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Author Archives: Glasses or Contacts

Obtaining Money When You Need It

Things happen and budgets are obliterated. While we can prepare for plenty of issues with proper saving techniques, things can and will happen every once in a while that leaves you stuck. It could be that you were laid off from work. Maybe there was an accident that required you to go to the hospital and take you out of work for a bit. There can be a number of reasons why you have an issue and you are suddenly very broke. Today we look at a few ways to help you find some quick money and start preparing for the future. Going To The Pawn Shop So you find yourself with a broken down car and you just paid your rent/mortgage and utility bills. There is nothing left to fix this one tiny thing that can help you get to work and make your income. What to do? Take a look around and see if you have anything that is worthy of taking to a pawn shop. You can begin with jewelry as oftentimes this can bring you the most in cash. Rather than take it to a pawn shop you may want to look to a jewelry store. ...

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The Basics of Disability Insurance

Many people assume that disability insurance only makes sense if you have a high-risk job that involves strenuous activity, dangerous sites, or heavy machinery. However, statistics suggest otherwise. According to the Council for Disability Awareness, one in four of today’s 20-year-olds will become disabled before they retire, and accidents are not the leading cause of disability. Instead, most long-term absences are caused by things that can happen to anyone, from a common back injury to cancer. Disability insurance provides many benefits for disabled workers and their families. Women can use disability insurance to cover lost wages when they take maternity leave. Short-term disability insurance can help protect workers during a serious illness or after a surgery that requires a lengthy recovery period, and long-term disability insurance can cover those with chronic mental conditions. Although the former isn’t meant to last longer than two years, the latter can cover a policyholder from one year up to age 67. Often, your age determines the standards and benefits of your disability insurance. The younger you are, the higher the standard for disability will be and the lower the amount you will receive. Keep in mind that most insurance policies stop covering policyholders once ...

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What Made the Litecoin Price Rise?

The past few months haven’t been easy for Litecoin, which, like many cryptocurrencies, has been losing value since mid-December, when it was worth more than USD 350. However, despite strong negative pressure, the popular altcoin’s market cap has once again reached the USD 12 billion threshold. After a very steep fall recorded on February 20th, when Litecoin shed about USD 78, falling from USD 262.60 to USD 184.68 in only 3 days, the digital currency, frequently described as the silver to Bitcoin’s gold, is heading back up and is currently trading at around USD 205,45.   Improved Market Sentiment and FOMO   The recent rise in Litecoin’s price is said to be due to improved market sentiment about cryptocurrencies in general, with many investors viewing the weaker market as an opportunity to get involved. The FOMO – or Fear of Missing Out – factor is likely at play here, since many new and prospective crypto traders are known to regret not buying into the top digital currencies some time ago, especially considering the impressive gains seen last year. These traders have been monitoring the digital currency markets, waiting for any signs of an incipient rally. As soon as a slight ...

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How Health IQ Can Save You Money on Life Insurance

When you want to find ways to save money, you may be tempted to eliminate some bills altogether. When considering your cable bill or the monthly subscription that caught your eye, this approach isn’t bad. Life insurance, however, is different. Canceling your life insurance policy may free up some money month to month, but you need to consider the long-term consequences. Fortunately, you can find ways to reduce your life insurance costs without impacting your family members. Start by reviewing your current policy, looking for any riders you don’t need or want. Eliminating riders can help lower your premiums. You can also consider paying annually instead of monthly — something that only 30 percent of millennials and 53 percent of Gen Xers surveyed by Health IQ knew could lower their rates. If these small changes don’t make a noticeable difference, re-evaluate the length of your policy and do some comparison shopping. For example, you may find lower rates with an insurance agency that relies on waist-to-hip ratios instead of BMI. Here’s where Health IQ comes in. Health IQ has unique underwriting policies that have replaced the outdated BMI chart with meaningful data such as cholesterol calculations while factoring in a ...

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Learn How to Save as Much Money as You Can on Your Auto Repairs

When your vehicle starts to show signs that something is wrong with it, it is common for people to become overwhelmed and nervous because they assume that it’s going to cost a lot to have their car repaired. It’s important to know that there are some issues that arise with a car that are not overly expensive to have repaired. If you push off needed repairs they could lead to more serious issues in the future. It’s best to have the repair done as quickly as you can. The following guide walks you through a few steps you can use to ensure that you’re able to get your car repaired quickly and easily. Choose the Right Repair Shop The first thing you need to do is you need to find the right repair shop for your car. If you have a foreign car, it is best to choose a repair shop that specializes in repairs on that exact type of vehicle. It is best to go a shop in a city near you.like If you live in Utah, you may want to look into Integrity First Auto Salt Lake City that has been open for quite a while and has an ...

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