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How To Be Rewarded For Your Hard Work

You did your best, worked long, hard hours, and lived frugally. And yet you still didn’t prosper because it’s hard to make a living from a minimum wage job. You then decided to redouble your effort, but that didn’t work out too well because you only made marginal improvements to your income. Next, you decided that you weren’t getting paid what you were worth because you were working for the wrong company. Unfortunately, after getting hired in another company, you found yourself in a similar situation. Finally, you decided that it was the industry, so you went back to school and juggled your class and work schedule for a few years. Unfortunately, after you graduated, you were overqualified for most jobs and the intense competition in your line of work made it almost impossible to find any good job openings. Well, if you’ve taken this route, or one similar to it, there is one option—work for yourself. Here are four ways of earning a handsome income if you love to work hard but have not yet found a company or an industry that will reward you for your initiative and persistence: Sell a proven line of products. If you don’t have a ...

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More Insurance Policies Everyone Should Consider

Insurance is a financial lifeboat that comes to save us when we’ve encountered one of life’s crazy circumstances. To some, paying for financial coverage in the event that something goes wrong may seem like a waste of money. Which is why many foregoing common insurance policies and end up in a world of debt later. If you’ve avoided certain insurance policies because you believe it’ll never happen to you or you’ll cross that bridge when you get to it, you could be in for a world of trouble. Here are just a few more policies everyone should consider: Car Insurance There is an accident every minute of the day in the US. While you’d like to think that you’re a safe driver and nothing will happen to you, you can’t control everything and everyone on the road. Car insurance provides financial coverage in the event of an accident. If the injuries you sustained were serious, you could hire a personal injury attorney like Bachus & Schanker LLC to obtain financial coverage for damages, emotional distress, pain and suffering, and more.  As you go through legal processes and court proceedings adequate car insurance coverage will cover the damage to your vehicle and ...

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Saving Money on Household Goods Without Extreme Couponing

Saving Money on Household Goods Without Extreme Couponing

When I was fresh out of college and low on money, I searched for ways to save and came across extreme couponing. I started clipping coupons, printing them out in mass quantities from internet sites, and even purchasing some on E-bay to get items I needed. It wasn’t long before I built up a stockpile of both foods and household goods. Unfortunately, I found that not everything I bought were things I needed. Some even expired before I could use them! This led me to realize maybe extreme couponing wasn’t really saving me the money I thought it was. Now, I still try to save on household goods and groceries, but I don’t do it with extreme couponing. Here’s what I do instead. 1. Shop Sales Obviously one of the ways to save on household goods without extreme couponing is to watch for the items you frequently buy to go on sale. If you pay attention to the sales flyers of the stores you shop at you will notice most have a cycle. Certain items will go on sale every few weeks and others every few months. If it helps, you could chart it so you can figure out the ...

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How to Make More Money (Without Getting a Second Job)

How to Make More Money (Without Getting a Second Job)

For many people there comes a point in their life when money becomes tight. It happened to me both during and shortly after finishing college. In order to turn things around for myself I had to take a second and even a third job temporarily in order to make ends meet. Fortunately I was eventually able to make the necessary changes in my life that I needed and now my financial future looks brighter. But, if you want to make more money without getting a second job, there are ways to do that too. 1. Ask for a Raise One of the obvious ways you could earn more at your current job without having to beat the streets to find a second one is to ask for a raise. Unlike what I had to do, you wouldn’t wear yourself down as much by not having to take on a second job. However, if you are going to ask your job for a raise you should first make sure you are performing well at what you are already doing. Asking for a raise when you are falling short is like asking to be handed your walking papers. 2. Ask About a Promotion ...

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How To Save Money On The Important Stuff

Saving money is challenging. And sometimes it feels like a daunting task that is constantly hanging over your head. But, saving money doesn’t have to be a challenge. I am here to teach you how to save money without giving up the things you love. Saving money can be easy, you just have to know where to start and how to go about it. If you are looking to save money, use these tips for simple tasks that will help you save big. My first tip to help save money is prioritizing your purchases. Everyone has things that they want, but that doesn’t mean you can or should get all of them. Saving money is an act of balance between what you should and shouldn’t purchase. To master this, I recommend creating a list of things you want and need, then prioritizing them based on importance, desire or relevance. The result of this is a list of everything you want and when you should buy it. The list is a realistic resource of what you should be buying. Whenever you are shopping, it helps you guide your purchases which will result in you not over spending. Additionally, the list will ...

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