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How to Have a Luxurious and Affordable Holiday on a Cruise Ship

For those keeping a close eye on their finances and trying to squeeze every penny, a vacation may seem off the table. However, it is important to recognize that going on a holiday is extremely worthwhile and is beneficial for a myriad of reasons. Also, you do not need to spend a fortune to have a great time and see some beautiful areas of the world. One of the best ways to have a luxurious yet affordable vacation is with a cruise. Luxury at Affordable Rates Cruises are incredible value for their money and they are also a terrific way to see the world. The journey is a key part of the vacation with this type of trip, as during this time you can sit back and relax, or take in your awe-inspiring surroundings as you sail the seas. All ships have luxurious entertainment and dining options, which works out to be excellent value and particularly when compared to regular forms of holiday. Typically, on board, you are treated to live shows, parties, fitness centres, fun activities, swimming pools, sunbathing areas, superb accommodation and much, much more. Incredible Destinations If you have dreams of seeing Europe, the Caribbean, South America ...

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How to Save at the Gas Pump

gas pump

As consumers we know there are price increases from time to time on the goods and services we use every day. However, one extreme fluctuation happened about eight years ago when the average price of a gallon of gas spiked at over $4.00. This was largely due largely to an increase in the cost of oil. I don’t know about you, but that hit my budget pretty hard even though I was still in high school at the time. My parents did pay for some of my fuel, but I had to chip in too and I found myself doing far less driving when the price at the gas pump spiked. Even though the price of fuel has gone down since then, I still try figure out how to save at the gas pump whenever I can. Below are a few ideas I use to help me save as much as I can. Make Trips Count Even though that was quite a few years ago, I started getting into the habit then of making my trips around town count as much as possible. At the time, I lived a few miles from town on my family’s farm, so trips back and ...

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How to Save on Travel Expenses


Contrary to popular opinion, holidays don’t have to be a money-gobbling venture that will leave you living on a stringent budget for weeks afterwards. With a combination of open-mindedness and thinking ahead, there are many ways you can save on costs when you go abroad. Ready to start enjoying your travels for less? Here are some of our top tips to help you cut expenses on your next vacation. Go All Inclusive The upfront cost of an all inclusive holiday may not feel like you’re saving money, but in the long run, it makes budgeting a lot easier. Food, drinks, accommodation and even many of your activities will already be covered before you arrive. As a result, you can fully enjoy your holiday without worrying about how much each day is going to cost. With all inclusive, you can set an upper limit for your trip and actually stick to it. Be flexible Flexibility is key to bagging an amazing holiday deal. This means you should stay open to different options surrounding both where and when to go. You might have had your mind set on the Algarve, but who’s to say you won’t have just as good a time on ...

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6 Things Every Traveler Should Know About Hotels


We all love staying at a good hotel because we can feel just like at home, be pampered like real royals and enjoy luxurious service. And although it seems like we don’t need to know a lot about hotels to get excellent service, we are wrong. In fact, there are at least six hidden things you might not know yet! But today, let me open up the curtain and share those things you just have to remember while looking for a hotel with excellent service and price range! Tipping hotel housekeeping lady is not just a good tone We all heard many legends about how unclean hotel rooms are, and we all know who to blame – your hotel’s room cleaning crew. But imagine the situations then you have to clean more than fifty different rooms in one day, and you will understand that keeping up with high cleaning standards is very hard! So think about that a bit and better tip your housekeeping lady. Even the smallest tip can mean a lot for the cleaning crew lady, and she might even give you a lot better service too! Therefore, don’t hesitate and don’t forget to leave a nice tip, which should ...

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Win a Trip to Hawaii From Personal Capital

win a free trip

To celebrate Valentine’s Day, Personal Capital is giving away a trip to Hawaii for new users! It’s really simple to enter. Sign up for a free Personal Capital Account Link your financial accounts. That’s all. The contest runs until February 14th, and the odds of winning obviously depend on how many people sign up. You can read the official rules here, but basically the winner gets two $1,000 gift cards for airfare on Hawaiian Airlines and a $1,000 gift card to Airbnb. This could fully fund a trip or not, depending on where you live, when you want to travel, and how picky you are about accommodations. Regardless, the odds for winning are much better than buying a lottery ticket. If you’ve been on the fence about signing up, now is the time. Why Sign up for Personal Capital? Tracking your finances is perfectly doable without using an automated program, but it’s much more time consuming. I like Personal Capital for a number of reasons. Their dashboard is easy to read and understand. It gives you an honest picture of spending, earning, and net worth. They have an awesome retirement calculator. You get weekly emails that let you know if ...

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