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5 Easy Ways to Save on Family Pictures

Time feels like it passes all too quickly. I’ve heard this happens even more when you have young children at home. Several of my friends have kids, and they tell me that all it seems to take is the blink of their eyes to find out their kids have gone from being babies to toddlers to starting school. If you don’t take pictures of them along the way, you’ll regret it as you don’t have the opportunity to go back and do it later. So whenever possible, you should grab a camera or your phone and snap away. Another great ...

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How a Loan Can Make Your Business Grow

Just like all other companies, small business owners need working capital to manage operating expenses, buy new inventory, and invest in new business equipment, marketing campaigns, or other opportunities for future growth. Unfortunately, the traditional model of bank lending does not always deliver the types of small business loans that many business owners need – especially if the business is relatively new (without a track record of sales revenue) or if the business owner has less than perfect credit. Additionally, many online businesses find that their online sales, social media presence and other metrics of success are often ignored or ...

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ways to make mailbox money

How to Make “Mailbox Money”

We all know that making money is one of the keys to financial success. While there are tons of ways to earn income, I think my favorite way is through “mailbox money.” One of my favorite things about being an optometrist is learning oddball things from my patients, and this term came onto my radar a few weeks ago from one of my more colorful clients who had recently retired after selling his business. As he is only in his mid 50’s, I asked if he had another career on the horizon when he told me that he as pretty ...

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adopting a pet

5 Hidden Costs of Adopting a Pet

Lots of studies have been done proving the health and social benefits of adopting a pet. I have pets myself, and based on my own experience of rescuing pets over the years, it has been rewarding and life enhancing, and I wouldn’t trade my pets for anything, even when they annoy me. 🙂 However, if you too are shopping for a pet to adopt, don’t forget to look past the cuteness and keep in mind the costs of pet ownership. Pets cost more than just their up-front adoption fees. There are also several hidden costs of adopting a pet. Here are ...

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washing dishes

Saving on Household Chores: Washing Dishes

Washing dishes is not something I particularly enjoy doing. Actually, it’s probably my least favorite household chore. Unfortunately though, I like to eat and my family likes to eat, which means I do have to cook at least occasionally. 🙂 Plus cooking and eating at home is much healthier and cheaper than eating out. Of course, cooking means I will have dishes to wash because I don’t happen to be blessed with enough money to hire someone to do them for me. Yes – I have actually thoughts about doing this. 🙂 Granted, it doesn’t cost a lot to wash ...

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