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How To Save Yourself from Surprise Medical Expenses

Did you know that exorbitant medical bills are one of the country’s leading causes of bankruptcy? It’s true! More and more people are declaring bankruptcy every year because they were hit with a medical emergency or an inflated bill. It’s so widespread that many rental applications allow you to specify that if you did declare bankruptcy within the last two years it was because of medical bills, not because you were bad with money. Now, obviously, not every surprise medical bill has or should result in bankruptcy. While it has lost a lot of its stigma, the declaration of bankruptcy is still and should always be a very last resort. Here are some of the steps that you can take to maintain your financial health instead of opting for the worst case scenario. Work With the Biller Here is something important: the doctor and the hospital want to get paid. Period. They don’t necessarily care about getting paid 100% immediately. Sure, that’s their best case scenario, but most of these professionals understand that not everybody can hand over a check for five figures at the drop of a hat. Be honest with the billing department about your ability to pay ...

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The High Costs of Sleep Deprivation

sleep deprivation

Have you ever given up sleep so you could see the end of your favorite television show or finish a project for school or work? Maybe you’ve given up sleep in the name of making more money with your side hustle. If so, you are not alone. I’ve done that too. In fact, one of my favorite sayings use to be “I can sleep when I’m dead.” I’ve stayed up late for each of those reasons at different times. But the truth is, if you have missed out on sleep, it doesn’t really matter the reason because the effect is still the same. Lack of sleep can have negative impacts on your life if you make a habit of it. It can affect many things that will in turn effect your finances with a domino effect. Here are some of the high costs of sleep deprivation. Feeling Sluggish Ok, this one is kind of obvious. You will find yourself yawning and having trouble with concentration due to a lack of sleep. But did you know it can also inhibit your decision making? This can be dangerous when you are driving and it increases the possibility of you being involved in an ...

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Eating Healthy Wherever You Go

If you made a resolution to eat healthier, the first place you make changes is likely to be your kitchen. You might’ve spent hours throwing out processed foods and products containing trans fatty acids and replacing them with healthier options in your kitchen cabinet. You may have stocked your fridge with a bouquet of fresh fruits and vegetables available whenever you feel hunger pangs. In this situation, it’s relatively easy to stick to your diet routine and avoid temptation. The real test, however, comes when you leave your home and travel someplace else. In unfamiliar territory, it may be challenging but not impossible to adhere to your healthy diet. Be Prepared The key to eating healthy when you travel is to do research ahead of time and to look for natural stores and healthy restaurants. It’s never been easier to eat out and stick to your diet because you can do a simple Google search on your handheld device and find an organic grocery store or a vegetarian café close to where you are. Just as you plan your itinerary and sightseeing schedule, you can also make time for shopping in natural supermarkets and stock up on healthy staples. Make ...

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Apple’s CareKit might make healthcare more accessible and cheaper

The newest innovation in healthcare may come from an unlikely source: the Apple Store. Apple’s CareKit is poised to bring the disruptive potential of mobile computing to your GP’s office. CareKit is an open source platform that supports the creation of personal healthcare apps. CareKit leverages the success of ResearchKit, which connects patients with medical research, helping researchers collect real-time data on symptoms and treatment efficacy. ResearchKit isn’t even a year old, but it’s already had an impact. Apple announced on October 15th, six months into the platform’s launch, that 100,000 users were using the platform to participate in clinical trials. CareKit builds on this success by creating new tools for doctor-patient communication. CareKit features four modules. “Care Card” helps patients track medication and completion of tasks such as physical therapy exercises. The “Symptoms and Measurement Tracker” lets users record symptoms and capture other data such as photographs of wounds or rashes, temperature, or data related to sleep. The “Insight Dashboard” compares symptom progression to the Care Card to track treatment efficacy. Finally, the “Connect” module will allow for doctor-patient communication including data transmission. The biggest impact of CareKit will be in the areas of accessibility and affordability. Accessibility is ...

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How to Stay Fit and Healthy

Understandably after all the excesses of Christmas, one of the most common New Year’s resolutions across the world is to get in shape. Fast forward to March: gyms are ending their promotions and sportswear is back up to full price, as many people return to work and university having given up. In a busy city lifestyle, it can be hard to find time to stay fit and healthy – but when there’s a will, there’s a way. Join A Local Gym For lots of people, joining a gym is a great way to get in shape, as it allows for so many different types of workouts. Whether you’re into cardio or weights or both, you’ve got a variety of options so you can find multiple routines that work for you and switch them up with ease. If you work in one of Leo’s central London offices, you’re in luck, as there are plenty of nearby gyms so you can fit in a quick workout between meetings – and finding the time is half the battle. Cycle to Work Affectionately known throughout the city as Boris Bikes, these slightly clunky cycles aren’t the best but make a morning commute more enjoyable ...

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