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using a prepaid debit card instead of a bank account

Kaiku Prepaid Visa Debit Card Review

Are we coming to a time when there is no need for traditional bank accounts? The creators of Kaiku are certainly encouraging that trend with their new prepaid Visa debit card. The card is targeted toward millennials (ages 18-34), but there is no law that says older folks won’t get some use out of this type account. Here is my review of the Kaiku Prepaid Visa Debit Card. What Is Kaiku? Kaiku is a prepaid Visa debit card that can be used any place Visa is accepted. The Kaiku card comes in several trendy colors like Shark Bite Teal or ...

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cheap ways to see London

Leg It: Thrifty Tips for Touring London in Style

We’re all on a budget, but that doesn’t mean we can’t or shouldn’t have fun. If you’re taking a trip to London, you want to enjoy yourself. Here’s how to do it without breaking the bank.  Book Your Trip In Advance If you have the option, definitely book your trip in advance. Sites, like Hipmunk can help you navigate deals and find the best flights, vehicles, and other travel accommodations. Flying to London can get pretty pricey, especially if you’re coming from the U.S. or some other country outside of Europe.  Get a Good Deal On A Hotel Getting a ...

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ways to save money when renting a house

Ways Renters Can Save Money

After being a landlord for almost three years, I’ve learned that tenants do some crazy things. From showing up drunk at a move in inspection to leaving all kinds of valuables behind, I really am not surprised by very much anymore. Since I get to see things from a different perspective than most of my tenants, I’m going let you in on ways renters can save money. 1) Don’t Move If You Don’t Have To Every time you move into a new rental, there are expenses that include rental and utility deposits, costs of moving, and any new household items, ...

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types of loans

The Different Types of Installment Loans

An installment loan is a loan that allows you to pay back the loan with a number of scheduled payments over an agreed amount of time. Today, we are discussing the different types of installment loans so you can see which one is ideal for you. Keep in mind credit cards work in a similar manner but they are not considered installment loans. Unsecured Installment Loans Unsecured installment loans are usually for a small amount of money and have higher interest rates. However, they happen to be the most common type of loan found online. With this specific loan, you ...

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Don't let excuses keep you from goals

Five Excuses You Should Never Use Again

Excuses. We all use them, sometimes out of convenience, sometimes to make ourselves feel better. They are a necessary part of life, but when you use excuses to the extent that they become reality and lower your potential, it’s time to learn some new ways of thinking. Here are five excuses you should never use again. I Can’t Afford It I have used this excuse a million times in the past. I think it’s truth in many situations. If you make $25,000 a year and want a $500,000 house, you really can’t afford it, but when you use this excuse to ...

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Saving Money