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6 Money Tips for College Graduates

In another couple of months, universities and colleges will be turning out another fine graduating class. It’s been well over a decade since I left the halls of higher education. I would say that I’ve had my share of successes, but I certainly could be tons more successful if I’d followed these six tips for college graduates. Start Your Budget Right Now Assuming you have a job and are not moving back in with Mom and Dad, start tracking your monthly expenses vs income. It’s the only way to know what you can afford and what you might be wasting money on. You’ve graduated. There is no need to be cool anymore. Get out the spreadsheets.

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A Week in the Life of An Optometrist

I had some really serious topics last week with sequestration, taxes, and selling out. Today I thought I’d share a little bit of the lighter side of my work. While I’ve been frustrated with some of the business aspects of being in private practice, I truly love most of my patients. I’ll give you a glimpse into a week in the life of an optometrist. These are all honest to God patients and true stories. Monday: A gentleman shows up and marks on his history form that he has glaucoma. He was not under treatment because he though his diabetes medicine would work for glaucoma as well. I appreciate dual uses for products but since his pressure was 26 and 47 (normal is under 21), we can safely conclude that diabetes medicine doesn’t work for glaucoma. After a long discussion about vision loss from untreated glaucoma, how to take drops, how he can get assistance if he can’t afford his drops, and how important follow up is, I asked if he had any questions. Like a good patient, he did. Mr. Glaucoma: “Can you do anything about the scratches on my glasses?” That sound you heard Monday afternoon was me ...

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Is Poverty in the United States an Excuse to do Poorly in School?

poverty in schools

For the most part I love the rural area of the country where we’ve chosen to live. It fits our needs and desires, and we’ve been able to make a good living here.  However, there is a large percentage of the population that lives below the poverty line. My husband will be completing a master’s degree in education administration this summer. Recently, as a practicum requirement, he has been observing parent conference at the middle school. Instead of accepting responsibility and working toward a better the situation, all of the parents blamed being poor in some way for why their child was having difficulty in schools. It leads to the question, is poverty in the United States an excuse to do poorly in school?

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Does Being Rude Get You Further in Life?

A couple of weeks ago, we had a patient that really got under my skin. At first I racked my brain to try and understand how I must have failed her. In the end, I know that my staff and I did the absolute best that we could, but this patient still went on the war path. I didn’t realize what her motivation might have been at the time, but it really started my thought process toward wondering if rude people get more breaks. Does being mean and nasty get you further in life?

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Work Less, Live More-Transition to Part Time Work

transition to part time work

After 12 years of living to work, I have moved into part time hours. If you are old enough to remember Prince circa the Purple Rain era, the intro to Let’s Go Crazy is a perfect description. “A World of Never Ending Happiness, You Can Always See the Sun, Day or Night” Well, that might be a bit dramatic. Five years ago, if asked where I’d be now, I would have said in the same place, watching the years tick by, having brief weekend respites, and working myself into complete burn out. Priorities changed, and now I’m in a much better place. Working less means having more time to do things I love, but be lying if I told you that it has been completely smooth. If you are considering the move to part time or, even better, leaving a traditional job, here a few things to consider.

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