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How to Choose a Pre-paid Funeral Plan

With the many choices and funeral styles that are available, it will not be difficult to find something suitable that can be tailored to your budget and desires. It is important you do not just pick the first option that you get, shop around from all the relevant providers and make sure you get the best price. You will find that each funeral provider has very different packages to suit a range of budgets. Bear in mind that there is masses of information to digest, so it is wise to get as much written hard copy so you can mull over your options at leisure. Before taking out a funeral plan it would be sensible to involve your family. Obviously, it can be difficult for families to discuss initially, but most come to terms with the reality and will be thankful that you are thinking ahead for their benefit as well as your own. You likely will find that family can be a valuable resource for ideas as well. Do not be rushed into choosing a plan. Give yourself plenty of time to pick the right plan for you. You do not have to feel alone in making these important ...

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How to Protect Your Money When You Travel

How to Protect Your Money When You Travel

All too often we hear news reports about people who have been targeted by thieves while traveling. Some may have only had a camera or a watch stolen. Other unfortunate souls, however, lost much more. But are there way to protect your money when you travel so you don’t become the victim of a thief? Here are a few things I’m going to try to do to protect my money when I go on a trip next week. Leave it at Home One of the best ways to protect yourself and your valuables while traveling is to leave those items at home. Being away from home already puts you in a vulnerable position. For one thing, you most likely don’t know the area as well as your home town or city which makes it harder to navigate. In addition, you could end up in situations you wouldn’t normally be in, such as walking a dark street at night. Leave expensive jewelry and clothing at home. Don’t take a large amount of cash with you during your travels. Prepare Make advance copies of your birth certificate, passport, and other important documents. Put some of your money in your wallet and some ...

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The Top Ten Reasons Why You Should Choose a Sim-Only Deal

A more flexible monthly cost: When choosing a phone to go with your sim, the prices of contracts are vastly limited in terms of choice. Say for example, you travel nationally a lot and so need a deal with a lot of data, you may find this deal but it might be paired with a phone that bumps the monthly cost up too high, having a sim-only deal will remove this problem as you are free to use whatever smartphone you need. Much, Much lower monthly prices: The most obvious benefit to choosing a sim-only deal would be the much lower prices a month. It is easier to buy a smartphone upfront elsewhere and then take out a sim-only contract for a lower price. This gives you access to deals with a much higher Call, Text and Data allowance for a lower cost by eliminating the cost of the smartphone from the total cost of the deal. Generally shorter contracts available: Because you don’t have to pay off your smartphone as well as pay for your usage, sim-only deals are easier to find as 12 month contracts as well as the usual 24 month contracts. This is a huge benefit ...

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Moving to Seattle? 3 Tips for Finding an Apartment as Population Grows by 1,000 Each Week

Recent estimates from the U.S. Census Bureau show that Seattle has the ninth fastest-growing metro area in the U.S. This means the Seattle area gains approximately 1,100 residents per week, according to calculations from the American City Business Journal. In other words, real estate is a hot commodity in the Emerald City these days. Whether transplants are ex-Bay Area professionals seeking relief from soaring property prices or fresh-faced Midwesterners hoping to experience all that west coast life can offer, an influx of residents mean that the housing market is more competitive than ever. Keep reading for apartment-hunting tips that can help you nab the living space of your dreams (with enough natural daylight to counteract the gray, drizzly weather, of course). Research Your Future Neighborhood The Internet makes it possible to get a good feel for pricing and different neighborhoods without requiring you to actually hop on a plane. As Business Insider points out, you’ll want to focus on three categories: neighborhood personality, neighborhood price, and commute time. Dig deeper and check out recent news articles from each neighborhood as well as yearly crime statistics. If you’re torn between neighborhoods, come up with your own ranking system and crunch the ...

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How Borrowers Can Compare Terms and Make More Informed Choices for Credit Offers

Credit cards are one of the most prolific forms of lending that are available to borrowers. According to credit card statistics for January 2017 provided by the Consumer Financial Protection Bureau, 5.3 million credit cards were originated during the month. This number represents a small fraction of the total number of credit cards that are originated each year. How Many Credit Card Offers Did You Receive Last Year? One reason why so many credit cards are issued is that most consumers are bombarded by multiple credit card offers throughout the year. Just because a consumer is sent a credit card offer doesn’t mean that they should accept it. Each credit card issuer will offer specific terms for the consumer to use the card, and consumers should only accept credit card offers that will provide them the best deal. Choosing the Credit Card that’s Best for You Since so many factors can affect whether or not a specific credit card offer is beneficial to the consumer, it can be difficult to choose between credit card offers from the various issuers. Sites like CreditSoup have tools that allow consumers to easily compare the terms offered by specific credit card issuers. Sites like these also offer ...

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