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Thailand Housing Industry Ready To Climb With Economy

The best time to get in on an investment is not only when the price is low but also before everyone else jumps on it. Although the economy is not booming right now, it also is not receding. The housing sector tends to be the last to react to major shifts in other industries. Economic muscle Recently, the Thai government began working with China not only to gain better military hardware but also advanced military training and technology. Although the feds will not allow foreign military bases, they are willing to engage in joint exercises and share landing strips. The administration is focusing on moves that will be most beneficial to Thailand’s security and future. International infrastructure projects such as a railway system stretching across the Land of Smiles that will connect with China provide benefit without Thailand shouldering the full financial burden. The railway system not only will improve local business operations, it also will encourage more foreign investment and tourism. Meanwhile, Thailand exercised its economic influence by reducing exports of rubber to raise the price of the commodity on the world market. The feds also agreed to pay local growers more than the market price. China is the ...

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The Pro’s and Con’s of Using Your Credit Card for Major Purchase

No matter how sincere you are about cutting your budget, no matter how frugal you become, there will come a time when you have to make a major purchase using money that you don’t have. There is no avoiding it in this current age of financing. We don’t live in a gold-based economy. We live in a credit-based economy. At some point, your good credit will be the difference between failure and success. There are some things you should never be a cheapskate about. Your attempts to save money on things like shoes, mattresses, and technology too often end up being penny wise and pound foolish. As distasteful as you might find the prospect, you are going to have to use a credit card for something, somewhere down the line. Still, there is no denying the downside to credit cards. Here are a few of those pros and cons of using credit cards for major purchases: Con – Interest In almost every situation, borrowing money means paying it back with interest. The typical way to make money by loaning money is to require the borrower to pay back more than they borrowed. If it is a low-risk loan, the interest ...

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4 Expensive Habits I’ve Given Up to Save Money

expensive habits

Shortly after I finished college and entered the “real world,” I started a good job in my hometown which required a more professional wardrobe. I also bought my first house and furniture only months after graduation due to a rental housing shortage in the town where I live. I was only 21, and all of a sudden I had debt – a lot of debt. It didn’t take too many sleepless nights for me to realize I needed a budget. This is when I found personal finance blogs. During the process of creating my first budget just a couple of months later, I eliminated some habits that were costing me money but weren’t really necessary. Although I still have a pretty nice lifestyle, I gave up some expensive habits so I could pay off debt and save money. Here are 4 expensive habits I gave up to save money. I hope it will inspire you to look for similar ways to cut unnecessary spending from your own budget. 1 Clothes Shopping When I was a poor college student I couldn’t really afford to go clothes shopping unless it was an absolute necessity. But that didn’t always stop me. I did ...

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How to Wrap up Your Tax Season

This post was sponsored by #BlockAdvisors. All opinions are our own. As the close of the 2015 tax season rapidly approaches, it is not the time to sit back and do nothing until next year. There are plenty of tasks you can start on to make next year’s tax season flow even smoother. Here are some ideas of how to wrap up your tax season and get a jump on next year. 1 Work with Your Tax Preparer Maintain a good relationship all year long with the person who prepares your taxes, like the tax professionals at BlockAdvisors. Your tax preparer should know your history well enough to contact you early in the year if there are going to be changes that could affect how you conduct your business the rest of the year, or after completing your tax return from the prior year. Don’t wait until next year to find out new tax laws mean you will owe money to the IRS when you counted on a refund, for example. By knowing in advance, you could set aside money in preparation to pay in. If your accountant or tax professional hasn’t let you know of the current changes, be ...

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Stay On Top of Company Payroll

Your company payroll is most likely the most expensive expenditure your business runs into. Without quality workers, you are not able to thrive, but you also need to keep this cost point in check. You know what hours you need filled, so you do your best to make sure the shifts are covered. However, this doesn’t mean you are not going to run into potential problems along the line. By monitoring your payroll, not just on a bi-weekly or weekly basis but on a real time basis, you are able to avoid expensive problems. With the money you save, you can reinvest it back into the company and help grow the bottom line. Financial Problems without Real Time Payroll Monitoring There are a few different issues you may run into and not even realize it until too late. If you pay hourly employees, you schedule everyone so they receive the desired number of hours they want. You also probably make sure to keep these individuals from hitting the overtime mark. Paying employees time and a half is an expensive additive to your bottomline and, should this happen on a regular basis, can prove costly. While overtime on occasion isn’t avoidable, ...

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