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having a happy retirement

Why Everyone Needs a Hobby

“People say that money is not the key to happiness, but I always figured if you have enough money, you can have a key made.  This is from the late Joan Rivers and one of my favorite financial quotes of all time. While I believe Joan is right on many counts, money doesn’t always mean life satisfaction, especially after retirement. That’s why everyone needs a hobby. Retirement After 44 Years of Work! My Dad started full time work at age 23 after receiving a degree in architecture from the University of Kentucky. He was never content working for other people and ...

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3 Tips for Beginner Investors

3 Stock Market Investing Tips for Beginners

If you’re an individual investor in the stock market, the first thing you should know is that the deck is stacked against you. Your investment in a company’s shares will not move the price, so the only way you “win” is by being lucky enough to buy before institutional investors or hedge funds pour hundreds of millions, if not billions, of dollars into the shares you already own. As they say, “a rising tide lifts all boats.” In many ways, if you keep this basic premise in mind, you will understand the following fundamentals of becoming a successful investor. Here ...

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achieving financial goals

If You’re Gonna Talk the Talk……..

  We’ve all heard the expression, “Talk the Talk or Walk the Walk”, meaning that sometimes people talk a really good game but often don’t follow through with any action It’s very easy to say what sounds the best, but the hard part comes when an actual decision has to be made to achieve results, especially if you haven’t been honest with yourself before starting the talk. Tiny House Oxymoron One of my favorite things to do when we stay in hotels is watch HGTV, the only real thing I miss since cutting the cord. As it turns out on ...

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getting cash back

Earn Cash Back or Donate to Charity With Giving Assistant

I’m a big fan of online portals. Who doesn’t love getting money back after shopping for items you needed to buy anyway? Giving Assistant is a new website that offers rebates and coupons for various online merchants with the added bonus of being able to donate all or a portion of your cash back to charity. Giving Assistant is different from other cash back portals in a few key areas. More Cash Back All cash back websites are paid a commission from retail partners for originating purchases. The Giving Assistant website states that 100% of the commissions earned from their ...

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ways to increase salary

What to do When the Boss Won’t Give You a Raise

While self employment and alternative work situations are on the rise, the majority of the work force still has a traditional employer/employee relationship. We all know that making more money is the real key to building wealth, so it makes sense that the easiest way for most people to bring in more income is by getting a raise. Maybe you’ve looked forward to your annual performance review or worked up the nerve to ask your supervisor for a salary increase, only to be shot down with lots of company mumbo jumbo that basically means you aren’t going to see a ...

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Saving Money