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Earning Extra Money: Should You Work Overtime?

Earning Extra Money: Should You Work Overtime?

Working overtime is something Americans do more than any other country according to a recent article by ABC News. Yet at times it seems we still can’t get ahead financially. Do you fit into this group? If you work overtime on a regular basis but still have trouble keeping up with your bills you might wonder if you should even bother. Perhaps you have thought about getting a second job instead. But when it comes to earning extra money, should you work overtime or get another job? When you compare the two, which is the better option? In today’s post, ...

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Should You Open a Bank Account for Your Child?

Should You Open a Bank Account for Your Child?

Shortly after I was born, my parents opened a savings account for me.  They didn’t deposit money into it regularly over the years, but occasionally they did add to it. Once I was old enough to have a checking account too, I had at least a few hundred dollars already set aside in savings. But, not everyone follows my parent’s example. Some people open an account shortly after their children are born and save thousands for their future. Others wait until the child is a teenager and able to make and control money themselves. Still others do neither, preferring to ...

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Is a Personal Trainer Worth the Cost?

Is a Personal Trainer Worth the Cost?

I have been on a mission to lose weight and get healthy this year. I started my health journey in January and I have stuck with it so far. Like anyone who begins such an undertaking, I have had a few setbacks along the way. However, to date I have lost over 40 pounds and my quest to get healthy has provided other benefits as well, such as having more energy. One of the ways I have accomplished this is through a personal trainer. However, there is controversy among many people over whether or not a personal trainer is worth ...

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Why Debt Consolidation Isn’t the Answer to Your Money Problems

Why Debt Consolidation Isn’t the Answer to Your Money Problems

A common problem many people share is debt. If you are one of them, perhaps your debt comes from a home mortgage, business loan, auto loan, or student loan. Or, maybe it is a different loan altogether. Nevertheless, no matter where your debt comes from, there are different methods to dealing with it. My approach, for instance, is to work hard in order to pay off my debt as quickly as I can. But some people deal with it by asking for help from friends or relatives. If you are searching for ways to get out of debt you may ...

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Is Early Retirement a Pipe Dream?

Is Early Retirement a Pipe Dream?

No matter what your age, most people plan to eventually retire. However, not everyone has planned well for retirement. Some Gen Xers, for example, have either not saved anything for retirement or not saved enough. This may make retirement difficult for them. But what about people who wish to retire early? Is early retirement a pipe dream? 1. It Depends on Your Lifestyle One of the factors that may determine whether early retirement is a pipe dream for you or not is lifestyle. How do you plan to spend money during your retirement? If traveling and eating out frequently are ...

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