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Should You Pay for Your Funeral While You’re Alive?

Should You Pay for Your Funeral While You’re Alive?

Most of us don’t like to think about death, especially our own. But, as Benjamin Franklin would say, “In this world, nothing can be said to be certain, except death and taxes.” In other words, just because you don’t like to think about death it doesn’t mean you can escape it altogether. So, you know you can’t live forever, but should you pay for your funeral while you’re alive? According to Moneywise, “Your funeral is the fourth most expensive thing you will ever pay for after buying a house, having children and getting married.” Even if you have final expensive life insurance, funerals are expensive! This is just one reason why it’s a good idea to start paying for your funeral while you’re alive. Below are some more reasons why you might want to pay for your funeral ahead of time. Spare Your Family By pre-planning for your eventual funeral, and pre-paying for it as well, you can relieve your family from this burden. Not only that, but you can ensure things are done the way you would want them to be done, such as having your body cremated or determining where you should be buried. Save Money The Federal Trade Commission ...

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4 Ways to Stretch Your Meal Money

stretch your meal money

Almost everybody’s budget gets tight now and then. And it usually happens that the low balance in your checking account matches the limited amount of food in your pantry. But what can you do to make it until the next time you get paid? There are many ways to stretch your meal money. Here are easy ways I’ve used to stretch my meal money in the past until my next paycheck arrived. Inventory What You Have on Hand Sometimes there are items you forgot about in your refrigerator, freezer, and cupboards. Of course, some of these items might be stale or expired, so get rid of those first. Remember some of those dates are “sell by” dates, which means the food isn’t necessary bad. Watch out for those because the food might still be useable and you don’t want to waste it. Get Creative Now that you know what you already have, you’ve got a starting point.  Can you make some meals from what you have on hand? If not, would you be able to if you purchased only a few items? At times you will need to be creative, such as adding ham to mac and cheese to make ...

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Successfully Staying the Course: Insider Tips From Long-Term Investors

Today we have a guest post for you from Sharon. Enjoy! Investing in financial markets is always going to come with risks attached, and there are plenty of examples of investors who have gambled on making their fortune but come unstuck, although you will also find plenty of long-term investors who somehow managed to stay the course and grow their money successfully. Checking with MoneyMorning.com on Alibaba stock and others, on a regular basis, could be one of the keys of keeping on top of your investments. It could also help to adopt some of the rules and strategies that many successful investors have developed over time, so that you might also be able to stay the course with your own financial plays. Be wary of stock tips A number of us will at some point have been told by someone that they are buying into stock that is expected to soar and they are telling you about this “hot tip”, in case you want to follow them in and hit the jackpot. These sort of tips should be heeded with as much credence as being told about a four-legged “certainty” that is running at a race track. No doubt ...

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The Downsides of Grocery Convenience

grocery convenience

I’ve talked before about how much I hate to grocery shop. It irritates me because I just can’t seem to find a good time to go to the store when it’s basically empty. One thing I do to make my grocery shopping go faster is having an organized list of the things I need. But sometimes even then I dread having to go to the store. If you live in a larger community, some grocery stores have started to combat this with drive-thru grocery stores, grocery delivery, or the option to place your order online and simply pick it up at the front of the store. I wish these were options in my small town! But is that grocery convenience really worth it? Here are a few things to consider before you sign up for any type of grocery convenience service. Higher Prices A drive-thru grocery store, called Zoomin Market, opened up in Olathe Kansas in 2014. Zoomin’ Market does not charge a fee for gathering items and bringing them to your vehicle. However, there is no way around the added time it takes for a worker to gather the items to be delivered to your car. Logic tells us the business ...

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Clearing Space And Gaining Money By Selling Unwanted Valuables

When you’re working all you can work and couponing all you care to coupon, you may still find yourself in need of some extra cash. It might be a car repair or an upcoming birthday, or maybe just the desire to go out for a nice meal. Whatever your situation, you may have a hard time finding a simple way to generate some extra funds. One of the easiest things to do in this situation is to sell things through a targeted marketing method that will put your goods in front of the eyes most likely to buy them. The need to tailor your marketing methods means you need to look at the broad categories of goods you can easily sell, and many of these fall into four big areas. Consumer Electronics Nowhere is the technology treadmill more evident than in consumer electronics like tablets and cell phones. The only thing slowing it is the limited options for selling old devices. And many of these gadgets can save you money, making the upgrade even more worthwhile. Because people are rolling into new phones more quickly, their older phones are still in very good condition and have lots of useful life left. ItsWorthMore.com is ...

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