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Choice Hotels Credit Card Review

Free hotel in Manhattan

If you read some of the more popular travel blogs, you can find many ways to get free hotel nights. It seems that every blogger is looking for that aspirational redemption, using credit card reward points to stay in some of the most luxurious and expensive hotels in the world for pennies on the dollar. I certainly can appreciate that. After all, we recently returned from a visit to the Grand Hyatt Kauai. However, most of us aren’t frequent travelers. We don’t have international trips planned every other month, and we don’t necessarily value  luxury amenities like heated toilet seats and valet parking. In other words, we are looking for decent places to sleep that are close to our destination. We also don’t want to tip out the wazoo for someone to carry our bags and park our car. One of the workhorse hotel chains my family uses is the Choice hotel company. For those of you who are looking into free or reduced cost hotel stays, the Choice hotel credit card might be a good fit for your travel plans. Choice Hotel Family Choice hotels have a ton of properties all over the world. Their brand includes Comfort Inn, ...

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Hawaiian Airlines Credit Card Review

free flights to Hawaii

Hawaii is often at the top of the list when it comes to vacation destinations. With almost perfect weather year round and more beaches than you can count, it’s easy to see why Hawaii is such a popular destination. If you have a family, it can be really challenging to make plane tickets work for your budget. We are pretty much limited to taking our big trips around Christmas, spring break, or summer vacation. Seasoned travelers know this as “peak season” and buying flights is usually most expensive during this time. Yes, you can sometimes find a sale or mistake fare, but if you’re like me, you want to plan vacations well in advance. This is where points and miles can get take you to places you might not be able or willing to spend money on otherwise. My family of three is in Hawaii right at this moment thanks to the Hawaiian Airlines credit card. Hawaiian Airlines World Elite Master Card From Barclay When you are approved for this card, you’ll receive 35,000 Hawaiian Airlines miles after spending $1000 on the card in the first 90 days of account opening. There is an annual fee of $89 that is ...

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US Airways Credit Card Review: Two Flights for $90!

Dividend Miles for free flights

Word about our credit card churning adventures has started to get out among some of our close friends. I don’t really talk about it much except on my blog, but Jim has been telling his morning basketball buddies about our free travel. When you first find out about travel hacking, it sounds either like voodoo or something illegal, but when I explain to them how we’ve gotten to take  almost free vacations and how we are about to visit Hawaii in champagne style on a beer budget, they want in. Churning the US Airways Credit Card A big problem for some people want to start churning is the amount of spending you have to do to hit some of the larger bonuses. If you don’t have many big expenses and aren’t interested in manufactured spending or using Bluebird to pay bills, it’s hard to churn for free travel. However, the US Airways credit card from Barclay just made it lots easier to get cheap airfare. With this card, $90 gets you 40,000 Dividend Miles, enough for two domestic flights! What 40,000 Dividend Miles Can Do The US Airways Premier World Mastercard does have an $89 fee that is not waived, but after the ...

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Fun Things You Get To Do After Paying Off Credit Card Debt

Fun after debt

I know there are many readers out there who are struggling to pay off debt. I’m not necessarily talking about mortgages or well chosen student loans, although those can certainly become burdensome if you get in over your head. I’m talking about the big bad debt that comes with high interest payments or a deadline you have to meet before you get socked with even higher interest. We’ve seen our share of bad debt with credit cards, revolving finance plans, and car payments for new cars we didn’t need.  I like to think of this as evil debt because it robs you of choices and freedoms that you can never have unless you are debt free. I’m living proof that you can overcome those type debts, and when you do, there is so much fun to be had! Here are a few of my favorite fun things we’ve been able to do since paying off our evil debts. Use Credit Card Rewards for Free Travel Over the past year or so, I’ve learned so much about how to use various credit card bonuses to earn points and miles for buying things I needed to buy anyway. If you do it ...

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Even Granny Has a Credit Card

Granny

I was in line at the grocery store the other day. As usual, I was running behind schedule and tried to pick the shortest line with the most efficient looking cashier. The line I chose had a great cashier, but it all ground to a halt when the most dreaded sight to a rushed shopper appeared. Someone pulled out a checkbook. My first thought when that happens is why don’t you get a credit card? Even Granny has a credit card, right? Who Doesn’t Have a Credit Card? Honestly, who on earth doesn’t have a credit card? The only demographic I can think of really are elderly people. While it may seem like they are behind the times, maybe they are the smart ones when it comes to paying off debt. I honestly love to have older people come into my optometry practice. They generally pick out what they know works for them and write a check for the full balance, while I often see younger people having to jostle around different credit cards to find a combination that isn’t maxed out to pay off their bills. I found this article on Time’s website about how many young adults will ...

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