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Author Archives: Glasses or Contacts

3 Questions to Find Out If Your Old Car Is Hurting Your Wallet

Could it be time to upgrade your heavily-used car? And how does one determine when it’s time to part ways? Most money-wise people are not prey to splurging on a new car when they get a raise in paycheck, or when they see the latest release from their favorite car maker. However, it can be hard to nail down an expiry date on a car that has served you well for many years. So in what situation would it be better to upgrade or explore other means of transportation? Here are 3 questions to ask yourself to help you determine if you should look for junk yards near you, or if your car is still good for another year of use: Question 1: Do I feel safe driving my car? Perhaps your car has passed your state’s annual car inspection. But the real measure of its safety is whether you still feel safe driving it. Or, an even better question to ask yourself is whether there are better safety options that you should be looking into. Today’s car models come with the latest array of safety features. These include advanced airbags and rearview cameras to help ensure a safer experience. If ...

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10 Most Sellable DIY Items Online

How people do business has evolved by leaps and bounds in just the past decade alone. And with the continuous evolution of the internet comes better and faster ways to transact and make purchases online. This has led to more and more people taking to the World Wide Web to promote and sell their products and services, from handmade novelty items to art pieces and accessories. If you’ve wanted to make a profit out of your DIY projects and output, it’s best that you take a look at 10 of the most sellable items online to help push you to the right direction: Art Pieces With online markets, you can reach a worldwide audience and sell your art without necessarily needing to sell out. Additionally, you can also reproduce your art in various different formats, from prints and mugs, to t-shirt printing and greeting cards. Doing so can help get your style out there and bring attention to your other art pieces. Jewelry This continues to be a lucrative industry even today, and with DIY pieces, there’s almost always a profitable market online. True, it can be saturated, not to mention quick-changing due to the fickleness of fashion, but by ...

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What are Major Retailers and Banks Doing to Prevent Fraud?

While the opportunities afforded to businesses from digital technology are huge and have created new markets for many firms, emerging and developing technology has also brought about some challenges and problems. Fraud is a huge concern for retailers and banks these days, and such organizations have to work hard to remain up to date with the fraudsters and criminals that threaten their work. One of the worrying aspects of digital fraud is that it covers so many different areas of business engagement and interaction. In March 2017, a report issued by The&Partnership suggested that firms would lose over $16 billion in advertising fraud (sometimes known as click fraud) alone. That is just one small component of digital engagement and interaction, which means that the overall sums of money lost by firms due to the increased number of ways that digital fraudsters and hackers can impact on their business. In addition to advertising or click fraud, other types of digital fraud that companies have to be aware of include: Online retail fraud Smishing, vishing and phishing Spam emails Malware Proxy servers and botnets Of course, while the loss of money can be highly damaging for a company, for many, the loss ...

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5 Tools That Will Motivate You to Save More

5 Tools That Will Motivate You to Save More

Today we have a guest post for you from fellow blogger, Anum Yoon. Enjoy! There are tons of online tools and apps available to make all aspects of your life easier. With that the case, why is it still so hard to save money? It takes discipline to effectively save money, but let’s face it — not everyone is up for the challenge without a bit of prodding. Luckily, there are plenty of tools available that can help motivate you to save more money. Here are five. Level Money Level Money describes itself as a “financial GPS” app because it helps you navigate your financial situation, so you spend smartly. The app helps you plan ahead by accounting for regular essentials such as rent and other bills, as well as a goal for savings. It calls the money that’s left over your “spendable,” which is the cash you have on hand that you can spend comfortably without cutting into any of your essential piles. The app tracks and visualizes a variety of spending types to give you an idea where your money is going. If the bar on your “eating out” tracker is too big, you know it’s probably time ...

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Ways to Boost the Value of Your Financial Portfolio

Traditional investments tend to arouse the ire of many novice investors. For one thing, they are complicated, and there are often many hidden fees and commissions involved. Newcomers to the scene tend to feel a little intimidated by the financial gobbledygook that accompanies these types of investments. Financial investments cover 4 broad categories of assets: stocks, commodities, indices, and currency pairs. Within each of those classes are hundreds of viable propositions. The trick when it comes to building a viable financial portfolio is knowing where your bread is buttered. In other words, start with what you know, and branch outwards. 1.    Shop around for the best trading and investment platform Granted, there are a myriad of options available to you when it comes to investing your money. Which one is ideally suited to your needs? This is a question that is best answered with a little introspection. As a novice trader, you may be well served with a trading platform offering full mobile functionality for on the go trading, a demo trading account, low minimum deposits, and low minimum trade amounts. There are many possibilities available to you in this realm. It is imperative that traders stick with fully licensed ...

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