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I Have Joined the Yakezie Challenge!

I have officially joined the Yakezie Challenge! Why would I do that so soon when my rank is over 3.5 million? In my short blogging life, I have already come into contact with so many supportive, like minded people. I have always been active in organizations dealing with my day job profession, and have seen the power in numbers. I have no backgroud in computer skills, but I do have financial experiences that I think are worth sharing. Honestly, most days I feel like I have no idea what I am doing tech wise, and the Yakezie forum will give me a place to seek those answers. Hopefully at some point, I will be able to give advice to somene like myself. Can my blog actually make it to 200,000 in six months? I’d be lying if I said I wouldn’t be dissapointed if it didn’t. Really, though, having a goal and learning and sharing with this community is reward enough. I’ll keep you updated! Please feel free to share any feedback about things I can improve upon. I never get offended unless you call me names!

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How to Afford Expensive Hobbies

As you read this, the USA Pro Cycling Challenge is rolling thought Colorado. We were fortunate enough to experience a little of the hoopla yesterday when the cyclists sped right through our area. Literally if you blinked, you missed it, but then you got to see all the decked out swag wagons carrying bikes worth more than many cars, any gear you can imagine, and Barry Bonds. Yes, apparently Barry Bonds has become quite the bicycle nut in his retirement. Who woud have figured? Where we live, outdoor sports are a way of life.  They stop you at the border if you don’t bike or ski. I’m not quite sure how I made it across without either skill, but I’ve made up for lost time in the 12 years I’ve lived here. Outdoor sports like biking, skiing or golf can require some expensive gear and/or fees. Is there a way to participate in sports without breaking the bank? There are tons of blogs out there to help you save money, like iheartbudgets or Young Adult Money .  If you’ve read all those and  have saved up and want to try a new sport, remember these tips. Make sure you are going to stick with the sport Before you go ...

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Bartering for Health Care

If you are self employed or have a job without benefits, you probably find yourself paying out of pocket for expenses like dental care, eye exams, glasses, contacts, chiropractic service, and most other things it takes to keep oneself running like a well oiled machine.  You might find yourself putting off routine care because getting a teeth cleaning is not the most glamorous way to spend your money.  One way to avoid depleting your bank account is through bartering. Obviously, you can barter for just about any product or service if there are willing parties.My post today is about bartering for health care services because I happen to have some experience in this field. If you’re new to this blog (and who isn’t? I’m not even a month old!), I am an optometrist in private practice. If you have some skills or products that might be useful to me or my businesses, you can bet I’m interested in bartering.  Bartering is a win/win for both traders because you both get what you need or want at reduced costs. An eye exam only takes my time, and any products I offer will be at my cost.  There are some rules and courtesies ...

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Can’t Take My Eyes Off These Blogs!

Oh jeez, I can’t believe I have  agreed to go a Zumba class my friend is teaching this morning. I have below zero rhythm. If you don’t hear from me for a while, you’ll know I threw out a hip. This has been a big week for my humble blog. I have gotten some good comments and feedback, and I can’t tell you how much I appreciate the support.  I am working hard to get the RSS, twitter, and facebook buttons working, and have called in reinforcements to help. Hopefully by next week, those will be operational. I registered with Yakezie, but don’t want to annouce on the forum until everything is working.  Hope eveyone has a great weekend! I can’t thank these guys enough for mentioning me this week. Greg at Nerdy Finance Carnival Blog Post of the Week by Average Joe I also couldn’t take my eyes off these posts. My Money Design celebrates his one year aniversary and gives some great tips. TeacHer Finance asks if past struggles should change your financial responsibilities. Jen at Master the Art of Saving is saving lots of money for her new home. So happy for her! Jeremy at Modest Money always has ...

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Health Savings Account 101

Every year I compare health insurance plans to find the best deals as far as premiums vs. what the plan actually covers. If you don’t live in the U.S,. go read Daisy’s post on universal health care.  If you do live in the U.S. , unless you are eligible for Medicare or state aid, you have two options; group or individual plans. Years ago, I looked forward to the day when my husband had a teaching job (because that’s what he wanted to do AND) I could join his group plan. I was very excited until I found out that it would cost $500 per month. This cost was for the family plan. It didn’t matter what size family. Whether it was spouse only or if you had nine children, it was $500. While that might work for a big family, having nine children for the insurance benefit was not a good idea. We now have one daughter, but $500 a month is still  very expensive.  The group coverage is good. There is only a  $25 copay for doctor visits without a deductible, but we have no pre-existing conditions and rarely go to the doctor other than for annual physicals. Taking all that into consideration, ...

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