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sleep deprivation

The High Costs of Sleep Deprivation

Have you ever given up sleep so you could see the end of your favorite television show or finish a project for school or work? Maybe you’ve given up sleep in the name of making more money with your side hustle. If so, you are not alone. I’ve done that too. In fact, one of my favorite sayings use to be “I can sleep when I’m dead.” I’ve stayed up late for each of those reasons at different times. But the truth is, if you have missed out on sleep, it doesn’t really matter the reason because the effect is still ...

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The Ultimate Guide on Who, When, and How Much to Tip

The Ultimate Guide on Who, When, and How Much to Tip

Some people don’t believe in tipping. Others tip poorly. Personally, I don’t understand why tipping or not is even questionable. If the service you received was acceptable, you should tip. However, not everyone feels this way. So I am going to go over some basics of tipping based on the service you received. Who Should You Tip? Most sources will tell you to leave a tip for restaurant servers, delivery people, valets, massage therapists, hairstylists, manicurists, tattoo artists, cab drivers, hotel maids, movers, wedding priests, bar tenders, grocery store baggers, and tour guides. There are probably others that could be added ...

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procrastination can hurt your finances

How Procrastination Can Hurt Your Finances

You’ve probably heard the saying, “Why put off until tomorrow what you can do today?” When it comes to your money, that phrase is good advice as procrastination can hurt your finances. Procrastination is a nasty habit that can have many negative effect on your finances. In case you haven’t broken your procrastination habit yet, here are a few reasons why you should so it doesn’t harm your finances. Credit Card Fees Almost everybody has a credit card these days. Just try booking a hotel room or renting a car without one and you will find out it isn’t easy to ...

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bookworms can save money

6 Ways Bookworms Can Save Money

Reading is a great hobby to have. You can spend your free time traveling to other destinations, learning about other time periods, and more. But if you are a bookworm and like to read so much that you are going through several books in a short period of time, it can become an expensive habit. I used to be a big bookworm (before I took up blogging and freelance writing) and I often couldn’t walk out of a bookstore without spending at least $50. Luckily there are ways that bookworms can save money and still enjoy their favorite hobby. Use the ...

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Renting V Owning: Which One Is Best For You?

Whether to buy or rent a home is a decision very specific to individual circumstances and considerations. Generally, many younger people start independent living by renting – possibly due to moving around to establish their careers, and also due to hefty upfront costs ruling home ownership out until their salaries rise. Conversely, some older people may choose to sell their homes to release capital, in the process becoming renters again. As a result, according to this source, US home ownership fell in 2015 to its lowest level since 1967 at 63.4%, compared to the ownership boom of 2004 when home ...

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Saving Money