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financial literacy aha moment

Financial Literacy Awareness Carnival-My Financial Aha Moment

I’m very happy to be participating with an excellent lineup of bloggers for this year’s Financial Literacy Awareness Carnival by sharing my Financial Aha Moment. You can head over to The Heavy Purse to see all the posts today. I bet you’ll learn lots! The American Dream If you have been reading for a while, you know that my family used to have some serious debt. At the beginning of 2011, we owed over $30,000 to credit card companies and had over $70,000 in student loans. We also were a family who traded our cars for new ones every three ...

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special announcement

Eyes on the Dollar Special Announcement, Plus a New Design

I am so thankful for personal financial blogs because before I discovered this community, I was at a loss for how to pay off the debts that were keeping us from living our lives like we wanted. Obviously, I understand the concept of spending less that you earn and how payments and interest work, but when you have tens of thousands of dollars in debt and are essentially living paycheck to paycheck, the task can be so overwhelming that you don’t even try. Since no one I knew in real life had the answers I was searching for I turned ...

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our beach trip

Investment and Net Worth Update

Happy Friday everyone. I’ve been trying to make up for being on vacation last week by working all five days. Let me tell you, a 40 hour work week is for the birds. It makes me really want to buckle down so that I can be on vacation all the time (or at least not in the office). I’m thankful to have work, but working part time has certainly spoiled me. Because I want to keep dedicated to the idea of financial independence and all the freedom that comes with it, I thought it was a good time to share ...

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Miche handbag review

Miche Handbag Review and Giveaway

I guess it’s safe to say that I’m not really a girly girl. I don’t get excited over shoes and handbags. I honestly can’t tell the difference between a purse that costs $50 vs one that costs $2000. I think it should be a crime to pay 4 figures for a handbag, but I guess if that’s what you value and can afford it, knock yourself out. I am, however, often in professional situations where my Jansport mini-backpack just won’t cut it. Often a first impression is what counts, fair or not. A couple of years ago, I decided to ...

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Paying off debt lessons

The Six Biggest Lessons I Learned While Paying Off My Debt

This is a post from Richard at Frugality Magazine. Enjoy! Just before Christmas last year I reached the point of having paid off all my consumer debt – a situation that seemed insurmountable just a few short years before. When I finally accepted by debt problem – something that took far longer than it should have done – and decided I needed to shift the weight of growing interest and spending every available penny on repayments I examined every available option. What about debt consolidation? Or an IVA? Or even bankruptcy? I just couldn’t see a way that I was ...

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