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Eyes on the Dollar 20/20 Roundup #31- Good Things

I am really happy to see this weekend. It seems like my whole family has been battling one illness or another for a few weeks now, but I hope we’re all on the mend. My daughter is in spring cleaning mode, as she labeled all of our bathroom drawers this week! I’m almost afraid to put it in writing, but it looks like the first part of  my business sale is set to close next Friday the 29th, which also happens to be my daughter’s birthday. I want to do a few posts about the experience of selling a business, but I’m not sure if that would be interesting or helpful to my readers. Let me know if you want to hear more about it or if that would bore you to tears. I also have a couple of posts coming up next week about a secret real estate deal that I have been keeping from you. You’ll have to check back Monday if you don’t die of curiosity first.

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How Much Time Would You Invest for $2.50?

I noticed an error in my bank statement last month. It wasn’t  gigantic, and it certainly wasn’t in my favor. It was actually pretty piddly, $2.50, for an ATM fee. I kind of hemmed and hawed about it, but ultimately I called to have it fixed. I felt sort of like a complainer, but it was an error that did cost me money, even though that amount isn’t going to make or break anything. It made me wonder when does being vigilant with your finances turn into obsessiveness?

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Should You Transfer Debt to a Low Interest Credit Card?

When we were in the midst of paying off over $30,000 in credit card debt, one of the options we used was transferring high interest balances to lower interest credit cards. In fact, we sought out 0% balance transfer offers. While this strategy helped save hundreds of dollars in interest, you have to make sure that transferring your debt to lower interest credit cards is a smart move for your financial situation. Check Your Credit Score Even though we were swimming in debt, we always had high credit scores because we never missed payments. Because of our credit scores, we were eligible for all kinds of balance transfer options for new cards and for cards we already had. Believe it or not, we did have a few cards that did not have a balance, so those were the ones we chose to use. If you have good credit, offers will be plentiful, which is a big reason we got into so much debt in the first place.

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Tips on Going Green

The following is guest post. If you would like to submit a guest post, please contact me. Switching your home over to energy efficiency is one of the most profitable things you can do both in terms of investments as well as short term cost reduction.  Homes that have remodeled to include eco-friendly appliances and upgrades sell much better and much quicker than those that are still conserving a lot of energy.  And although it’s true those upgrades cost money initially, they will take a huge chunk out of your monthly expenses because you won’t be using as much in utilities to run your household. Many people know about the benefits of switching to energy efficient lives, but they don’t really know where to start or what the best options are.  Luckily for Texas residents, www.Texasenergycompanies.net has done all the work for them.  Their website will give Houston families the basics on how to start making their homes green and how to best save money while doing so.  They list some of the most obvious sources of energy absorption such as running the heat too high or the air conditioning too low, but there are quite a few other ways ...

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March Madness: How Much it Costs to Follow Your Team in the NCAA Tournament

Warning-If you don’t follow NCAA basketball and March Madness, you might be better off reading about something like The A-Z of Saving Money! Today is the start of NCAA March Madness. I have to admit, this year’s tournament is a bit melancholy for me. My beloved Kentucky Wildcats have fallen all the way from being 2012 NCAA champions to not making the tournament this year. One and done really sucks. What 19 year old needs to be playing in the NBA?  I digress. Another reason it sucks is for retailers, because Kentucky Wildcat fans travel in droves and spend all kinds of money. SEC tournament host cities always pray that Kentucky makes the final because the wildcat fans are crazy and will buy anything blue in sight. One of my goals someday is to follow my team through the tournament or at least attend a Final Four. How much would it cost to follow your team in the NCAA tournament?

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