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Lifestyle

Buying a Dream: My First Lottery Ticket

winning a billion dollars

There are a few things modern society tends to participate in that I’ve never felt the motivation to do myself. I don’t drink coffee, rarely use any type of condiment, and have never waxed anything in my life. Up until two days ago, I’d never purchased a Powerball Lottery Ticket either. However, when the jackpot grew to a billion dollars, I had to jump in. There is basically no statistical chance of winning the lottery, but spending two dollars for chance at a billion is buying a dream. Dreaming is Fun We had so much fun at work on Monday talking about all the ridiculous things we’d do if we won a billion dollars. Everything from buying a private island to standing at the grocery store, handing a million dollars out to random people. As I was leaving for the day, I told them not to expect me back next week if I won but we’d all go for lunch… in Paris. If Money Was No Object More realistically, Jim and I talked about what we would actually do if money was no object. Assuming a miraculous win at Powerball, we’d take a lump sum and after taxes, pocket about ...

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4 Ways to Empower Yourself This Year

being successful

Although the definition of varies from person to person, one trait we all have in common is the desire to be successful. It does often seem that success comes easier to some than others. When in the midst those who excel, it’s easy to believe their lives are all rainbows and birthday cake while all we seem to find are rain clouds and gas station sandwiches. However, finding success might be easier than you think if you can find ways to empower yourself this year. 1. Jump Start Cash Savings Having enough cash on hand to handle whatever financial problems life throws your way is very empowering. Being able to make a large purchase with cash when you’ve always financed in the past is also empowering. Having enough money to make a donation to a cause you believe in is guess what? Empowering! If you are someone who has always lived paycheck to paycheck, try saving $100 into a separate saving account. Then aim for $500 and keep increasing until you have enough. If you can’t do it by cutting expenses, make more money by working overtime, starting a side hustle, or taking on a part time job. Taking control ...

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If You’re Gonna Talk the Talk……..

achieving financial goals

  We’ve all heard the expression, “Talk the Talk or Walk the Walk”, meaning that sometimes people talk a really good game but often don’t follow through with any action It’s very easy to say what sounds the best, but the hard part comes when an actual decision has to be made to achieve results, especially if you haven’t been honest with yourself before starting the talk. Tiny House Oxymoron One of my favorite things to do when we stay in hotels is watch HGTV, the only real thing I miss since cutting the cord. As it turns out on a recent weekend trip, they were doing back to back episodes of Tiny House Builders, a show where people trade in traditional housing to live in super small, portable, tiny houses. The couple in one of the episodes wanted to build a tiny house as a way to inflict less of a footprint on the world and to minimize the need for consumerism in their lives. Noble causes indeed, until they ran into some snags. Many tiny homes are made with pine or cedar shingles because of their light weight, but the couple on HGTV chose to go with reclaimed ...

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The Importance of Finishing Strong

finishing the race

Lots of people think getting started is the hardest part of any challenge, and I won’t disagree. Deciding to change, improve, or even cut back can all be difficult projects to initiate. Toxic or healthy, everyone enjoys having a comfort zone, and it’s hard to start any sort of project that throws off the routine. That being said, sometimes finishing strong is as important as getting started. Girls on the Run My daughter and I are doing Girls on the Run this fall. If you aren’t familiar, this program is for elementary school aged girls and offers group sessions about self esteem, determining and sticking to values, and ultimately, like Oprah says, being the best self you can be. After a girl power session, participants choose a daily distance goal and go running. The ultimate end goal is for all runners to complete a 5K  in November. My job is to be a running buddy, meaning I run along with the girls and pass down as much encouragement as possible. There are all kinds of girls in the program. Some are natural runners and others struggle. Regardless, all of them start practice in a mad dash like their tail feathers ...

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Things I Want to Do Before Turning 45

Hiking near Telluride

Unless I get hit by a bus, I plan on living until at least age 90. In fact, most of the life expectancy calculators I’ve tried suggest that I might even live longer! It’s never fun to think about getting older, but at age 41, as I approach the second act of my life, there are a few things I want to do before turning 45. Visit Another Continent As much as we’ve traveled over the past couple of years, I’ve only seen North America and Europe. There are some places on Earth that I could care less about seeing, the Middle East and most of Africa come to mind, but there are also lots of others that I’d love to visit. At the top of the list are Australia and Asia. The further you go, the more money it takes to get there, but I am actively banking points and miles so we can travel inexpensively. Since we took a huge trip this year, we’re sticking to the US next summer and taking the train across the country. That trip is now mostly booked, and I’m concentrating on making another epic trip in 2017 where we can knock off ...

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