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Saving Money

How Much Time Would You Invest for $2.50?

I noticed an error in my bank statement last month. It wasn’t  gigantic, and it certainly wasn’t in my favor. It was actually pretty piddly, $2.50, for an ATM fee. I kind of hemmed and hawed about it, but ultimately I called to have it fixed. I felt sort of like a complainer, but it was an error that did cost me money, even though that amount isn’t going to make or break anything. It made me wonder when does being vigilant with your finances turn into obsessiveness?

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The A-Z of Saving Money-Ebook Launch and $250 Giveaway

This is a very special Monday. I’m happy to be promoting the launch of a new ebook about saving money. There are so many ways to save money in this book that it was titled “The A-Z of Saving Money.” There is a saving topic for every letter of the alphabet. Obviously if you are reading this, you are looking for ways to make your financial life better. Whether you’re just starting your quest for financial independence or if you are already part way in your journey, you know saving as much as you can on expenses gives you more money to use toward your goals and dreams. Glen from Monster Piggy Bank masterminded the idea of using financial bloggers to create this ebook. You don’t get the advice of only one person, you also get tips from great financial minds, including Glen, plus the writers who are behind these financial blogs.

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Using Coupons to Save Money

What is coupon really? A piece of paper with pictures and writing on it? Something you use to start fires? Spam in your inbox? No silly, a coupon is free money. If you’d asked me that a couple of years ago, I might have said one of the previous answers. I was too busy and too important to use them. I’m a doctor. We don’t use coupons. Well, I’m also a doctor who spent too much money and got into all kinds of debt. When you use your hard earned money to pay off that debt, something funny happens. You want to keep all of that hard earned money or use it for something you really enjoy. Using coupons to save money can allow you to do just that.

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Save Money on Groceries-How to use a Value Card

As many of you may know, I started on a quest to dramatically lower my grocery bills in the latter half of 2012. Thanks to my good pal, Mr. CBB and the Grocery Game Challenge, I have been able to lower my grocery budget from between $500-$600/month to $350/month. The main reason is because I really make an effort to track my purchases. By knowing that I will post them for the world to see, it makes me think twice before I buy a cart full of donuts and deli fried chicken. That being said, I don’t spend tons of time thinking about groceries. One of the best and easiest tools to help cut grocery spending is to use store value cards. I assumed everyone knew about value cards and how they worked, but apparently they may not offer these everywhere. To unlock the mystery of the value card for those who are unfamiliar and to make sure those of you with value cards are using them to their fullest capacity, I’ll share my tips.

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4 Money Saving Resolutions for 2013

Since I’m still on vacation, I have another great guest post today. If you would like to submit a guest post, please read the guidelines and contact me. I get a lot of satisfaction in finding ways to cut costs every month  It amazes me how many simple ways there are to save money in everyday life. Most of which really aren’t sacrifices at all and just require some time and patience to implement. If you consider yourself frugal by nature or are forced to cut expenses to try and get out of debt you’ll find these tips helpful. Here are my four favorites for 2013. Reduce Cable/Satellite TV Costs Tired of paying upwards of $60 a month for 250 channels and still can’t find anything worth watching? Call your satellite TV or cable provider and tell them you want to cancel your service. Typically, they will quickly transfer you to their “Customer Retention” department whose sole job is to keep you from cancelling. They know that once you cancel it’s going to be very difficult to get you back. Because of this, they will offer you a reduced bill which is often similar to their introductory package. If you ...

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