Home > Author Archives: Kayla Sloan (page 14)

Author Archives: Kayla Sloan

Kayla is a mid-20s single girl living in the Midwest, USA. She is focused on paying off her consumer and student loans, while simplifying her life and closet. You can join her on her journey at ShoeaholicNoMore or follow her on Twitter.

How to Save Money Without Missing It

How to Save Money without Missing It

Usually when you read a post about saving money it involves making drastic, and sometimes difficult, changes to your spending habits in order to achieve your budgeting goals. But wouldn’t it be nice if you could make a few changes, save some money without missing it, and not have to suffer from a complete upheaval of your life? I like my lifestyle and I’m personally not willing to go to huge extremes to save money and pay off debt. Of course, I still want to get more financially secure, but I’m not going to do things like sell my car and bike everywhere, or cut my own hair just to save a few more dollars. (My hair would be a disaster if I tried to DIY it.) Instead, I look for ways to make small changes and save money without missing it. Here are a few ways you might be able to do that same. Switch Off & Unplug Electronics If you aren’t using it, turn it off. This applies not only to the lights and televisions in your home, but to the appliances as well. Some can still use electricity while shut off, so whenever it’s reasonable to do ...

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6 Best Reasonably Priced Wedding Gifts

Shockingly, the average price of attending a wedding in 2015 was almost $700. That doesn’t even take into account the extra costs that can come when you are in the wedding party as a bridesmaid or groomsman. I don’t know about you, but that seems like a lot of money to spend for someone else’s big day. If you will be attending a wedding anytime soon and are looking for a way to fit the costs of going into your budget, you may have to make some compromises to reduce costs. One way is by purchasing an affordable wedding gift. When buying a wedding gift, it’s not only the cost of the gift that’s important in showing how much you care for the newlyweds. There are some very thoughtful and well-appreciated gifts that can help you stay on budget. 1 Monogramed Linens Nice towels can be stepped up a notch from ordinary to extraordinary with monograming and still be a gift that won’t break the bank. Some stores offer this at an additional, but reasonable, price when you purchase the linens from their store. Or if you are crafty, you may be able to add the monogram yourself as a DIY project. ...

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“Money Saving Hacks” Could End up Costing You

“Money Saving Hacks” Could End up Costing You

I feel like every time I turn around I see some new hack that is supposed to save me time or money. While wanting to save time and money is never a bad thing, there are some hacks that are just not worth it. Sometimes these money saving hacks will be a waste of time, or even worse, they may end up costing you more money instead of saving you money. Before you fall for some of the money saving hacks you see on TV or on Pinterest, make sure they are really worth your time and effort. Here are a couple I’ve found are just not all they’re hacked up to be. Couponing Yes, using coupons can save you money and I am not sure if you’d really count it as a hack. But if your time is worth anything, it might actually be costing you more money than you are saving. I have a couple of friends who have started using coupons and while I’m happy that they are proud of their savings, I have to wonder if they are really saving money. They post pictures of their receipts and even with savings from coupons, they are spending ...

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Should You Pay for Your Funeral While You’re Alive?

Should You Pay for Your Funeral While You’re Alive?

Most of us don’t like to think about death, especially our own. But, as Benjamin Franklin would say, “In this world, nothing can be said to be certain, except death and taxes.” In other words, just because you don’t like to think about death it doesn’t mean you can escape it altogether. So, you know you can’t live forever, but should you pay for your funeral while you’re alive? According to Moneywise, “Your funeral is the fourth most expensive thing you will ever pay for after buying a house, having children and getting married.” Even if you have final expensive life insurance, funerals are expensive! This is just one reason why it’s a good idea to start paying for your funeral while you’re alive. Below are some more reasons why you might want to pay for your funeral ahead of time. Spare Your Family By pre-planning for your eventual funeral, and pre-paying for it as well, you can relieve your family from this burden. Not only that, but you can ensure things are done the way you would want them to be done, such as having your body cremated or determining where you should be buried. Save Money The Federal Trade Commission ...

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4 Ways to Stretch Your Meal Money

stretch your meal money

Almost everybody’s budget gets tight now and then. And it usually happens that the low balance in your checking account matches the limited amount of food in your pantry. But what can you do to make it until the next time you get paid? There are many ways to stretch your meal money. Here are easy ways I’ve used to stretch my meal money in the past until my next paycheck arrived. Inventory What You Have on Hand Sometimes there are items you forgot about in your refrigerator, freezer, and cupboards. Of course, some of these items might be stale or expired, so get rid of those first. Remember some of those dates are “sell by” dates, which means the food isn’t necessary bad. Watch out for those because the food might still be useable and you don’t want to waste it. Get Creative Now that you know what you already have, you’ve got a starting point.  Can you make some meals from what you have on hand? If not, would you be able to if you purchased only a few items? At times you will need to be creative, such as adding ham to mac and cheese to make ...

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