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What To Do After Becoming Seriously Injured In An Accident

Have you found that after becoming injured in an accident that was no fault of your own that you are now unable to work? Sadly, this is something that a lot of people find themselves dealing with every day and some of them think that they don’t have a choice in the matter…that there isn’t anything they can do. The thing is though, there are a lot of things that you can start to do right now in order to save yourself financially. You simply can’t just sit back and wait for things to turn around on their own, because it won’t happen. You have to make it happen and thankfully, it shouldn’t be too difficult for you to do just that! Here are some things you’ll want to consider doing as soon as possible: Get In Touch With A Personal Injury Lawyer This might be the very first thing you’ll want to do on your to-do list. The reason for that is because it can take a little time for your lawyer to review your case, decide the best course of action, try to negotiate something with the at-fault party, and then go through the standard court proceedings if ...

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5 Cheap Ways to Get Physically Fit

get physically fit

Experts have been telling us about the health benefits of exercise for years. It helps improve brain function, lowers the risk of heart disease and diabetes, and helps us sleep better just to name a few. But gym memberships and personal trainers can be pricey. So can some at home exercise equipment. For some of us those costs are simply too high to include in our monthly budget. Fortunately, there are cheap ways to get physically fit. 1. Enjoy the Outdoors When the weather is nice, why not go out and enjoy it? If you have a bicycle or can borrow one, take it out for a ride around your neighborhood. If biking is not for you, go for a brisk walk or jog. Go to a nearby park or walking trail if it can’t be done safely where you live. To increase the likelihood you will keep up your physical activity, take along a friend, neighbor, or partner. Spending time out of doors is a wonderful way to enjoy the sun and get some free cardio too. 2. Use Your Own Living Room Did you know you can utilize your own home, including furniture, to exercise? Sit-ups, squats, leg ...

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Can You Be a Prepper and Be Budget Conscious?

prepper

Nearly all of us have seen a movie or television show depicting a prepper who stockpiles food and supplies for some future calamity. Sometimes that person chooses to squirrel items away in a basement or in odd places around their home. For those of us living in reality, however, this kind of propaganda may leave us wondering if storing such vast quantities of supplies and food is reasonable. For one thing, some of the food could potentially expire and go bad before it’s used. (Couponers have the same problem!) If this occurs it would result in a huge waste of money as well as resources. But, it also begs the question of whether or not you can be a prepper and be budget conscious. Here are some things to think about before you stock-up. 1. Why Are You Prepping? To be a prepper, especially on a budget, it might help to first have an idea of what you are prepping for. Are you afraid of an apocalyptic event, such as another world war? Perhaps you worry about a bio-terrorist attack or an electrical magnetic pulse, called an EMP, being launched against our country? Or, could you be concerned about the ...

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Why You Should Pay Your Kids to Perform Household Tasks

Why You Should Pay Your Kids to Perform Household Tasks

When my younger brother and I were kids, we were expected to help out around the house. Both of our parents worked, so we had to do a few chores each week in order to keep the household running smoothly. Part of the time we got paid for what we did and part of the time we didn’t. It just depended on what we did and if it was expected or “above and beyond”. Reflecting back on those times I think our parents paid us when they could afford to. However, when money was tight for them it didn’t always happen. Now that I am an adult I feel like there are a lot of good reasons why you should pay your kids to perform household tasks. 1. They Learn the Value of Money Pay your children for part of the work they do instead of all of it. Taking this type of approach prevents them from thinking they should get paid for every little thing. At the same time, if you allow them some discretion in their spending, you help them learn the value of money. 2. It Builds Self-esteem Your kids are not your slaves and should not ...

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What to do if Your Partner is Financially Irresponsible

What to do if Your Partner is Financially Irresponsible

It’s been said that money is the root of all evil. I don’t know if that’s true or not, but it does seem to cause a lot of tension between partners in a relationship. In fact, money has stayed at the top of the list as one of the things couples fight over most. Sometimes arguments arise over a lack of money. Other times it is due to one person’s mishandling of money. But, what can you do if your partner is financially irresponsible? 1. Talk About It Something that should be discussed early on in any couple’s relationship is how they each value and handle money. Conversations about money may not be romantic, but they can save a lot of grief later and possibly even divorce. Each person in the relationship should openly talk about their financial goals as well as how they have handled money in the past. Does either partner have debt hanging over their head? If so, is it a large amount that could be paid off before making the relationship permanent? But what if your relationship is already permanent before the money talk? If that is the case, each of you still needs to confess ...

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