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3 Questions to Find Out If Your Old Car Is Hurting Your Wallet

Could it be time to upgrade your heavily-used car? And how does one determine when it’s time to part ways? Most money-wise people are not prey to splurging on a new car when they get a raise in paycheck, or when they see the latest release from their favorite car maker. However, it can be hard to nail down an expiry date on a car that has served you well for many years. So in what situation would it be better to upgrade or explore other means of transportation? Here are 3 questions to ask yourself to help you determine if you should look for junk yards near you, or if your car is still good for another year of use: Question 1: Do I feel safe driving my car? Perhaps your car has passed your state’s annual car inspection. But the real measure of its safety is whether you still feel safe driving it. Or, an even better question to ask yourself is whether there are better safety options that you should be looking into. Today’s car models come with the latest array of safety features. These include advanced airbags and rearview cameras to help ensure a safer experience. If ...

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10 Most Sellable DIY Items Online

How people do business has evolved by leaps and bounds in just the past decade alone. And with the continuous evolution of the internet comes better and faster ways to transact and make purchases online. This has led to more and more people taking to the World Wide Web to promote and sell their products and services, from handmade novelty items to art pieces and accessories. If you’ve wanted to make a profit out of your DIY projects and output, it’s best that you take a look at 10 of the most sellable items online to help push you to the right direction: Art Pieces With online markets, you can reach a worldwide audience and sell your art without necessarily needing to sell out. Additionally, you can also reproduce your art in various different formats, from prints and mugs, to t-shirt printing and greeting cards. Doing so can help get your style out there and bring attention to your other art pieces. Jewelry This continues to be a lucrative industry even today, and with DIY pieces, there’s almost always a profitable market online. True, it can be saturated, not to mention quick-changing due to the fickleness of fashion, but by ...

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What are Major Retailers and Banks Doing to Prevent Fraud?

While the opportunities afforded to businesses from digital technology are huge and have created new markets for many firms, emerging and developing technology has also brought about some challenges and problems. Fraud is a huge concern for retailers and banks these days, and such organizations have to work hard to remain up to date with the fraudsters and criminals that threaten their work. One of the worrying aspects of digital fraud is that it covers so many different areas of business engagement and interaction. In March 2017, a report issued by The&Partnership suggested that firms would lose over $16 billion in advertising fraud (sometimes known as click fraud) alone. That is just one small component of digital engagement and interaction, which means that the overall sums of money lost by firms due to the increased number of ways that digital fraudsters and hackers can impact on their business. In addition to advertising or click fraud, other types of digital fraud that companies have to be aware of include: Online retail fraud Smishing, vishing and phishing Spam emails Malware Proxy servers and botnets Of course, while the loss of money can be highly damaging for a company, for many, the loss ...

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Pros and Cons of Store Loyalty Cards

store loyalty cards

How many store loyalty cards do you carry around in your wallet or purse at any given time? According to the 2016 Bond Loyalty Report, the average number per person is 13.4. But, only half of them are actively being used. Personally, I too carry a few different store loyalty cards in my wallet. Over the years, however, I have learned to use them in moderation in order to keep my budget in line and expenses down. Although it seems like store loyalty cards can be a good way to save money and earn special perks, they do have some cons too. Here are the pros and cons of using store loyalty cards. Pros: 1. Save Money Many people believe that store loyalty cards save them a lot of money. I think that can be true in some cases. For example, if a product you are going to buy anyway from a certain store will be cheaper if you start using their loyalty program, by all means sign up. In addition, if you have the room to store extra non-perishable items and can buy them at a significant discount through the use of a store loyalty card it might be ...

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Should You Hire a House Sitter When You Travel?

Should You Hire a House Sitter When You Travel?

When you plan to travel and stay away for several days, or even several weeks at a time, there are a lot of small details that need to be ironed out before you go. For example, you might want to have the post office hold your mail. Or you might need to call the newspaper, if you still take one, and have them hold it while you are gone. Then, there may be lawns to water, as well as plants both inside and out that need to be cared for. If you have pets, they will need to be boarded or taken with you. That’s a lot of tasks that have to be done before you can leave and you haven’t even packed yet! Wouldn’t it be wonderful if you had a house sitter to take care of all of that for you while you were gone? But should you hire a house sitter when you travel? Here are a few things to consider.  1. Cost You can subscribe to a variety of house sitting websites from anywhere between $0 to 100 per year. Once you divide the cost by the number of days you are traveling you can see ...

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