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Happy Labor Day, Useless Fact Edition

For those friends in North America, I hope you all enjoy your day off. For those friends elsewhere, I’ll think of you while you’re at work. Since it is a holiday, I’ll share a few useless, interesting facts about me. I have been to Graceland six times. (I lived in Memphis for a while) I once rode a mechanical bull. (It hurt) I love most animlas but am terrified of spiders,  birds, and teenagers. (not particularly in that order) Daniel Boone’s sister is buried in my hometown. (Our one claim to fame besides moonshine) I know your day will be much better now knowing these facts. I hope everyone has a great holiday or Monday, wherever you are! What’s your favorite Elvis song? Would you rather be locked in a room with spiders, birds, or teenagers?      

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Can’t Take My Eyes Off These Blogs #3

  I had yesterday off from my real job, so I spent day one of working on the rental property. Three hours cleaning the most disgusting refrigerator I’ve ever seen has left me a bit tired. If I’d never had a child, I don’t think I could have done it, but after you’ve been puked, peed and pooped on, most things just aren’t so bad. My husband gets a shift today with some demolition in the bathroom. It should be fun. I think I need to find something cute to call him on my blog, but I just can’t come up with anything. Mr. Eyes just sounds creepy, and Mr. E.D., well we just don’t want to go anywhere near that. If anyone can come up with a clever name, I’m all ears. Eyes on the Dollar experienced some more love this week. It it truly amazing that people are reading and sharing things I write.  Thanks, guys for the mentions. The Sunday Review-Top Posts of the Week-Savvy Scot August25th 2012 Favorite Blog Posts-Modest Money What I’m Reading: Getting the Car Serviced Edition-Erin Shanendoah/Dog Ate My Wallet Sublime Saturday Assemblage #34-Master the Art of Saving Weekend Wind Down 8/25/2012-Getting in Back ...

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Save Money on Vacation (Rednecks Go to Hollywood)

  Sometimes it is really easy to save money on vacation by having absolutely no idea what you are doing. I’m feeling a bit preachy after my last post, so today, I’ll go in a different direction and poke fun at myself a bit.  At the suggestion of Average Joe from a comment I left on his post about his first fancy hotel stay, I’ve decided to share some life lessons I’ve learned from my first major travel experience. I grew up in rural Kentucky (population 3000). There were many wonderful things about living there like the sweetness of the people, KY wildcat basketball, and iced tea, but nobody ever really traveled.  People from my hometown only went to Panama City, Gulf Shores, or Myrtle Beach for vacation.  You never went to a city unless you had a doctor’s appointment. My parents always thought our hometown was the best place in the world. Besides the two obligatory trips to Florida, we never really went anywhere. I’ve always been adventurous. I felt for a long time like I was switched at birth, but I look just like my dad. Maybe they dropped me on my head when I was a baby. ...

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The Cost of Pet Ownership

fostering a pet

Perhaps you are considering taking the step into pet ownership. Most pet owners will tell you that having a four legged furry friend (or three legged one like Edward Antrobus)is one of the greatest joys in life. Pets have a tremendous capacity for love, fun and forgiveness. You can take a broken, beaten, damaged animal, show it kindness and patience, and have a friend for life. Before you make the decision, you should take a serious look at your finances to detemine if you can truly afford it. The following costs are for dogs and cats, but please do your research even if you want a lizard, bird, snake, pot bellied pig, llama or any other domestic pet  (please don’t pull a Mike Tyson and think a tiger might be fun.) Basic Needs The minimum basics any pet requires are food, water, and shelter. According to the ASPCA, medium dogs will need $250 worth of food per year, cats $120. That cost is for basic food alone and doesn’t count toward treats, rawhide chews, or vitamins (some pets have skin conditions!). You might need  stainless steel bowls if your pet chews up plastic. If you are going to leave Spot outdoors for a portion of the ...

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Rental Property Series:Buying Our First Rental Property

owning rental property

After years of getting in position to buy a rental property, we finally did it! We’ve been close a few times but just couldn’t pull the trigger. We always wondered could we make the payment, would it cash flow, would our tenants assemble a meth lab in the bathroom?. You can do as much research as you want, but eventually, you take the plunge or you don’t. Right now seems like the perfect time for a number of reasons. We have more than enough for the down payment. On any property purchase, you are less likely to become underwater if you have a sizeable down payment. If you are buying an investment property, it is required that you have 20-25% down. We’ve been saving like mad for the last two years. Buying this property means so much more than having the stuff we previously piddled our money away on. Rates are probably never going to be much lower. You never really know on this one, but we have locked in a rate of 4.25% for a 30 year fixed term. We have every intention of paying this loan off way before 30 years. Because we are new to buying investment property, we decided on ...

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