Eyes on the Dollar 20/20 Roundup #28-We’ve Been Skunked Again

skunksI really thought by working less at my day job, I would have plenty of time for comments and blogging, but it seems there is always something that fills the day. The foster puppy got adopted:) I’ve had some evening commitments this week, and our dog, Mo, was skunked the other night.

I know I’ve shared my ire for skunks in the past, but really, what other creature is so foul? Is there a purpose in the ecosystem that is fulfilled by skunks? I’m not sure if I still smell it or if my nose lining has been permeated so much that I will smell skunk indefinitely.  I’ve spent about three days trying to de-skunk the house and bathe the dog in all sorts of potions. Sometimes I think I should have built up enough good dog karma to avoid things like this, but then I realize that is probably why it happens. The doggy gods know that I will take care of it and not dump my stinky, thin haired dog out to sleep in the freezing cold, even if it means we all smell like skunk for a few days. Just be glad you can’t smell me through cyberspace. Continue reading

Money Memories-Canon Rebel T4i DSLR Giveaway

froggerThis month I am happy to be co-hosting a giveaway for a Canon Rebel T4i DSLR digital camera. I used to have an old school Canon Rebel before digital cameras. It took excellent pictures and was incredibly easy to use, so some lucky winner is going to get a sweet prize. With this camera you’ll capture some great memories. While I don’t actually have a picture of it, my earliest money memory happened when I was about 7 or 8 years old. It taught me about the value of earning money.

When I was a kid, my sister and I certainly had everything we needed, but money was a little tight. In the early 80’s, my Dad left the ranks of being an employee to open up his own building supply store. While it eventually did really well and sold for a nice profit, we didn’t have tons of money to spare in the early days.

My Mom and Dad still always managed to make Christmas and birthdays big deals, and Santa brought an Atari one Christmas. I believe it came with a couple of games, and we got Pac-Man, which was all the rage. However, as most kids do, we got bored with those games and wanted more. I especially had my eye set on Frogger. Just thinking about the sound of the little frog when he jumps across the road and gets flattened brings back some great memories.

At the time, Frogger cost somewhere around $30, a fortune and probably as much as we spent on groceries per week. My Mom flat out said no, probably thinking what ungrateful little creatures we were. I’ve thought that same thing about my daughter when she keeps wanting more. Mom did say that I could buy it if I saved up enough money. How the heck was I supposed to earn money? Not sure, but I was going to give it my best shot.

My neighbor (who was on a quest for GI Joes) and I sold lemonade several times (of course Mom bought the supplies!). I “worked” for my Grandma doing odd chores, usually shelling peas, breaking beans, or other garden related jobs. I saved any money that came in for my birthday or other holidays. It took about 6 months, but I did finally did raise the $30 for Frogger.  I got to take my sweaty wad of fives, singles, and change to buy that video game. I remember the clerk had to count it two or three times to make sure I had enough. I held up the line, but could have cared less.

Frogger was always my favorite video game. Maybe it was because of the awesomeness of getting frogs across the road, but I really believe it’s because I worked to hard to buy it on my own. If only, I’d put that $30 into Coca Cola or GE, but I digress. That was my first money memory, and I am thankful that my Mom taught me the value of a dollar.

To preserve some memories of your own, you can enter to win this awesome camera.

Canon Eos Rebel

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Tax Season: Get Out the Calculator and Bottle of Aspirin

AspirinThe following is a guest post. If you are interested in submitting a guest post, please contact me. 

For some people, taxes aren’t that big a deal. They fill out their 1040EZs, send them off, collect their refunds and that’s it. For others, taxes are more complicated and can become quite stressful. Here are some tips to help you get through tax season (hopefully) unscathed.

1. Get organized early. The earlier you start organizing your files and receipts for tax season the easier your taxes are going to be to complete. The best time to start is at the beginning of the year by setting up the system for the next twelve months. If you weren’t able to do that last year, though, don’t worry. Just start now! Continue reading

What Do I Miss From My Days of Spending Too Much Money?

Rhinestone pocket jeansIf you are on the road to debt freedom or financial independence, are you happy for friends and family when they purchase something new, fancy, and/or expensive, or does it make you cringe a little bit?  Do we feel a bit smug knowing that we are on the better path, or are we really just jealous because we don’t have new jeans from Macy’s with rhinestones on the back pockets? Are we even on the better path? I’ve heard many arguments about why it’s better to spend money when you make it. You could die tomorrow without enjoying things like the new car you wanted or those aforementioned rhinestone jeans. It’s an argument I’ve had with myself, and recently, I tried to remember what things I miss from my days of spending too much money. Continue reading