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Investment returns with Betterment

Investing Made Easy With Betterment

It’s been two years since I started investing with Betterment, and I feel their service is ever better now than when I started. I love a company that makes investing easy and adds benefits and features without increasing costs. For beginning investors or those who are too busy to research and rebalance, investing is made easy with Betterment. Why We Invest Outside of our 401(k) You can read about my first year of investing with Betterment here, but basically, the reason we put money into a non-tax advantaged account is for flexibility. Jim and I plan to retire before age ...

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Changes in global wealth management

How Wealth Management Around the World Has Changed Recently

The past few years have been rough on the global economy. First, most countries dealt with a market crash and now, the market is recovering slowly but surely. The outlook is positive, as most countries have seen a growth in GDP. In particular, private wealth has grown remarkably well in the past few years. Many countries experienced double-digit growth in this sector. The market crash didn’t just affect smaller companies, but also large international ones like J.P. Morgan global wealth management and many others. Investing has been responsible for much of the growth in private wealth. This has allowed many new online brokerages ...

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deciding where to live in retirement

Think Twice Before Moving in Retirement

Many of us dream of moving to a new and exciting location after retirement. Whether the desire to move comes from wanting to be closer to family, the hope for a slower or faster pace of life, or to enjoy nicer weather, there are a number of reasons why people pull up stakes to explore somewhere new. Sometimes, though, the grass is not always greener on the other side. Make sure to do your homework and think twice before moving in retirement. A few weeks ago, I ran into one of Jim’s former work colleagues who retired a couple of ...

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jobs for retirees

Need Extra Income? Five Options After Retirement

Retirement isn’t what is used to be. The death of most corporate pensions, Social Security that hasn’t kept pace with inflation, and an increasingly tight economy mean that fewer people have access to comfortable retirements. A 2015 survey found that more than half of retirees intend to continue working after they leave their careers. If you’re struggling to make ends meet, you’re not alone, but the good news is that there are plenty of potentially lucrative options—none of which require you to return to work full-time.  Freelancing For many employees it’s the boss, not the work, who is the problem. ...

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taxes, lifestyle inflation, and extra time

Dangers of Earning Extra Money

      When searching for ways to pay of debt, build an emergency fund, or save for a major purchase, anyone will tell you that earning extra money is the fastest way to accomplish those goals. Increasing my income was one of the ways we were able to pay off massive credit card debt a few years ago. While the overall benefits more than outweigh any potential negatives, there are a few dangers to look out for when making extra money. Hopefully you can avoid those  pitfalls to make sure that all extra income is serving its purpose. Taxes ...

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Saving Money