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These Initial Home Investments Will Save You Money in the Future

Today we have a guest post for you from fellow blogger, Anum Yoon. Enjoy! There is a nationwide call to “go green,” and soaring energy costs are strongly encouraging us to do so. We already have ongoing bills to pay, but it might be wise to look around your home to see what changes you can make to help you go green. Sometimes you have to spend money to save money. Here are a few home improvements which require an initial investment, but which will pay off immediately or over time. Install a Smart Thermostat A typical thermostat lets you control your furnace or air conditioner with a dial or digital display. Some offer the ability to program them to increase or decrease the temperature at certain times of the day. Smart thermostats use technology to control the temperature of your home remotely, via computer, tablet or smart phone. You can program it to meet the needs of your typical schedule or access it for unexpected changes, such as coming home earlier or later than expected. Smart thermostats won’t necessarily save you money, especially if you tend to like your home hotter or cooler than others. However, it does give ...

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Starting to Invest? What You Need to Know

When you are young, retirement seems a long way off. When people tell you that you need to save for those years, it’s easy to ignore the advice. After all, you do not have much money to start with, and you need to be able to live today. Why think about tomorrow? The truth is that you are not going to be able to rely on social security to help you out in the future. For many years more has been paid out in social security to retirees than has been acquired through taxation. A back up of reserves had been built up to cope with the increased demand, but this is due to run out by 2033. The simple truth is that if you want to be able to survive in retirement, you need to start investing now. But, how do you do it? Starting with the safe option If you are one of those people to whom saving and investing has been an alien concept, you may want to start by at least saving some of your income in a savings account. Dealing with a bank can seem like a less scary option than negotiating the world of ...

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What’s Next for Amazon Stock After Its Acquisition of Whole Foods?

Amazon’s $13.7 billion acquisition of Whole Foods Market Inc. is its biggest-ever deal, which could have a huge impact on both the distribution sector and U.S. stock indices. The offered price for Whole Foods ($42 per share) was 27% higher than the stock price recorded the day before the deal was announced. In 2016, 43% of online purchases in the United States were made via Amazon, but the company has long sought to bolster its dominance of the e-commerce sector with a physical presence in bricks-and-mortar premises. Although some industry experts were surprised by the USD 14 billion purchase of the upscale chain, citing Whole Foods’ thin margins and sluggish growth, others point to the potential long-term benefits of acquiring food logistics expertise and to Amazon’s need to head off the threat of upstarts like Blue Apron. Amazon is also expected to use the Whole Foods network as something of a laboratory, as Amazon CFO Brian Olsavsky explained: “We believe there won’t be one solution, so we’re experimenting with a number of different formats, from physical pick-up points and Amazon Go to online ordering and delivery to your door through Prime Now and Amazon Fresh. We’ll see how customers respond. ...

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Best Practices for Keeping Your Bitcoin and Other Cryptocurrency Investments Safe

Cryptocurrency is a smart alternative investment. It can yield incredible results, and it’s going to continue to make an impact for a long time to come. That being said, trading cryptocurrency is not without risks. Cryptocurrencies aren’t secured by banks or traditional financial institutions, and the threat of hacking is real. If you want to make money trading cryptocurrencies, and you will if you do it right, you don’t want to do it without these words of wisdom. Protecting Your Mined Coins Mining cryptocurrency is the only way to get it for free, and it can be extremely profitable. A single bitcoin is worth thousands. You can secure your mining efforts by using a hashpower provider, such as Genesis Mining. Their powerful mining farms are secured for miners. Once you’ve got your coins (and this is true whether you bought them or mined them) you’ll need to protect them with cold storage. The bitcoin wiki recommends that you keep your mined coins on a protected USB drive, a paper wallet, a bearer item, or a hardware wallet. Here’s a breakdown of each of those methods: ·  USB is self-explanatory. Move your coins to the drive, and then keep the drive ...

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Ways to Boost the Value of Your Financial Portfolio

Traditional investments tend to arouse the ire of many novice investors. For one thing, they are complicated, and there are often many hidden fees and commissions involved. Newcomers to the scene tend to feel a little intimidated by the financial gobbledygook that accompanies these types of investments. Financial investments cover 4 broad categories of assets: stocks, commodities, indices, and currency pairs. Within each of those classes are hundreds of viable propositions. The trick when it comes to building a viable financial portfolio is knowing where your bread is buttered. In other words, start with what you know, and branch outwards. 1.    Shop around for the best trading and investment platform Granted, there are a myriad of options available to you when it comes to investing your money. Which one is ideally suited to your needs? This is a question that is best answered with a little introspection. As a novice trader, you may be well served with a trading platform offering full mobile functionality for on the go trading, a demo trading account, low minimum deposits, and low minimum trade amounts. There are many possibilities available to you in this realm. It is imperative that traders stick with fully licensed ...

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