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Lifestyle

Being a Boss, The Good, The Bad, and The Ugly

There were a couple of posts recently about the benefits of being an employee. For that point of view, check out DC’s post at Young Adult Money or Holly’s post  at Club Thrifty. I have not been an employee for over ten years. I bought my optometry practice in 2002 and have been the boss ever since. I’d like to share my opinion on the ups and downs from my time as the head honcho. Maybe you can gain some prospective in determining if you would like to be in charge or if it makes sense to remain an employee. This is my experience of being a boss; the good, the bad, and the ulgy. The Good Making my Own Schedule. While my office is open five days per week, I can determine when I want to be there. I’ve changed my hours several times over the years. If I want time off, I can work  longer on another day. As long as I see enough patients, it doesn’t really matter what day or times. Vacation. I can take vacation whenever I want. I don’t have to get it approved or see who has seniority before I ask for time off. Dividend Income. I pay myself a salary, ...

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What You Need and Don’t Need For New Baby

If you are planning on having a child, it can be confusing with all the gadgets that are available for newborns. When I was pregnant, we took a trip to Babies R Us, and I literally had to leave the store because it was so overwhelming with all the furniture, clothes, and items the store says you can’t live without. Actually, we found that babies really don’t need that much stuff. Obviously, you need diapers, food,  a carseat, and clothes. In a primitive sense you could get by just fine with those things only, but there are some baby items that make life easier. Here is my top five list of  new baby items you  might need and ones you surely don’t. Things We Couldn’t Live Without Pack ‘N’ Play. We used this  every day. These are especially useful after your baby starts moving around. If you need somewhere safe to put them down for a few minutes, the playpen is perfect. These also make great travel beds and changing tables. Boppy. This is a u-shaped pillow that you can lay a newborn on for feeding or naps. It supports their head. When they take forever to eat and it’s two in the morning, your arm ...

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Why You Should Visit a National Park

Arches National Park

  One of my life goals is to visit every single national park in the United States. Whether it is the hoodoos of Bryce Canyon, the gentle giant trees in Redwood NP, or the stalactites and stalagmites of Mammoth Cave, natural wonders abound. I admit that I am not well traveled. I got a late start. My husband’s and my parents rarely left town. As a result, there are lots of places we hope to see, and we are trying to give our daughter great life experiences. National parks offer something special.  With the right planning, they can make a very affordable vacation or weekend trip as well. National Park Costs National park entrance fees vary, but are usually around $10. Admission is usually good for seven days and is per car load, not per person.  The most expensive entrance fee I’ve seen is for the Grand Canyon at $25. I imagine the more popular parks like Yellowstone and Yosemite are similar. The National Parks Service offers several free admission days throughout the year. For 2012, the remaining days are this Saturday, September 29th and Veterans Day weekend, November 10-12.  In some parks, there is a volunteer program where you can earn ...

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Does LASIK Surgery Make Financial Sense?

If you are one of the lucky ones who have perfect vision, this information might not be that interesting to you. Go on over and read about rental property. If you or a family member wears glasses or contact lenses and have wondered if you should have your eyes corrected with LASIK, keep reading for a brief overview about good candidates and if surgery makes good financial sense. Who Are the Best Candidates for LASIK? People who are nearsighted and/or have astigmatism- When you have LASIK, your cornea is altered with the LASER. Essentially, corneal tissue is removed. With nearsightedness (can’t see far away), your eye is too long, so it is easy to flatten your cornea. With astigmatism (can’t focus adequately far or near) your eye shape is more oval than round, and the cornea can be reshaped. If you are farsighted (trouble focusing, mostly at near, but can also be in the distance), your eye is too short. It is much harder to reshape into a steeper cornea , and the results are more variable. Farsighted people can have LASIK, but should really to do their homework in finding a good surgeon. If you are presbyopic (need reading glasses over age 40),  this condition affects the lens in your eye, so LASIK on the cornea does no good. People with stable prescriptions- If ...

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Life and Financial Lessons from a Five Year Old

When you have children, sometimes you feel as if you are always walking uphill just to make it from  work to school to activities on time. It is often easy to be on automatic pilot, but if you pay attention, sometimes you can learn life lessons from the smallest people. Our daughter started gymnastics a year ago when she was four years old. It was a new program in our area, and was offered through the city recreation center, so it was very affordable. Her class consisted of 4-6 year olds, and she absolutely loved it.  When we began kindergarten, we had to stop the classes because we are attennding an out of district school. We just couldn’t make it in time.  The gymnastics program has taken off like a rocket, and the earlier, younger classes are now averaging 50-60 kids. To spread the load, the coaches decided to offer three classes, mixing all ages together but separating like ages into groups within the class. We were able to make the later class, so we tried it out last week. When we arrived, it was obvious that my daughter was the youngest and smallest one there. There were a couple of ...

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