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Tag Archives: Financial goals

One Year After Paying Off Credit Card Debt

We’ve had so much going on for the last couple of months that I actually forgot our one year anniversary of freedom from credit card debt. We paid off the last of our $30,000 credit card balance in  on November 27, 2012 and haven’t looked back. In past years, we were able to pay off credit cards, but ran them back up within a few months. What happend this time that kept us out of debt? You Can’t Stay Out of Debt if You Don’t Have Goals We never stayed out of debt in the past because paying off Visa and Mastercard meant lots of available credit to buy more things. We didn’t have a purpose for our money. To keep free from credit card debt, you have to know how much you make, how much you need to spend for necessities, and what your short and long term goals are. If you know what you want to do with your money outside of shopping to cure boredom, it’s easy to plan how to get there. When you don’t have a purpose for your money, it’s easy to spend it on silly things. Now I know exactly how much I ...

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November 2012 Goals

Time usually flies, but it seems like October was a long month. Maybe it was waiting for a renter or the buildup to Halloween. I think the next two months are going to fly. Then, holy guacamole, I will have sold my business and moved on to the next phase of my life. Wow, I have lots to do. I don’t know if I remember my goals, but let’s look back and see how I did. Blog Goals 1. Publish content at least four times a week. Pass I think I can stick to this schedule without much trouble. I’ll just make this a given, not a goal. New goal will be to do at least one guest post or blog swap a month. If anyone has been dying to have one from yours truly, this is your time to speak up. 2.Comment on at least five blogs each day, with three new ones per week.PASS. Some days are harder than others, and we will be traveling at Thanksgiving, but I think this should be easy to maintain. 3.Learn at least one new thing on WordPress per week.PASS. This week I added a contact box. I still have lots to learn. ...

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September 2012 Goals

September looks to be a very busy month. We are working like mad to get our rental property ready for by October 1. Vision Expo West is being held the same weekend as FinCon. It is the optometrist equivalent of the blogger conference, a bunch of nerdy professional eyeball people looking to possibly learn something and party like the age they think wish they still were. I also remembered that I have scheduled a yard sale later this month, mostly to sell old office furniture before the sale of my business.  I have a couple of other people joining me, so I can’t cancel. I usually do my best work when I’m severely overscheduled. We’ll see if I can keep all the plates spinning. Let’s take a look back at last month’s goals. Blog Goals 1. Publish content at least four times a week until I have 30 posts done. Pass. I’ll keep this goal the same, but it will get harder because of the other things going on. Wish me luck. 2.Comment on at least five blogs each day, with three new ones per week. Blew it out of the water. I love doing this. I’ll also keep this one the same with the above caveats. 3.Learn ...

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