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Can’t Take My Eyes Off These Blogs #21- It’s Cold!

I realize it’s winter and all, but it’s freakin’ cold here this week. My husband runs the ski club at the school where he teaches because he likes to, and he get three free lift tickets for herding the cats to and from the ski area. It was -12 degrees this morning on his way up. No, thanks. I’m a fair weather winter sports person! It’s been an exciting weekend here at the Eyes on the Dollar house. We had a visit from the tooth fairy last night. She should get extra props for making it out in the frigid weather. I’m learning that you should keep some singles around if you have a kid of tooth losing age. Cold weather makes it seem OK to sit around and watch football. The Broncos are playing as I’m finalizing this list, so if there are typos, please understand.

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10 Step Program For Getting Out of Debt

The following is a guest post. If you would like to submit a guest post please read the guidelines and contact me. I have been in debt since I was 18 in some way, shape or form. I have always wanted to get out of it, but always had a hard time figuring out how to start. Finally, 16th months ago, I started. I am almost done, and my method worked! Here is my 10 step program to getting out of debt. I wish I could say I made this up, but I didn’t. There are a ton of experts who I read and listened to, and they shaped what I am writing here. If you are like me and you feel like you just don’t know how to begin, this program is designed to give you a guide of sorts. Of course you should tailor it to fit your needs. This is not so much for people who have a couple of cards and are lazy about paying them off. It’s for those of you who have trouble finding any extra money to pay off debts, who seem to find themselves getting deeper and deeper into debt, and don’t ...

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Debt Movement: Get Rid of Debt Payments Once and For All

Unfortunately debt has become the accepted standard in today’s society. If you don’t have half a dozen revolving credit accounts, a jumbo mortgage, and a couple of new cars, you aren’t living. Debt is so accepted that I’ve known people, self included, who graduated from school and couldn’t wait to start applying for credit so we could fill our lives with the things that everyone tells us we need. Thirteen years later, I have a different view. After years of interest payments, balance transfers, chasing 0% offers, and trying to track when payments were due, I’m done with debt payments. Debt has become a four letter word in our house. Is There A Such Thing as Good Debt? You’ve likely heard the argument that a “good” debt is one that allows you to potentially better yourself in some way. Student loans are good because they allow you to earn more money with a college degree. Mortgage debt is good because you are able to have equity in the place where you live.

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Would You Take a Lump Sum for A Structured Settlement?-$1000 Giveaway

Most of us usually wake up with the same routine; get ready for the day, head out for work,  drop the kids at school, or complete our daily errands. Hopefully the day goes as planned. Sometimes we aren’t so lucky. I have a good friend who, at sixteen years of age, had a day that wasn’t routine in any way. One morning, while driving into town, she and her younger sister were broadsided by a careless driver. She wasn’t badly injured, but her sister ended up in a coma for several days and has had short term memory problems ever since. While they were awarded a structured settlement plan in the form of an annuity from the careless driver’s insurance company, a lump sum payment would have been a more helpful option if they had been able to sell that annuity.

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Options for Diversifying Your Investments

While we are still basking in the possibilities of the new year, I hope you will use 2013 as the year to get serious about investing. Start by studying some basic ways to diversify your money. We all know it isn’t wise to put all of our eggs in one basket. With the ups and downs of the economy over the past several years, we’ve seen how various investments can soar and/or hit rock bottom faster than a Hollywood marriage. It’s almost enough to make you want to hide your money under the mattress, but the wise investor knows that the key to minimizing risk is to be well diversified. Obviously, most people know that you should have a mix of stocks, bonds, and cash to suit your risk tolerance, but what about alternative investments to round out the portfolio? You can check out a certificate of deposit calculator to find out the benefits of other investments. While there are many options, precious metals, real estate and peer to peer lending have been on the radar in recent years. Which, if any, should you choose? Precious Metals A way to diversify is to invest in precious metals like gold and silver. We’ve seen ...

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