your Twenties

The following is a guest post. If you would like to submit a guest post, please read my policy and get in touch.  I am sure, twenties is the best time in anyone’s life. The energy, excitement, adaptability, confidence to conquer the world and the ability to work on your passion cannot be matched. Some things that have helped me to date and I want you to keep in mind during your twenties are: Start building an emergency fund: Unexpected events like job loss, accident, losing a loved one, illness can happen to anyone at any time. Not having funds in such situations can make it even worse. So, one of the first money decisions you should make is to start an emergency fund. Save some money in a separate account (make it easier to manage) and only use it in difficult times. Don’t buy stocks with this money or make any investments that can lose money or are illiquid. Start saving for retirement: When you have just started to work, retirement seems so distant; so many years away that saving for retirement may not be one your priority list. Don’t let that stop from saving for retirement. Make contributions ...

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Finding the Perfect Gift at the Right Price/$100 Giveaway

Birthdays, anniversaries, weddings, baby showers, and Christmas are just a few of the many occasions we find ourselves in need of an appropriate gift for a friend or loved one. You’ve heard the old saying that giving is better than receiving. If we are truly blessed to be surrounded by people who love us, then giving can be a wonderful thing. However, if you are not in the best financial position, it can be stressful to find a gift that your loved one will appreciate that also fits your budget. With a little planning, it doesn’t have to be hard to find the perfect gift at the right price.

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Eyes on the Dollar 20/20 Roundup #24-Oh No, You Didn’t

I’ve been working a day a week on the Ute Mountain Ute reservation for almost a year. Nothing special about that, but if you know me at all, I am a huge sucker for stray dogs. There is an endless supply on the reservation. I have turned a blind eye for many months, but finally brought home two puppies who were wandering in the road yesterday.The call to my husband started this way, “Please don’t divorce me, but….” He knew right away I was bringing home a dog. He says I could buy a new car, take out a new mortgage, or buy any crazy purchase without that phrase, but if I’m asking him not to divorce me, it must mean a dog. He didn’t divorce me, and we are now fostering two adorable, but very naughty puppies. Never a dull moment. There will be some great stuff coming up next week, including some awesome giveaways. Come back if you like free money!

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6 Months of Blogging!

Today is my 6 month Blogiversary! Apparently that is a milestone because many give up before reaching a mere half year as a blogger. I understand why. I think I knew it would take time because I read and studied for months before working up the nerve to get started. I underestimated how much that amount of time actually meant in units of your day. It’s a good thing I’m a mom. You get used to not needing as much sleep! Having my own blog has given me a place where I can talk write as much as I want. I see people everyday who are making mistakes with their money. I know ,because I’ve made most of them myself. While it isn’t appropriate to run up to a complete stranger and tell them not to buy that because it is a rip off, I can write about it all day long.

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Learning About Different Types Of Investments

The following is a guest post. If you would like to submit a guest post, please read my policy and contact me. When people have a bit of extra money, they look into markets for investment opportunities. Throughout the years, these opportunities have fluctuated. However, some remain great competitors in the marketplace. Whether you’re looking to invest a large or small portion of money, you can do so in these different marketplaces. It’s a great way to watch your money grow. However, there’s also a risk that comes with investments. You must determine if the risk is worth the potential payoff in the end.

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