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Organization: The Key To Money Management

being organized saves money

In today’s busy society, it often seems like there aren’t enough hours in the day. With work, family, and social commitments, sometimes financial organization takes a back seat to more pressing matters. If you are one of those people who has a box full of uncategorized receipts and a pile of mail waiting to be opened, it might be time to try a different system. Organization really is the key to money management. Make Sure To Pay Bills On Time Paying bills on time keeps accounts in good standing while avoiding late fees or interest charges. Having a good payment history also helps maintain high credit scores that become very important when shopping for a mortgage, auto loan, or car insurance. Credit scores can even be important when applying for a job. If money is short, consider a service like Check ‘n Go before letting accounts become delinquent. If you have a tendency to misplace mail, sign up for email reminders about upcoming bills. It can also be a good idea to set up automatic payments for monthly bills that are always the same amount, like rent or health insurance.  Automatic payments not only save time, they make it much ...

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