Finding Lost Cash in Your Family Budget

The following is a guest post. If you would like to submit a guest post, please contact me. Every family needs a budget and the word “budget” doesn’t mean you’re poor. Some of the most successful and wealthiest families in the world use a budget. It’s simply a tool helping you to manage your money properly. If you’re setting up the family budget, you should know some of the most common places to cut cash. You might have heard this … Continue reading

Reformed Spenders Adjust to Life on a Budget

It has been about three months since Jake at I Heart Budgets shed blood, sweat, and tears to create a budget for my family. I’ve tried to make and follow a budget before, but always got sidetracked and gave up. We also spent money without much forethought, so budgeting doesn’t really work in that scenario. For almost two years, we were on a no spending moratorium to pay off our credit card debt, not really a budget, but it worked. … Continue reading

Paycheck to Paycheck is No Way to Live

If you are one of the millions of people who lives paycheck to paycheck, you might find yourself in the situation of having more days than dollars in the month.  That can be a very scary feeling when you know that your bank account is empty, and there are still several days until you get paid. While panic might set in, if you take a minute to analyze the situation, it might not be as bad as you think. With … Continue reading

How We Paid Off $30,000 in Credit Card Debt

November was a truly happy month in our household. After a year and a half  of hard work, we paid off the last of our credit card debt. We learned some new things about ourselves and our needs and wants along the way. It isn’t rocket science, but here’s how we did it. Background The reason we ended up with this debt was pure and simple lifestyle inflation. We were doing pretty well until we built our house in 2004. … Continue reading

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