Finance, Saving money, Rental Property, Investing, spending money wisely| Eyes on the Dollar

7 Steps to Take Before You Put Your Home on the Market

Posted on February 11, 2013 by Kim

The following is a guest post from Jason at Work, Save, Live. If you are interested in submitting a guest post, please read my policy and contact me.

Realizing that housing markets in parts of our country are still struggling, selling a home can be a difficult task. There are a lot of factors that determine whether or not it’ll sell quickly: pricing, visual appeal, and location are a few.

With that in mind, here are a few items that you need to consider before you put your home on the market.

1. Hook up With a Reputable Real Estate Firm and Agent

If you’re not going the ‘For Sale by Owner’ route, make sure you find a first-rate real estate company and agent. In fact, you typically gain more market exposure through using a quality firm than going it alone. Investigate the leading companies in your region and talk to others who’ve used their various services. Continue reading →

Ten Ways to Turn Your Wasted Time into Learning about Debt Management Programs

Posted on February 11, 2013 by Kim

The following is a guest post. If you are interested in submitting a guest post, please read my policy and contact me.

Are you in the habit of wasting time? Do you want to make better use of your time? If so, then you are not alone. We all want to be productive in order to get ahead in our lives. Surely, you must be aware of the time that you are wasting and probably thinking of ways to utilize it more efficiently.

Debt management programs are programs aimed at getting you out of your debt. Following are some ways with which you can turn your wasted time into learning about debt management programs to improve your financial position:

1. Browsing the Internet to Learn About Debt Management Programs

There is a lot of information available on the internet about debt management programs. Instead of wasting your time thinking about trivial things, it is better to utilize your time in learning about how these programs work. These programs are aimed at getting you out of debt by scheduling a payment plan through which you can pay off your debt and avoid bankruptcy. There are professionals who deal with debt management every day, and they are available via the Consolidated Credit website. Continue reading →

Eyes on the Dollar 20/20 Roundup #25-Vote For Me!

Posted on February 9, 2013 by Kim

This week has been a really busy one. This was my one week a month where I work 4 whole days. I know you feel sorry for me, right? Honestly when you get used to working part time, it’s really different to work more. As a result, I wasn’t able to do as much reading as usual, but next week, I’ll only be at work two days, so hopefully I’ll catch up.

The foster puppies both went to great homes this week. That was a huge relief. They were super cute, but tons of work. I do miss them a slight bit, but I like the extra half hour of sleep I can get because I don’t have to get the puppies outside! Continue reading →

Frugal Gifts for Girls Who Hate Valentine’s Day

Posted on February 8, 2013 by Kim

I have a confession to share. I think I am a glass half full kind of girl. I do my best to turn negatives into positives. I love puppies, children, and old people. However, with February 14 fast approaching, it’s time I let my true colors show. I HATE Valentine’s Day. Now, I do have a wonderful husband who will get me some sort of gift. Who wants to be the guy who doesn’t get his sweetie a Valentine? I know I make it hard, because I don’t like the day, and I don’t want him to spend money. If you have a girlfriend or wife like me, I’ll make my peace with the big, fat, red heart day and give you some ideas for finding frugal gifts for girls who hate Valentine’s Day. Continue reading →

Undervalued Assets and Distressed Credit Investments

Posted on February 8, 2013 by Kim

The following is a guest post. If you are interested in submitting a guest post, please read my policy and contact me.

Investment is always done in anticipation of a gain. Every financier is aware that an investment will involve risk and that in some cases the expected return could actually turn out otherwise. The commonly practiced investments that include both traditional and alternative ones are considered fruitful; but is the profit in the same way prolific when investing in undervalued assets and distressed credits? The answer could be a yes.

Undervaluation is when an asset is valued at less than its true worth. Investment in undervalued assets has seen many success stories; it is all about recognizing the true worth of an asset! Continue reading →