The Latest

pay raise

5 Best Uses for Your Next Pay Raise

A pay raise doesn’t come to most of us very often, or at least not as often as we’d like. Some people don’t ever get a raise from their employers at all while others may receive a raise just large enough to cover the rising inflation rate if they’re lucky. As a result, when that rare occasion does happen, you may wonder, what is the best use for your next pay raise. Before we get to the end of the year, when some lucky employees may receive a pay raise, here are some ideas for how you can use that ...

Read More »

The Cost of Commuting: How to Save Thousands on Transportation

Today we have a guest post for you from a new blogger, The Early Retirement Engineer. Most people that set out on a money saving expedition invest untold hours into coupon clipping and bargain shopping. While these can indeed save a few bucks, what if there was a simple way to save thousands of dollars every year simply by questioning and reorganizing an aspect of modern society that everybody now takes for granted, transportation? Let’s begin with the average number of miles per person driven in the US every year, 14,000. How much money do each of those 14,000 miles ...

Read More »
How to Use Credit Cards to Your Advantage

How to Use Credit Cards to Your Advantage

The advice you get from some finance blogs is to use extreme measures to avoid running up credit card debt. They may suggest things such as cutting up your credit cards or placing them in a container of water and freezing them to prevent you from using them – at least until they thaw. But I know that credit cards can be used to your advantage if you are able to use them with self control. Like anything else, they are a tool. It’s you that determines if they will be an asset or detriment to your finances. Here are ...

Read More »
Avoid Money Scams

6 Ways to Avoid Money Scams

Scams are everywhere these days, and as technology improves and changes, so do the tactics of criminals who are out to take your money. The good news is that there are ways you can avoid money scams. Here are 6 ways you can prevent yourself from becoming the next victim of a money scam. Pay Attention When Shopping Online The holidays are coming up, which means an increase in internet traffic for those who make purchases using the internet to whittle down their gift lists. As you shop, if you need to enter information on a computer, use caution and ...

Read More »
the budget breakdow

Cutting Out Bad Spending Habits

Today we have a guest post for you from Timothy Carter. Enjoy!   As we all know, bad spending habits are easy to fall victim to. We go into the grocery store for a few small items and $200 later we come out with a grocery cart full of stuff! Unfortunately having little self control over our spending can be harmful to our finances, especially in the long run. Once we are able to take control of our spending habits and establish a budget, we will see that we have big potential for a bright financial future. Record In order to cut out unnecessary ...

Read More »

Saving Money