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Get Your Finances on Track for the New Year and a $100 Giveaway

About Kim Parr

Kim Parr is a private practice optometrist, freelance writer, and personal financial blogger. You can follow her journey to 20/20 financial vision at Eyes on the Dollar.


  1. Great advice Kim, no wonder your blog is so popular!

    I’m fairly shocked to read ($44 billion on tobacco, $50 billion on alcohol, and $69 billion on gambling). Just think what charities could do with that money.
    Glen @ Monster Piggy Bank recently posted..Get Smarter About Money In 6 StepsMy Profile

  2. The one thing I need to do is change my withholdings. I changed them when we got married, but the HR department apparently never submitted the paperwork. I will be changing it again now because of the baby, so hopefully I can figure out the right ones to get the money in my pocket per month.
    Grayson @ Debt Roundup recently posted..Setting Goals For My Finances In 2013 + $100 GiveawayMy Profile

  3. This new year I am can’t wait to finish our journey out of debt, and stop the paycheck to paycheck cycle forever.. It is going to be a good year.
    jefferson @SeeDebtRun recently posted..How to Stop Biting Your NailsMy Profile

  4. First you have to identify it is a problem. I normally do not keep snacks around the house because I have a weakness for them. Out of sight out of mind.
    krantcents recently posted..Happy New Year!My Profile

  5. I removed coffee, soda and most snacks from my diet. I used to buy coffee at school more to get a table to hang out with friends than because I enjoyed the taste of it. Identifying why I spent and how much I enjoyed each item of my spending helped me focus only on what is important for me.
    Pauline recently posted..13 money resolutions for 2013: #1 start somewhere!My Profile

  6. Retirement savings are so important, but I feel like it’s so hard for 20somethings to save for it because we are usually in a lot of debt and looking forward to owning a house and other goals (travel while still young and don’t have kids, etc.) that retirement savings is something that is made less of a priority. I have mine on auto-withdrawal, but honestly if you don’t have a 401k from your employer I don’t think many 20somethings would/are saving for retirement.
    DC @ Young Adult Money recently posted..Get Financially Fit in the New Year – $100 GiveawayMy Profile

  7. Great example of the power is putting some money away for retirement. If you are young you have the greatest power, time!

    All the best in 2013.
    Kyle @ Rather-Be-Shopping.com recently posted..My Best Finance Tip for 2013 + a $100 Cash GiveawayMy Profile

  8. I’ve typed with the idea of adjusting my withholding but I’m one of those people that likes getting a lump sum. I usually invest my tax refund when it comes and its nice having a l large chunk of money to allocate at once.
    CF recently posted..Leftover turkey recipe ideasMy Profile

  9. Aren’t those nuts? We did a podcast episode that went over those 13 Yahoo! points. Some ugly stuff there.
    AverageJoe recently posted..5 Simple Steps to Kick 2013 Into High GearMy Profile

  10. Spend less on eating out!
    Naznin Azeez recently posted..2012 in review!My Profile

  11. Alicia@PaydayLoans@ Company

    You know when I saw this question of yours: Am I Saving Enough? My answer was- way not enough as looking back at my experience it is impossible to predict every single financial difficulty that can happen. But at least I am ready to most of them, because unlike many Americans I am saving all the time. Retirement is an issue for me, since I am only 25 and no matter what I am telling to myself, it always seems that my pension is so far from me. But really your article was worth to read. We should all follow some very simple rules!
    Alicia@PaydayLoans@ Company recently posted..3 Useful Tips To Control Your DebtMy Profile

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