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Why We Let Others Influence Our Spending

Why We Let Others Influence Our Spending

Peer pressure can be a powerful thing. Just ask any teenager – if you can get them to talk without rolling their eyes at you. But peer pressure, or influence, doesn’t just affect our youth. When you graduate and make your way out into the world you still have to deal with pressure from others, just in different ways. One way others might influence you can be through what you buy and how you spend your money. Have you ever gone shopping with a friend and after you got home you looked at what you bought and thought, “What was I thinking?” That is commonly referred to as buyers regret. But why have regret? More importantly, why let others influence our spending in the first place? Here are few reason we let others influence our spending. We Want to Fit in One of the reasons we may let other people influence what, where and how we spend our money is because we want to fit in. We tend to emulate what other people do and how they act without even realizing it if we have a sense of admiration for them. So, we buy similar things to what they buy ...

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How To Create A Realistic Wedding Budget

Planning a wedding can become quite expensive. Usually, it will cost more than you planned to spend. One way to keep costs under control is to create a budget. A wedding budget is budgeting for a big event, which is different from creating a personal budget. Since it’s an event, you don’t know how much things will cost until you shop for prices. With a personal budget, you only figure out what you want and how much you can afford to spend. Often what you want and what you can afford don’t match up. If you approach budgeting for a wedding the way you would approach a personal budget, then you usually end up paying more than you intended. Creating A Big Event Budget Here is how to set up an event budget. Decide on the type of wedding you want Brainstorm various wedding ideas. Ask other people for their ideas. Do some casual online surfing to see if you can find any more ideas. You’ll be amazed at how many ideas you’ll discover. In fact, you might feel overwhelmed. Next, go shopping to get an idea about prices. What will a wedding dress cost? What will the groom’s attire cost? What will ...

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6 Best Reasonably Priced Wedding Gifts

Shockingly, the average price of attending a wedding in 2015 was almost $700. That doesn’t even take into account the extra costs that can come when you are in the wedding party as a bridesmaid or groomsman. I don’t know about you, but that seems like a lot of money to spend for someone else’s big day. If you will be attending a wedding anytime soon and are looking for a way to fit the costs of going into your budget, you may have to make some compromises to reduce costs. One way is by purchasing an affordable wedding gift. When buying a wedding gift, it’s not only the cost of the gift that’s important in showing how much you care for the newlyweds. There are some very thoughtful and well-appreciated gifts that can help you stay on budget. 1 Monogramed Linens Nice towels can be stepped up a notch from ordinary to extraordinary with monograming and still be a gift that won’t break the bank. Some stores offer this at an additional, but reasonable, price when you purchase the linens from their store. Or if you are crafty, you may be able to add the monogram yourself as a DIY project. ...

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The Downsides of Grocery Convenience

grocery convenience

I’ve talked before about how much I hate to grocery shop. It irritates me because I just can’t seem to find a good time to go to the store when it’s basically empty. One thing I do to make my grocery shopping go faster is having an organized list of the things I need. But sometimes even then I dread having to go to the store. If you live in a larger community, some grocery stores have started to combat this with drive-thru grocery stores, grocery delivery, or the option to place your order online and simply pick it up at the front of the store. I wish these were options in my small town! But is that grocery convenience really worth it? Here are a few things to consider before you sign up for any type of grocery convenience service. Higher Prices A drive-thru grocery store, called Zoomin Market, opened up in Olathe Kansas in 2014. Zoomin’ Market does not charge a fee for gathering items and bringing them to your vehicle. However, there is no way around the added time it takes for a worker to gather the items to be delivered to your car. Logic tells us the business ...

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The Ultimate Guide on Who, When, and How Much to Tip

The Ultimate Guide on Who, When, and How Much to Tip

Some people don’t believe in tipping. Others tip poorly. Personally, I don’t understand why tipping or not is even questionable. If the service you received was acceptable, you should tip. However, not everyone feels this way. So I am going to go over some basics of tipping based on the service you received. Who Should You Tip? Most sources will tell you to leave a tip for restaurant servers, delivery people, valets, massage therapists, hairstylists, manicurists, tattoo artists, cab drivers, hotel maids, movers, wedding priests, bar tenders, grocery store baggers, and tour guides. There are probably others that could be added to this list, but those professions listed above should hit a majority of the service industry’s personnel. It also gives you a good start to answering the question of who you should tip. My rule of thumb is if you have had any service done, you should tip the people who served or helped you. For example, you don’t need to leave one for each person working at the restaurant you just ate at, only your own server. When Should You Tip? Tipping should be based on the quality of the service you were provided. Now that I’ve said that, I ...

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