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Homeowner's premiums and coverage options

3 Things Homeowners Should Know About Homeowners Insurance

This is a post from Tali Wee at Enjoy! The process of buying a home is both exciting and detailed. Buyers must present their lenders with countless documents specifying their financial standing and reliability as borrowers. In addition to producing numerous documents, buyers must acquire homeowners insurance for the remainder of entire loan terms. Here are three important aspects of homeowners insurance that buyers and owners should understand. 1. Homeowners Insurance Is Required Lenders require borrowers to obtain homeowners insurance to ensure their investments are protected in case of unpredictable damages to properties or financial burdens to borrowers. As ...

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Choosing a 401k, Roth IRA, or Health savings account for retirement investing

Should I Contribute To A 401k, Roth IRA, Or Health Savings Account?

This is not a post for someone who has never invested in anything. If that’s you, it’s time to start. Pick something easy like your work 401k or a Roth IRA. This post is for those who are trying to build wealth while minimizing taxes and fees.It also assumes that you have access to more than one type of retirement account and are eligible to have a health savings account. If that’s you, today I want to examine whether it’s better to invest in a 401k, Roth IRA, or HSA. While, ideally, we’d max out all those accounts ever year, ...

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Free hotel in Manhattan

Choice Hotels Credit Card Review

If you read some of the more popular travel blogs, you can find many ways to get free hotel nights. It seems that every blogger is looking for that aspirational redemption, using credit card reward points to stay in some of the most luxurious and expensive hotels in the world for pennies on the dollar. I certainly can appreciate that. After all, we recently returned from a visit to the Grand Hyatt Kauai. However, most of us aren’t frequent travelers. We don’t have international trips planned every other month, and we don’t necessarily value  luxury amenities like heated toilet seats ...

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How Warren Buffett became a billionaire

5 Life Changing Lessons From Billionaire Warren Buffett

This is a post from Shelby at Investing Tips 360. Enjoy! There’s no doubt we could all learn a thing or two from Warren Buffett. He’s one of the most successful investors of all time with a net worth of $62 Billion. His company, Berkshire Hathaway, owns and operates a few of the largest corporations in the world, and he’s been starting and growing businesses longer than most of us have been alive. Lucky for us, Buffett has always been happy to share his opinion and advice over the years, which is quite well documented. You’ll find enough quotes from ...

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Before buying rental property

Things To Consider Before Buying Rental Property

For anyone looking to develop multiple streams of income and build wealth, rental property can be a great addition to an investment portfolio. While it might not always be 100% passive,  real estate  is a great investment if you buy at the right time and are aware of potential issues that can and will happen. Here are some things to consider before buying rental property. Vacancies In a perfect world, there would be a waiting list for every rental property, but realistically, there will be periods of vacancy. Ways to avoid this include buying in a high demand area and making sure ...

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Saving Money