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spring clean

How to Spring Clean on a Budget

Warmer weather often triggers an increase in many people’s activity and motivation levels, at least I know it does for me. I always get in a slump during the winter, but once April hits I’m ready to spring clean and get to work outside as the weather allows. It’s almost summer now, but I still think it’s ok to do some “spring cleaning”. But if you are trying to keep a tight budget, you might be able to save a little money by employing some different strategies while still making your home tidy and fresh. Here are some tips for ...

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kitchen updates

Inexpensive Kitchen Updates that Add Value

Unfortunately, home renovations cost money. It may not seem like it when you watch HGTV and some home owners are able to get seemingly endless home upgrades and updates on what seems like a small budget, but that’s generally not reality. When your budget is limited, like most of ours tend to be for things like this, you need to plan carefully to get the biggest return on your investment, no matter if you are making updates to improve your quality of life or to raise the resale value of your home. So what’s the first room in your home ...

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organize your grocery list

Why it Pays to Organize Your Grocery List

I hate to grocery shop. Like I really loathe it. It takes up a lot of time no matter when I go to the store. I’ve tried going on the weekends, but that’s when all of the 9 to 5 40-hour-a-week-ers go to the store. I’ve tried going during their work hours, but that’s when the elderly people who like to walk slowly and talk in the middle of aisles tend to go to the store. That’s also when the stay-at-home-moms go and it never fails that there’s at least one screaming child in the grocery store. Sigh! (No dig ...

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6 Financial Benefits of Downsizing Your Home

These days, evidence of people downsizing is everywhere – in magazines, on television, and all over social media. Unless you live under a rock, you’ve probably seen it just about everywhere you look. Even in the small town where I live, the Mini Cooper can occasionally be seen, likely due to the spike in gas prices we had not all that long ago. Smaller homes and tiny houses have become more popular as people learn to live with less stuff. Having less certainly frees up your time, but there are also some major financial benefits of downsizing your home. Here ...

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expensive habits

4 Expensive Habits I’ve Given Up to Save Money

Shortly after I finished college and entered the “real world,” I started a good job in my hometown which required a more professional wardrobe. I also bought my first house and furniture only months after graduation due to a rental housing shortage in the town where I live. I was only 21, and all of a sudden I had debt – a lot of debt. It didn’t take too many sleepless nights for me to realize I needed a budget. This is when I found personal finance blogs. During the process of creating my first budget just a couple of ...

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