Getting out and enjoying yourself is key to maintaining a healthy lifestyle. Indeed, working long hours can prove massively detrimental to your health. So it’s never been more important for people to get out and enjoy themselves when they do have free time. The good news is, you can plan a stellar weekend out without breaking the bank. Just follow these five simple tips and you’ll be well on your way to having the time of your life –– while staying on budget: Seek out Deals and Dives Sometimes the best places to spend an evening out aren’t easy to find. Fortunately, you can scour the dives and tucked-away gems to find spots with the best specials without having to drive around town for hours. Instead, a cursory search on Facebook or another social media platform will likely yield a few solid –– and economical –– options to indulge in right in your own backyard! Creative Exercise It’s easy for even the most health-conscious people to get bored with their workout routine from time to time. Note that you can utilize your weekend free time to plan a new type of workout. Invite friends, go to ...Read More »
In the last several years cable TV costs have gone up much faster than the rate of inflation. But satellite TV prices are rising just as fast making them a poor choice as well. As a result, many people are either searching for alternatives or simply eliminating TV from their leisure time. But sometimes it would be nice to watch what you want when you want without paying exorbitant prices. Fortunately, when the public wants something bad enough there is usually a response from the industry. Many companies have risen to the challenge and provided customers with ways to cut the cord and still watch all the TV you want. 1. Hulu One of the possible ways to cut the cord and still watch all the TV you want is to stream Hulu. You would pay around $8 per month and get unlimited streaming access. You can choose whatever device you wish to use and watch with either no commercials or limited interruptions. They do have a few plans that provide additional services beyond just the basic one. They offer Hulu with live TV for around $40 per month. This allows you to watch 50+ live channels as well as ...Read More »
How many ways can you say, “I love you”? I’m sure if you were to count all of the words and phrases that could potentially be used there would be hundreds. For instance you might say to someone, “You are my everything,” or “You are the other half of my heart”. Certainly these words make a statement of your true love for someone. Of course, loving acts can say as much as words. You could help the one you love by doing extra chores around the house. Or, cook their favorite dish for a meal even if it isn’t your favorite. Any of these can show how much you care for someone. But you can also use alternative ways to show love this Valentine’s Day. 1. Overhaul Your Budget If you haven’t gotten around to revising your budget for a while, now is a good time to get it done. This is one of the alternative ways to show love this Valentine’s Day. Sure, it’s not as glamorous as an expensive meal at a fancy restaurant or a bouquet or red roses. However, it can still show those you love that you care deeply for them. After all, part of ...Read More »
Do You Know What You Should Do? It is Your Life, Your Career, and Your Future: Master the Art of Investing for Retirement in Any Market.
How we live in our golden years ought to reside more on the golden side, without any inclination towards penniless living. The comfort with which we live in our post-employment years depends mainly on how we plan for retirement today. Retirement planning requires you to identify your income goals and to then work towards reaching them. Most of us craft our retirement income to grow from a well-planned investment portfolio. A balanced and diversified investment portfolio is considered the best course of action for retirement savings. This means a healthy combination, of among other things, stocks and bonds. Principally, the goal is to own shares in companies of varying sizes, from a myriad of areas and industries, with both growth and value shares. Bonds can and should also be diverse. For your portfolio, this means owning corporate, treasury and government agency bonds with a variety of maturities. Your financial planning must contain a degree of understanding on your part. If financial lingo is overwhelming, any financial advisor will happily walk through your portfolio with you. However, an expert should never suggest that you do not attempt to educate yourself regarding your portfolio. The very real probability that your investments will ...Read More »
It is said that money rules the world. I don’t know if that is true or not, but it does seem to rule relationships. It can cause disagreements and even divorce or separation when opinions differ about how finances should be handled. Women who are married are almost always at a disadvantage to their spouses or partners when it comes to money. Their husbands usually make more and oftentimes control the money in the relationship. As a result, women get less exposure to handling finances, investing, and saving. Regardless of the reasons women don’t manage money as often as men, they do need to correct the issue. One way is to do this is to use these money tips for women. 1. Make Your Own Money If you are married, one way you can keep marital bliss is to make your own money. That way even if a portion of it goes toward the household bills you still have some money for your own use. For instance, let’s say something happens to your spouse and he can no longer work. If you have a job already, maybe you could ask for more hours to help cover expenses. Or, you might ...Read More »