The Latest

We tried, but were unable to get this Blue Man to say anything. Good thing he doesn't blog!

Do Bloggers Ever Run Out Of Things To Say?

I’ve been blogging for a little over two years now, and well, I haven’t run out of things to say yet. But, I do think the things I write about today are different than what I had to say way back when. I think most bloggers will never run out of things to say as long as they evolve and grow. I don’t want to see Jo Blogger write every post about making a budget. I want to see how Jo learned to budget and went on to become a millionaire. Life Changes My main focus in the beginning was ...

Read More »
choosing and advisor for short and long term

Reasons To Hire A Financial Advisor

If you choose to be a member of modern society, then personal finance will play a practical role throughout your entire life. This includes everything from life and auto insurance coverage to savings and retirement plans for all stages of life. A competent financial advisor can provide you with the necessary basis for establishing a financial plan that matches your individual goals and desires. Short Term Savings: Money for Now No matter the age, most clients should consult a personal financial advisor regarding the percentage of a portfolio that should be dedicated to short-term savings. This allocation should be matched ...

Read More »
Homeowner's premiums and coverage options

3 Things Homeowners Should Know About Homeowners Insurance

This is a post from Tali Wee at Zillow.com. Enjoy! The process of buying a home is both exciting and detailed. Buyers must present their lenders with countless documents specifying their financial standing and reliability as borrowers. In addition to producing numerous documents, buyers must acquire homeowners insurance for the remainder of entire loan terms. Here are three important aspects of homeowners insurance that buyers and owners should understand. 1. Homeowners Insurance Is Required Lenders require borrowers to obtain homeowners insurance to ensure their investments are protected in case of unpredictable damages to properties or financial burdens to borrowers. As ...

Read More »
Choosing a 401k, Roth IRA, or Health savings account for retirement investing

Should I Contribute To A 401k, Roth IRA, Or Health Savings Account?

This is not a post for someone who has never invested in anything. If that’s you, it’s time to start. Pick something easy like your work 401k or a Roth IRA. This post is for those who are trying to build wealth while minimizing taxes and fees.It also assumes that you have access to more than one type of retirement account and are eligible to have a health savings account. If that’s you, today I want to examine whether it’s better to invest in a 401k, Roth IRA, or HSA. While, ideally, we’d max out all those accounts ever year, ...

Read More »
Free hotel in Manhattan

Choice Hotels Credit Card Review

If you read some of the more popular travel blogs, you can find many ways to get free hotel nights. It seems that every blogger is looking for that aspirational redemption, using credit card reward points to stay in some of the most luxurious and expensive hotels in the world for pennies on the dollar. I certainly can appreciate that. After all, we recently returned from a visit to the Grand Hyatt Kauai. However, most of us aren’t frequent travelers. We don’t have international trips planned every other month, and we don’t necessarily value  luxury amenities like heated toilet seats ...

Read More »

Saving Money

Lifestyle

Travel