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Can You Avoid Spending Money on School Fundraisers?

We are about two months into the school year with our five year old. Kindergarten teachers are surely a special group. Two weeks ago,  I was able to attend the homecoming parade and help chaperone the kids. It’s really tough to take twenty four 5-6 year olds out to the parade and keep them from running out in the road while people are throwing candy at them. Teachers certainly don’t get paid enough! For all the wonders of kindergarten, I was not prepared for the onslaught of fundraisers that seem to come home each week. So far, we have had school sweatshirts and water bottles for sale, book fair, and the latest one, Little Caesars pizza kits and cookie dough for sale. Next week we have school pictures, which aren’t to raise money for the school, but I bet they aren’t free. Is there a way you can avoid spending money on school fundraisers? My honest answer is that I don’t know. I could boycott all things that cost money and be viewed as the villian parent whose child didn’t sell any pizza kits. I really hate that schools have to resort to asking kids to peddle overpriced dough to buy supplies and go on field trips, but that’s a whole ...

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Can’t Take My Eyes Off These Blogs #9-Brothel Edition

I’m sure everyone has been waiting on pins and needles for my weekly roundup, which is a day late. The family spent the weekend in Moab, UT in a cabin at one of the campgrounds. When we arrived, we noticed that the cabins were named after establishments in an old west town, like the saloon, blacksmith, sheriff, etc. Driving up to our cabin, we were quite thrilled to see that we were staying in the “Brothel.” I’ve giggled all weekend. Can’t wait to go to work on Monday and have someone ask what we did this weekend. “We stayed at the brothel!” The fun never ends. Eyes on the Dollar was mentioned in quite a few places this week. Thanks for reading and sharing. Carnival of Personal Finance #382-The Leaves are Changing at Walking to Wealth Personal Finance Week in Review for October 14 at One Smart Dollar Mid October Favorite Blog Posts at Modest Money Increasing Google Page Rank and Weekly Roundup at Making Sense of Cents Carnivals, Mentions, and Weekend Reading #33 at Work Save Live Friday Recap, a blogoversary, and a sold flat!! at Reach Financial Independence Frugal Friday: Posts that Ruled this Week, the BCS Edition ...

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A Valedictorian’s Advice On How to Raise a Scholarship Kid

What is the dream of every parent? I would imagine that it would be something to the effect of making sure your children become honest, productive members of society. Aside from that, wouldn’t it be wonderful if your kid went to college with a scholarship? Not every child will or should attend college, but if you want yours to have the best possible opportunity to go to college on a scholarship, you have to start early. I am not one to brag about myself, but after reading Do You Flaunt It? on My Money Design, I thought, why not? I am not very musical, terribly creative, or athletically gifted, but I always did well in school. When I was a freshman in high school, I decided I would be valedictorian and get a scholarship for college, and that’s what I did. My parents started grooming my sister and me for college since before we can remember. College was like 13th grade, and we never considered not going. Both Sis and I now hold doctorate degrees, and I thank my Mom and Dad for being tough on us. As a mother, I hope to do the same with my daughter. Here are some steps you might consider if ...

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Fun, Fabulous, Free Things To Do in My Favorite Vacation Cities

  When you look at needs versus wants, travel probably fits into the latter category. You won’t starve, freeze to death, or stop breathing if you can’t take a vacation. I do believe it is important to see the world in whatever capacity is possible for your situation. I always need to have some sort of trip planned, even if it is only a camping trip a couple of hours away. It makes the hectic and often motonous routine of daily life more fun knowing a break is in sight. Transportation and lodging cost money in most cases, but you can find tons of free things to do in some great cities. While I am no world class traveler, these are some fun, fabulous, free things to do in my favorite vacation cities. San Diego We’ve been to San Diego several times. It is within a day’s drive from where we live, and has great beaches, which are always free. Some of my favorites in the area include: La Jolla Shores-This is an amazing area with ocean cliffs, a swim beach, and the harbor seals. If you’ve never seen a seal that wasn’t in the zoo or at Sea World, this is a must for ...

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Being a Boss, The Good, The Bad, and The Ugly

There were a couple of posts recently about the benefits of being an employee. For that point of view, check out DC’s post at Young Adult Money or Holly’s post  at Club Thrifty. I have not been an employee for over ten years. I bought my optometry practice in 2002 and have been the boss ever since. I’d like to share my opinion on the ups and downs from my time as the head honcho. Maybe you can gain some prospective in determining if you would like to be in charge or if it makes sense to remain an employee. This is my experience of being a boss; the good, the bad, and the ulgy. The Good Making my Own Schedule. While my office is open five days per week, I can determine when I want to be there. I’ve changed my hours several times over the years. If I want time off, I can work  longer on another day. As long as I see enough patients, it doesn’t really matter what day or times. Vacation. I can take vacation whenever I want. I don’t have to get it approved or see who has seniority before I ask for time off. Dividend Income. I pay myself a salary, ...

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