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Author Archives: Glasses or Contacts

How to Potentially Avoid Bankruptcy with the Help of United Debt Counselors

If your debt situation has become too overwhelming for you to manage, you might immediately consider bankruptcy as your first and only option. This, however, may not be the case. When it comes to managing debt, there may be a variety of options. Here are a few ways to potentially avoid bankruptcy and work towards a debt-free life with the help of United Debt Counselors. Make an Appointment If you’re reaching a breaking point with debt, the first thing to do is realize that you usually have options. Avoid feeling overwhelmed by realizing that there are steps you can take in an effort to improve your situation. If you are not interested in or do not qualify for bankruptcy protection, the first thing you can do in this situation is to sit down and call United Debt Counselors. Ask to be connected to a debt representative. Once you’re put through, you can speak openly and without fear of judgment about your debt situation. The company representative will then work with you to create a realistic settlement plan specific to your situation. Speak with a Local Representative The next step is to meet with one of United Debt Counselor’s nationwide field representatives. ...

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What’s Next for Amazon Stock After Its Acquisition of Whole Foods?

Amazon’s $13.7 billion acquisition of Whole Foods Market Inc. is its biggest-ever deal, which could have a huge impact on both the distribution sector and U.S. stock indices. The offered price for Whole Foods ($42 per share) was 27% higher than the stock price recorded the day before the deal was announced. In 2016, 43% of online purchases in the United States were made via Amazon, but the company has long sought to bolster its dominance of the e-commerce sector with a physical presence in bricks-and-mortar premises. Although some industry experts were surprised by the USD 14 billion purchase of the upscale chain, citing Whole Foods’ thin margins and sluggish growth, others point to the potential long-term benefits of acquiring food logistics expertise and to Amazon’s need to head off the threat of upstarts like Blue Apron. Amazon is also expected to use the Whole Foods network as something of a laboratory, as Amazon CFO Brian Olsavsky explained: “We believe there won’t be one solution, so we’re experimenting with a number of different formats, from physical pick-up points and Amazon Go to online ordering and delivery to your door through Prime Now and Amazon Fresh. We’ll see how customers respond. ...

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Buttoning Down the House Before Traveling

Travel is a favorite pastime for many people. The opportunity to escape the routine and experience new places is very appealing, even when it’s done in the context of a business or educational experience. Indeed, the only thing that can introduce an element of reluctance in most travelers is their concern about what may happen to their home while they’re away. And it’s a legitimate issue; too many people have come home from vacation to find their homes burglarized, damaged by water, or invaded by pests. Fortunately, nearly all of these problems can be avoided. The steps necessary to head off these common issues are simple and should be integrated into your normal preparations for travel. Pest Management It may not come to the top of most people’s lists, but that’s the reason it befalls so many people. While it’s true that a long-term invader like termites is no more likely to arrive while you’re gone than when you’re home, other pests are quite different. Roaches, ants, and spiders can easily populate your home while you’re away, taking advantage of your absence to build nests and reproduce when you aren’t there to swat, stomp, or spray them. That’s where prevention ...

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4 Ways To Take Care Of Your Finances If You Become Disabled

It’s challenging enough dealing with an accident or unexpected health condition that leads to a disability without having to figure out how manage your finances now that you can only work part time or not at all. However, there are five effective steps that you can take to get your finances in order fairly quickly. Let’s take a look at how to get some money coming in and how to manage your money better: 1. Apply for financial assistance. The first step to coping with your finances is to get some money flowing in as soon as possible and the best way to achieve this goal is to get some financial assistance. So, see if you qualify for Social Security Disability Insurance (SSDI), Worker’s Compensation, or Disability Insurance. Social Security Disability Insurance (SSDI): Social Security Disability Insurance (SSDI), will pay you and eligible members of your family if you have worked long enough and paid your Social Security taxes. The benefits are paid out based on your financial needs. SSDI eligibility includes factors such as your age and the nature of your disability. You have to be under 65 years old and your disability has to be a serious condition officially recognized ...

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Best Practices for Keeping Your Bitcoin and Other Cryptocurrency Investments Safe

Cryptocurrency is a smart alternative investment. It can yield incredible results, and it’s going to continue to make an impact for a long time to come. That being said, trading cryptocurrency is not without risks. Cryptocurrencies aren’t secured by banks or traditional financial institutions, and the threat of hacking is real. If you want to make money trading cryptocurrencies, and you will if you do it right, you don’t want to do it without these words of wisdom. Protecting Your Mined Coins Mining cryptocurrency is the only way to get it for free, and it can be extremely profitable. A single bitcoin is worth thousands. You can secure your mining efforts by using a hashpower provider, such as Genesis Mining. Their powerful mining farms are secured for miners. Once you’ve got your coins (and this is true whether you bought them or mined them) you’ll need to protect them with cold storage. The bitcoin wiki recommends that you keep your mined coins on a protected USB drive, a paper wallet, a bearer item, or a hardware wallet. Here’s a breakdown of each of those methods: ·  USB is self-explanatory. Move your coins to the drive, and then keep the drive ...

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