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Is Early Retirement a Pipe Dream?

Is Early Retirement a Pipe Dream?

No matter what your age, most people plan to eventually retire. However, not everyone has planned well for retirement. Some Gen Xers, for example, have either not saved anything for retirement or not saved enough. This may make retirement difficult for them. But what about people who wish to retire early? Is early retirement a pipe dream? 1. It Depends on Your Lifestyle One of the factors that may determine whether early retirement is a pipe dream for you or not is lifestyle. How do you plan to spend money during your retirement? If traveling and eating out frequently are ...

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Should You Buy Using 0% Financing?

Should You Buy Using 0% Financing?

To some people, the idea of being able to get what they want now and pay for it later sounds great. The problem is that the bill eventually comes do and must be paid. So when you see those offers that promise you can buy now and pay later, should you take advantage of them? What about when it comes to 0% financing? In those cases, you aren’t really wasting any money on interest, as long as you follow the rules. But, before you sign on the dotted line for 0% financing, make sure you consider these things. 1. Know ...

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DIY Gone Wrong! 4 Reasons DIY May Cost More Than Hiring a Professional

DIY Gone Wrong! 4 Reasons DIY May Cost More Than Hiring a Professional

Many people these days are trying to cut costs in their budgets. One reason for this is because of the ever increasing costs of the goods and services they enjoy. Another is because wages don’t seem to be keeping up. No matter what the reasons are for high costs, however, there are ways you can save. For example, you could save money by DIY-ing when you have items that need to be replaced or repaired around your home. But DIY-ing may not always be the answer. In fact, sometimes you end up with a DIY gone wrong. Here are 4 ...

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These Initial Home Investments Will Save You Money in the Future

Today we have a guest post for you from fellow blogger, Anum Yoon. Enjoy! There is a nationwide call to “go green,” and soaring energy costs are strongly encouraging us to do so. We already have ongoing bills to pay, but it might be wise to look around your home to see what changes you can make to help you go green. Sometimes you have to spend money to save money. Here are a few home improvements which require an initial investment, but which will pay off immediately or over time. Install a Smart Thermostat A typical thermostat lets you ...

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Should You Buy These 5 Kinds of Supplemental Health Insurance?

If you’ve ever worried how you would pay your bills should some catastrophic event occur to you or another family member, you might need supplemental health insurance. However, deciding for sure if you should purchase additional insurance or not can be a little overwhelming. Of course, your need may not stem from some devastating diagnosis or other incident. Instead, you might simply need additional coverage for the things your regular health insurance doesn’t cover. Whatever the case may be, the question remains: Should you buy supplemental health insurance? Here’s a look at five of the most popular types of supplemental ...

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