Finance, Saving money, Rental Property, Investing, spending money wisely| Eyes on the Dollar

Paying Off Debt is Like a Winter Blizzard

Posted on February 13, 2013 by Kim

The US has had some crazy weather this fall and winter. The recent snow storm that hit the Northeast dumped two feet of snow and caused all kinds of mayhem. Southwest Colorado often gets hit with storms producing that much or more snow. While we don’t generally get the media attention that more populated areas receive, we know all too well how to deal with a winter storm. Actually when you think about it, winter storms are like getting out of debt in many ways. Tropical people bear with me as I show you how a winter blizzard can be used as an example of how to get out of debt. Continue reading →

Free Money Finance March Madness, Please Vote!

Posted on February 12, 2013 by Kim

One of the most exciting things about blogging is seeing your post on an amazing site like Free Money Finance. If I could be 1/1000 of the blogger that FMF is, that would be a great achievement.

I am fortunate that my post about paying off $30,000 in credit card debt has been included in the FMF March Madness tournament of blog posts. However, I am competing against one of my favorite bloggers, Pauline at Reach Financial Independence, with her post about getting her Handyman into debt.

I could say vote for me because Pauline is too smart to get into credit card debt, gets to live in a tropical country, speaks about 40 languages, and has adventures with machetes and wild scorpions all day while March Madness is about the most exciting thing I’ve done all month, but that really makes me sound like a loser. Please, go read both posts and vote for your honest favorite. I am truly honored just be be competing. Best of luck, Pauline!

7 Steps to Take Before You Put Your Home on the Market

Posted on February 11, 2013 by Kim

The following is a guest post from Jason at Work, Save, Live. If you are interested in submitting a guest post, please read my policy and contact me.

Realizing that housing markets in parts of our country are still struggling, selling a home can be a difficult task. There are a lot of factors that determine whether or not it’ll sell quickly: pricing, visual appeal, and location are a few.

With that in mind, here are a few items that you need to consider before you put your home on the market.

1. Hook up With a Reputable Real Estate Firm and Agent

If you’re not going the ‘For Sale by Owner’ route, make sure you find a first-rate real estate company and agent. In fact, you typically gain more market exposure through using a quality firm than going it alone. Investigate the leading companies in your region and talk to others who’ve used their various services. Continue reading →

Ten Ways to Turn Your Wasted Time into Learning about Debt Management Programs

Posted on February 11, 2013 by Kim

The following is a guest post. If you are interested in submitting a guest post, please read my policy and contact me.

Are you in the habit of wasting time? Do you want to make better use of your time? If so, then you are not alone. We all want to be productive in order to get ahead in our lives. Surely, you must be aware of the time that you are wasting and probably thinking of ways to utilize it more efficiently.

Debt management programs are programs aimed at getting you out of your debt. Following are some ways with which you can turn your wasted time into learning about debt management programs to improve your financial position:

1. Browsing the Internet to Learn About Debt Management Programs

There is a lot of information available on the internet about debt management programs. Instead of wasting your time thinking about trivial things, it is better to utilize your time in learning about how these programs work. These programs are aimed at getting you out of debt by scheduling a payment plan through which you can pay off your debt and avoid bankruptcy. There are professionals who deal with debt management every day, and they are available via the Consolidated Credit website. Continue reading →

Eyes on the Dollar 20/20 Roundup #25-Vote For Me!

Posted on February 9, 2013 by Kim

This week has been a really busy one. This was my one week a month where I work 4 whole days. I know you feel sorry for me, right? Honestly when you get used to working part time, it’s really different to work more. As a result, I wasn’t able to do as much reading as usual, but next week, I’ll only be at work two days, so hopefully I’ll catch up.

The foster puppies both went to great homes this week. That was a huge relief. They were super cute, but tons of work. I do miss them a slight bit, but I like the extra half hour of sleep I can get because I don’t have to get the puppies outside! Continue reading →