Category Archives: Budgeting

Reformed Spenders Adjust to Life on a Budget

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It has been about three months since Jake at I Heart Budgets shed blood, sweat, and tears to create a budget for my family. I’ve tried to make and follow a budget before, but always got sidetracked and gave up. We also spent money without much forethought, so budgeting doesn’t really work in that scenario. For almost two years, we were on a no spending moratorium to pay off our credit card debt, not really a budget, but it worked. … Continue reading →

Paycheck to Paycheck is No Way to Live

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If you are one of the millions of people who lives paycheck to paycheck, you might find yourself in the situation of having more days than dollars in the month.  That can be a very scary feeling when you know that your bank account is empty, and there are still several days until you get paid. While panic might set in, if you take a minute to analyze the situation, it might not be as bad as you think. With … Continue reading →

Is There Ever a Reason to Blow Your Christmas Budget?

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As you may know, I am working very hard toward paying off debt and staying within a budget for the first time ever. We’ve been doing really well. We haven’t gone overboard with Christmas presents and have used rewards points, bartering, or baking for most of what we’ve done so far. However, I went out to lunch with a co worker this week and what I saw caused me to blow my Christmas budget. First of all, since I don’t … Continue reading →

How Do You Prepare A Budget With Irregular Income?

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Today I’m terribly excited to be doing  a blog swap with John from Frugal Rules. Don’t miss my post about being an advocate for your own health care over at his site, AND you still have time to enter the giveaway for $100. Call me a nerd, but I love to budget! Budgeting can be an easy exercise when you know what your income is going to be from month to month. But, alas, not all people know what their paycheck will … Continue reading →

Can Once a Month Cooking Help Your Grocery Budget?

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If you have read this blog with any sort of regularity, you know that I am trying extremely hard to curtail our grocery spending. I’ve made attempts before, but like tons of busy families, we shopped too much and often restocked the things we eat most rather than coming up with ways to use up existing food supplies. I finally found a way to make myself stay away from the store: By playing the Grocery Game at Canadian Budget Binder. … Continue reading →

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