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Renting V Owning: Which One Is Best For You?

Whether to buy or rent a home is a decision very specific to individual circumstances and considerations. Generally, many younger people start independent living by renting – possibly due to moving around to establish their careers, and also due to hefty upfront costs ruling home ownership out until their salaries rise. Conversely, some older people may choose to sell their homes to release capital, in the process becoming renters again. As a result, according to this source, US home ownership fell in 2015 to its lowest level since 1967 at 63.4%, compared to the ownership boom of 2004 when home ...

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gas pump

How to Save at the Gas Pump

As consumers we know there are price increases from time to time on the goods and services we use every day. However, one extreme fluctuation happened about eight years ago when the average price of a gallon of gas spiked at over $4.00. This was largely due largely to an increase in the cost of oil. I don’t know about you, but that hit my budget pretty hard even though I was still in high school at the time. My parents did pay for some of my fuel, but I had to chip in too and I found myself doing far ...

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How to Save Time on Lawn Care

When it comes to taking care of your home and garden, your time is money, too. If you want to spend next spring and summer pulling weeds from your lawn, you’re taking expensive time away from the things you’d really like to do. But weeds are inevitable, you say? They sure are. You might even start with a freshly seeded or sodded lawn, but unless you’re growing that lawn in a glass bubble, weed seeds are going to find their way in… blown by the wind, casually dropped by passing birds, and tracked on your shoes or on the paws ...

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3 Tips for Small-Business Succession Planning

Entrepreneurs of small ventures have a lot to think about when it comes to helping their business achieve success over the long term. From continually innovating when it comes to products, services and their delivery, to being adept at areas such as marketing, sales, customer service, human resources and finances, there is much to think about day in and day out. However, small-business owners should consider their retirement plans too. It is always a good idea for entrepreneurs to spend time considering the following: The long-term needs of their organization Potential future threats and weaknesses Who the successor may be ...

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7 Gadgets That Can Help You Save Money

Gadgets can be addictive. For many people, snapping up the newest product and showing it off to friends and co-workers demonstrates their coolness. Gadgets can also be a source of “keeping up with the Joneses“. I’ve struggled with this personally in the past. But not all gadgets are a waste of money. Some gadgets may actually help you save time and money. Here are some of my favorite money saving gadgets. Tile Tile is a device that allows you to attach it to your keychain, purse, or whatever you sometimes misplace so you can find it again. If you are one ...

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Saving Money