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buying a used car with a rebuilt or salvage title

Misadventures in Shopping For a Used Car

I used to love shopping for new cars. We did it fairly often back in day. It was really easy to see a car we wanted, walk into a dealer, trade whatever car we had at the moment, sign up for payments, and drive away. I don’t believe we ever tried to negotiate, at least not that I remember. Yes, it was a bit unnerving to deal with salespeople, but I knew we’d get approved and leave with a shiny new car eventually. This time around, we are shopping for a used car, and I’m  having all kinds of anxiety! ...

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legal marijuana sales in Colorado

Life in Colorado After One Year of Legal Marijuana

    January marked year one since pot became legal for recreational sale in my home state. I though it might be interesting to see what changes, if any, have befallen our area. This is my eye witness report of life in Colorado after one year of legal marijuana. Marijuana Tax Bonanza! The tax figures are in regarding state money made from marijuana sales last year. Sales from legal recreational and medical marijuana amounted to $700 million last year. Recreational sales were below some estimates but still brought in $44 million in tax revenue. Medical marijuana sales and fees brought in ...

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shades of gray in family dynamics

Fifty Shades of Gray In Family Finances

This might be one of the hardest posts I’ve ever written. I keep going back and forth on whether to share, but I do think there will be some value to some readers out there in similar situations. People can choose their careers, their friends, whether or not to have children, but we can’t choose our families. You get the good with the bad. There really are 50 shades of gray with family finances. Our Gray Family Area I’ve written before about how my in-laws went through a foreclosure and were forced to move to a house and an area ...

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giving kids a credit card

Should Kids Have A Credit Card?

It’s pretty safe to say that we won’t get giving our daughter a credit card for her 8th birthday next month. I can’t believe how fast eight years have passed, and I bet the next eight will go by even faster. While I’d like to bury my head in oblivion, we are getting to the point where financial and life education are very important. Hopefully, our daughter will be as smart as possible about the real world before we turn her loose to become a productive member of society. Part of that will include learning about debt and credit cards. ...

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ways to go to college without student loans

How To Graduate College Totally Debt Free

Each year college is becoming increasingly expensive. The costs of a college education today are 500% greater that they were in the 1980s. Today’s children will be paying tuition totaling $70k – $80k for an out-of-state public school. That’s just tuition. Fees, books and living expenses will more than double the cost. Students are graduating school with tens of thousands (even hundreds of thousands) of dollars in debt and it’s just going to get worse. For the diligent student, though, it’s still very possible to graduate from a great school totally debt free. Not only does that help your finances, ...

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