Home > Travel

Travel

Paying Taxes With a Credit Card for Travel Rewards and a Giveaway!

Paying tax with credit cards

Welcome Million Mile Secrets readers and thanks so much to Daraius for asking me to participate in his Friday travel series today. Head over and check out the interview. For the past couple of years, taxes have been our biggest annual expense, more than what we pay for our mortgage, utilities, and groceries combined. We have our own personal income tax, which includes self employment income, plus three separate property tax bills. Since paying off all  consumer debt in 2012, we try to use our reward credit cards for every expense to earn points and miles. Since we pay off the balances each month, it’s an amazing way to travel for free or almost free. We have a big trip in the works for next year. It will be our first family trip to Europe, and I decided there must be a way to take advantage of these awful taxes to earn some major rewards. This is my experience, good and bad, of paying high taxes with a credit card. Are Fees Worth the Cost of Paying Taxes With Credit Cards? I have know for years that you could pay taxes with a credit card. When we were drowning in ...

Read More »

How Much Time Does Credit Card Churning Take?

Earn free travel

I remember when I first discovered credit card churning. I can’t remember exactly where I read it first. It very well could have been from Holly at Club Thrifty. I used to think it was really bad to close and open new credit cards all the time. I’m not sure how my logic applied because I thought it was perfectly fine to run up a ton of credit card debt, but that’s all in the past now. I have seen the error of my ways and now know that if I can find the right credit cards and use them wisely, our family can travel anywhere we want for very low cost. One question people ask me is how you find out what card works with where you want to go and how much time does it take to be successful at credit card churning. It really all depends on whether your ideal vacation is to Florida or Fiji, but here is a basic run down of thing I do to make the most of my miles and points and how much time I spend doing it. Where Do You Want To Go? For me, the majority of my time ...

Read More »

Things To Do When Visiting Southwest Colorado

Silverton, Colorado camping

Sometimes I complain about living in a small town. There aren’t big events, huge shopping selections or cultural experiences. What we lack in modern amenities, though, we make up for in scenery and outdoor activities. If your idea of a fun vacation is swishing down the slopes or hiking above treeline, southwest Colorado would be nirvana. Here are a few hidden and not so hidden gems from my backyard. How Do You Get To Southwest Colorado? Southwest Colorado is a hard place to get to, but well worth it if you make the effort. The best option, in my opinion, is to fly into Durango, Colorado if at all possible. Durango is a small regional airport, but offers daily flights on American/US Airways to Phoenix and Dallas or United to Denver.  If  you collect miles for free travel, it’s pretty easy to score awards by using Chase Ultimate Reward points, or one of the United or American Airlines cards. If you can’t make it into Durango, Albuquerque, NM is the closest major airport and is about a 4 hour drive. Let’s say you have 5 days and you are coming in the summer. A winter trip would certainly have to ...

Read More »

Ways To Save Money On A Road Trip

Cape Disappointment WA

I think road trips are highly under rated. I know we all picture scenes from when we were kids that involve Dad yelling, “Don’t make me stop the car!“ Jim’s dad used to always put a full glass of water up on the dash before beginning a road trip, which would inevitably spill into his lap at some point during the journey, bringing on the slew of muttered cuss words followed by complete silence in the car. My parents used to always bicker because my Dad would never let Mom drive. He would get so tired that he’d nod off at the wheel, causing a huge argument followed by complete silence in the car. Ah, the joys of travel with the family…. I feel like we are a little more functional and have road trips down to a science. We know what to pack, what things to bring to keep a 6 year old entertained, and even what to do in the event of a breakdown. You all know that I’d almost never pay full price for travel. If we did, we’d at least get some awesome credit card rewards for doing so. Here are some tricks we’ve learned over ...

Read More »

Luxury Trip For 3 To Hawaii For $500

www.hyatt.com

The first time I went to Hawaii, I was a young pup just out of school. At that time of my life, sleeping on a floor surrounded by 5 other people was no big deal. Needless to say, it wasn’t a luxury trip. The second time I went to Hawaii, Jim and I had only been married a couple of years and we were in the process of running up $30,000 in credit card debt. We put the whole trip on credit and probably spent around $5000. My third trip to Hawaii will happen this summer. Our family of three is leaving the mountains for the ocean, and we are going luxury all the way. Since we don’t do credit card debt anymore, and we are now very careful with our money, how are we going to hula our way across the Pacific on the cheap? Miles and points, my new favorite currency! As a disclaimer, I know many of my readers don’t use credit cards because of bad experiences in the past or because they are trying to shovel their way out of debt. I get it. You don’t have to read this post, but I hope you will ...

Read More »