If you’re a Mom or if you have a Mom, you probably know that we will like whatever you give us for Mother’s Day (unless it’s a mop). I do love handmade gifts from my daughter or a dinner cooked by someone else. However, it might be a good idea to get Mom or Grandma engaged in the 21st century by giving an electronic gift this year. I recently used some of my credit card reward points to get a … Continue reading
How much do you like free money? More than ice cream with a cherry on top? For the rest of the month, you can enter this contest brought to you by structured settlements for your chance to win $999.99! Wow, that’s lots of nines and lots of dollars. If everyone had an extra $999.99 in savings or an emergency fund, you could avoid all 99 of these money problems, unless you are the most unlucky duck on the planet and they … Continue reading
Happy New Year! Another holiday season has come and gone. Hopefully you aren’t in a cold sweat waiting for this month’s credit card bill! One nice thing about a new year is the opportunity it brings for change if you aren’t where you would like to be with your finances. What would you like to accomplish this year? Pay off debt, save for an emergency fund, stop living paycheck to paycheck, save for retirement? Maybe you had a great 2012 … Continue reading
For the past few months I have made it a priority to save money on groceries. Previously, I shopped whenever the urge hit and bought whatever looked good, often spending $500 or more a month at the grocery store. Well, no more. I’ve cut my budget to $350 a month, including household goods and dog food. Last month I came in close, but $.79 under budget. My old self would have called that a miracle, but there actually isn’t anything … Continue reading
As we come toward the end of the year, no matter which holidays you might be celebrating, we all should take a few minutes to slow down and be thankful for the meaningful things in our lives. I personally have a long list of things to give thanks for. At the top of my list is my family and my health. I am especially grateful that I don’t wake up everyday hungry and wondering how to survive the day. I am thankful that I can create a … Continue reading
