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5 Guaranteed Ways to Save Money on Groceries

  For the past few months I have made it a priority to save money on groceries. Previously, I shopped whenever the urge hit and bought whatever looked good, often spending $500 or more  a month at the grocery store. Well, no more. I’ve cut my budget to $350 a month, including household goods and dog food. Last month I came in close, but $.79 under budget. My old self would have called that a miracle, but there actually isn’t anything miraculous about it. If you follow these five steps, there’s no way you won’t save money on groceries. Don’t go to the Store. But we have to eat, right? Yes, but if you run by the store to grab one or two things, you usually end up buying more and picking up a rotisserie chicken on the way out instead of going home to cook.  Make one or two big shops a month and if you need to run in to buy milk or bananas, get only what you came for, and don’t go at dinner time! Make a Meal Plan. If you want to only shop once or twice a month, you have to know what to get so you won’t ...

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Being Thankful

As we come toward the end of the year, no matter which holidays you might be celebrating, we all should take a few minutes to slow down and be thankful for the meaningful things in our lives. I personally have a long list of things to give thanks for.  At the top of my list is my family and my health. I am especially grateful that I don’t wake up everyday hungry and wondering how to survive the day. I am thankful that I can create a list of things I am thankful for that doesn’t have to be terribly serious. Here area few things I came up with.   Some of my Pearl Jam vinyl and fan club stuff   Home Grown Tomatoes Chiropractors Snow Plows Google Page Rank Update Garbage Collection Service Heated Seats in My Car Spinning Class Pearl Jam Our Public Library Our Awesome Neighbors Taxes (I wouldn’t owe them if I had no income. Hard sell though) My New Blogger Friends Credit Card Rewards Cheesecake KindergartenTeachers Flannel Sheets Dansko Shoes My Veterinarian That Yertle, our 1999 Honda Civic, starts every morning And Giveaways! I am co-hosting a giveaway with several other amazing bloggers for a grand prize of $100 in Paypal cash or an ...

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Everyone Needs an Emergency Fund

You’re driving home from work one day, when all of a sudden, your check engine light comes on about the same time you start to notice black smoke coming from under the hood of your car. Which would describe your next course of action? A) Pop the hood and immediatly diagnose the problem. Run to the auto parts store (in this scenerio, you are an Ironman Triathlon alumni, and running five miles is no sweat) to pick up a new thingamabob needed to fix the problem. Run back to the car, and fix it with enough time to get home by dinner. B) Call your spouse or friend to come pick you up. You are concerned, but not too worried because you have some money saved up for emergencies such as this. C) Call your spouse or friend to come pick you up and try to remember if all your credit cards are maxed out because you know you have $3.75 left until your next paycheck, which you might not get if you don’t have transportation to work. Life is full of uncertainties. If you chose answer C to this question, it might be time to start thinking about starting an emergency ...

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