How Can You Still Have Student Loans at Age 40?

Since closing on the first part of my business sale, we now have enough money to pay off our student loans. Before you start congratulating me, remember that I am 39 years old, and my husband is 43. How on earth do you have student loans in your 40′s? Start Late My husband didn’t decide to become a teacher until he had one failed attempt at college and several different jobs. He was 27 before he started college for real. … Continue reading

Get Out of Debt-Debt Heroes Book for Free

Monday, March 25th and Tuesday, March 26th, you can download a FREE copy of a new book by Jeff Rose and Ben Edwards called Debt Heroes: How 21 Ordinary People Paid Off Over $1.7 Million in Debt. I don’t receive any money from this book or for promoting it, but  I was fortunate that the authors let me contribute a chapter about my debt repayment story. I don’t know that it makes me a hero. A true hero would avoid … Continue reading

Paying Off Debt is Like a Winter Blizzard

The US has had some crazy weather this fall and winter. The recent snow storm that hit the Northeast dumped two feet of snow and caused all kinds of mayhem. Southwest Colorado often gets hit with storms producing that much or more snow. While we don’t generally get the media attention that more populated areas receive, we know all too well how to deal with a winter storm. Actually when you think about it, winter storms are like getting out … Continue reading

5 Reasons Why Consumers Can’t Get Out of Debt

This is a guest post. If you are interested in guest posting, please read my policy and contact me. It is not unusual for a consumer to run into money issues. If a person attempts to get out of debt, he or she generally face many obstacles, not least themselves. Identifying the real reasons behind the failure can aid in reaching the goal of healthy financing, which is exactly what this post is all about. 1. Lack of a Budget … Continue reading

10 Step Program For Getting Out of Debt

The following is a guest post. If you would like to submit a guest post please read the guidelines and contact me. I have been in debt since I was 18 in some way, shape or form. I have always wanted to get out of it, but always had a hard time figuring out how to start. Finally, 16th months ago, I started. I am almost done, and my method worked! Here is my 10 step program to getting out … Continue reading

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