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Saving Money

Should You Move to Lower Your Cost of Living?

Should You Move to Lower Your Cost of Living?

When money gets tight, you are probably like most people. You may start looking for ways to cut your costs and stretch the income you have available in order to make ends meet.  But how far are you willing to go in order to pay for everything? If you find yourself in the situation where you have more month than money on a regular basis, you might be thinking about ways you can lower your cost of living each month. One way to do this is by moving to a lower cost of living area. But, should you move to lower your cost of living? Here are some things to consider first. 1. Job Loss Losing your job and income is one of the major reasons many people move, but moving may also help you lower your cost of living. It can give you the chance to start over and may be just what you need to bolster your spirits and get you going. Don’t do it on a whim, though, because there could be a few drawbacks too. For example you could be leaving behind extended family and friends you have known all your life. You may also be ...

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5 Signs You’re Obsessed with Saving Money

5 Signs You're Obsessed with Saving Money

Lots of people these days are trying to be more frugal with their money. As a result, there are books and articles everywhere on the topic. Some are saving toward goals of vacations, retirement, or a college education for their children. Other people have made it their occupation and sole professional focus, like me. 😉 But how do you know when saving money becomes an obsession? Here are some signs that you’ve become OBSESSED with saving money. Spending Makes You Anxious If you have trouble buying a single piece of candy at the store or one extra item that isn’t on your grocery list once in a while, you may have an obsession with saving money. While it’s a great idea to track your spending, you probably don’t have to account for every single cent all of the time. If you are tracking every scent and having feelings of anxiousness or panic when you try to make a small, unplanned purchase every once in a while, you may have a deeper problem. Constantly Checking Your Budget When you constantly check your budget before spending any money at all, you might be going a bit overboard. Most budgets need a little ...

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8 Amazing Ways to Save Money

Sometimes the hardest thing about saving money is just finding the right path of getting started. Whether you are planning to save for a big goal or trying to pay the debts, cutting costs can actually be the best way of saving money. The way you spend money on things can easily reflect your priorities in life. As we all know the fact that sometimes taking the first step of saving money can really become hard. So, here is a step by step guide in helping you to make a realistic saving plan. Record your Expenses This is one of the most effective ways to save money, which one can take. Try to keep a record of your every single expenditure, at least for a month. That means every newspaper, every coffee or every entertainment cost you are going to pay in a month. After getting all the data, organize them according to the category for getting the total amount. In this way it would be easier for you to build a clear conception about your spending habits. Savings on Housing For most of the people, housing can actually be a great expense. So, if you are single, then think ...

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7 Tips To Slash Moving Expenses

It’s always easier to be wiser after an event. This is especially true after a move. Avoid the regret of moving mistakes that could cost you big time by thinking ahead. The worst mistake, of course, might be not choosing the right area to live in. However, there are many other less dramatic mistakes people tend to make before they even get to their new home. Here are 7 tips to avoid making mistakes that could easily have been avoided with just a little forethought. Doing It Yourself Moving by yourself might seem a good way to save money, but you may end up paying more in the long run because you will be doing everything inefficiently and incurring unexpected expenses. By contrast, a professional moving company like Allied with hundreds of thousands of local, long distance, and global moves will be able to provide all the resources you need to make the move as smoothly as possible. They’ve already figured everything out through years of experience. They understand economy of scale, which is the proportionate saving in expenses gained through efficiency and productivity. For instance, when you perform a DIY move you will have the following expenses: Renting a truck. ...

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The Final Cost: Your Guide to Financing Funeral Arrangements

Death isn’t a fun subject, but when it comes to finances, it’s essential to prepare for. The cost of funerals and burial services continues to rise, and many families find themselves unprepared for steep payments during their time of grief. From interment costs to casket expenses, there are a bevy of financial stipulations to expect after someone’s passing, and this guide will help you break down these expenses. Cremation versus Burial If your loved one did not designate a preference regarding cremation or burial, you have some decisions to make. While many base the decision on religious beliefs, there are other factors that play into the final choice, namely, expenditures related to each. Traditional burials include interment services and viewings. With embalming, casket purchase, cemetery costs, and transportation essentials, burials tend to be the more expensive of the two options. In contrast, cremation requires a simple container, cremation services, and interment should you so choose. To put it in numbers, the average cremation costs around $2,000 to $4,000, while a traditional burial can easily cost anywhere between $8,000 and $12,000. While these prices are obviously subject to change depending on your location and desired services, there’s a marked cost difference ...

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