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December Goals


The Polar Express pulling into the station


Wow, it’s almost the end of the year. They just go faster the older you get. I used to roll my eyes when my parents said this, but, as with many things, they were right. December is a whole month of celebrating from the parade last weekend to school parties and programs, to our office Christmas party, for which I am cooking for 15 people! After Christmas, we are heading to see my side of the family in Kentucky. I’ll be gone from the 30th to the 4th, and my mom does not have a very up to date computer. I also don’t want to spend my time off online. I am asking for some awesome blogger friends who might like to submit a guest post for that week to please step forward. I could pre-schedule something, but I won’t be able to comment and interact like normal. I will be forever in your debt and  be happy to return the favor should you ever need to unplug. On to the goals…..

Blog Goals

1. Do at least one guest post or blog swap a month. PASS. I did three blog swaps and a guest post.  I hope to do at least two this month.

2.Comment on at least five blogs each day, with three new ones per week.PASS. Sicorra at Tackling Our Debt has also put together winter Yakezie teams, which is very exciting. My goal is to make it to all those wonderful blogs at least twice a week.

3. Have 25 Facebook fans and 400 Twitter followers. PASS. Thanks to Jeffrey at Saving Advice for organizing several giveaways, (There is one going on right now for $100!) I  have 198 Facebook fans and 503 Twitter followers! My goal is to keep them as I know many just joined to win something. I’ll have to come up with some witty things to say for sure.

4.Get  to 160  RSS subscribers. PASS. I have 197 currently and I attribute every new one to the awesome guest posts this month. Let’s try for 250 next month.  From November 4-December 4, I had 8278 pageviews, an increase of almost 2000. Let’s hope for continued growth.

Financial Goals

1.Write a budget and stick to it. PASS I have one, a real honest to God one that Jake made for me. I want to frame it. My husband and I sat down this past weekend and went over and adjusted as needed for this month. It is incredibly exciting. Could I be turning into a budget nerd? Should we make a badge for that?

2.Add at least $4000 to our emergency/liquid savings account. FAIL. This is a fail, but not really. I got a big check from my government job after not being paid for a couple of months. That, with some of our savings, was enough to knock out the last $7477 of our credit card debt. (If you could only see me dancing everytime I say that) It was just too good to resist that payoff, over $30,000 in debt paid off since June 2011. If you have had credit card debt, you know how this feels. If you have never had credit card debt, I hope you never know. You’ll be hearing more about this later, but we’ll be building the savings back up over the next few months now that we won’t ever  have that stupid payment again.

3.  Max out my IRA before the end of the year. PASS. As of the 16th, it will be done. Next years goal is to max out two Roth IRA’s, and set up a new individual 401K.

5. Finish Christmas shopping in November and try to buy everything with rewards points. FAIL.  We’re done with family and teacher gifts, and we aren’t doing husband/wife gifts this year. We changed the plan at the last minute and decided to give our daughter $20 to take to the store and buy something for each of us. We will let her choose, so I actually can’t wait to see what a five year old picks out for Mom and Dad.  Why do I have a feeling I might get a Rapunzel dress or a bag of ring pops? We have been able to stay witin our rewards points budget and still have almost $600 remaining for our Christmas trip. I’m really hoping to go to an SEC basketball game or see the Nashville Predators play. We don’t have anything like that where we live, so it’s always fun.

I’m considering posting our net worth, but can’t decide. For those of you who do that, do you feel it helps you? Is it interesting for readers? If you don’t like reading them please let me know that as well.

Life Goals

1.Eat five servings of fruits and vegetables at least five days per week. FAILHolidays suck for eating healthy. Ongoing goal.

2.Sell some stuff on ebay to pay for eating out while we’re out of town. PASS. We spent $43 eating out during our Thanksgiving trip, and all other meals were with family. We sold over $60 worth on Ebay. This month I want to sell the last piece of old optometry equipment I have. It will be a pain to ship, but should net me around $100.

3.Let my daughter pick one fun thing to do on the weekends. PASS. She got to do so many fun things, like riding the Polar Express. Her current favorite thing to do is play with the neighbor’s new cat.( I know, why do we need toys at all) We’ve spent many hours over there, but I love my neighbors, so it’s not hard. They have a grand daughter who doesn’t live nearby, so I feel like we fill a void as well.

4. Not gain any weight through Thanksgiving. Don’t Know. My scale is broken and I didn’t weight myself at the gym, so we’ll just hope it’s a pass. My goal for this month is to keep my jeans from getting tight.

5.Read a book. PASS. I read two. I hope to read another one this month and I just found out that our local library can do Kindle loaning now, so I’m super excited about that.

Looks like eating better is what I need to work on this month. If there just weren’t so many yummy cookies out there!

How did you do this month?    

Hot chocolate and a cookie, What more could you want!




About Kim Parr

Kim Parr is a private practice optometrist, freelance writer, and personal financial blogger. You can follow her journey to 20/20 financial vision at Eyes on the Dollar.


  1. How eefective have blog swaps and guest posting efforts being for you in terms of building traffic to the site?

    • If you can get a guest post on a bigger site, it brings in lots of traffic. Huge spike! Blog swaps are going to be with your blogging buddies who probably already read and promote you anyway, but I think it’s nice to have another voice on your site. You might attract someone who wouldn’t normally look for you, and they are just fun IMO.

  2. Oh it’s cormy but seriously true. Every year seems to go by just that little bit quicker.

    Some solid growth there – keep it up and good luck with the rest of those goals!

  3. We had a pretty big win this last month bringing grocery and gas spending down, and we’re looking to do even better in December.

    PS – if that is your daughter, she is too cute for words!

  4. Kim – First off, congrats on SETTING so many goals. That’s pretty incredible! And I agree about the giveaways. Over the course of two giveaways I went from about 130 likes to over 400. I didn’t even lose that many after the first round. One thing about facebook likes and giveaways is that even if someone doesn’t “unlike” you, they still may never see the posts because they might hide the page right away. My wife and I started to enter a ton of giveaways and have liked many pages. We hide most of them and will never see a post from them. But I do think having a high number of facebook likes can help at the beginning as you gain legitimacy (at least that’s why I want them -> I want over 1k just to “look” more legit).

    Congrats on reaching most of your goals this month!

  5. Great work on the goals Kim, especially the blogging goals and the budget! You can become a budgeting nerd! We’ll gladly welcome you to the club. 🙂 Sounds like you have some nice plans for the Holidays. My Dad’s side of the family is all coming to stay with us for a few days, so that could be interesting. In terms of posting Net Worth, as a reader, I really don’t find it interesting, but that’s just me. Have a great weekend!

  6. Wow looks like you did great in November. You have many more PASSes that I did!

    • I almost wonder if I only set goals I know I will keep or if I keep goals because I put them down. For me, if the world see’s it I’m such a type A that I almost have to get it done.

  7. You have a lot of goals Kim, but at least you have them. Congrats on all of the success and I hope it continues through 2013. I hope you enjoy the holidays.

  8. This year was a challenge for me! December is improving and I am more positive than ever. 2013 is going to be great!

  9. Are these your December goals, or was the title a mistake? You did really well — don’t buy a new scale!

    • Well, it’s how I did last month and new ones for this month. I don’t plan on a new scale. One more thing to not worry about.

  10. Awesome report Kim! And you are definitely right, the older we get the faster time seems to fly by. Enjoy your weekend 🙂

  11. WOOHOO! Congrats on the growth. I’m hoping to whip up some guest posts soon, before the tax season arrives and I disappear 🙂

    Glad I could help with the budget, and HOLY CRAP NO MORE CREDIT CARD DEBT! Seriously, treat yourself, you deserve it 😀

  12. The fruit and veggie goal is a bit easier if you try to break it up by meal – we try to have at least one serving with breakfast (grapefruit, a glass of juice, or fruit slices), at least two with lunch (a serving of veggies with the main + a piece of fruit mid-afternoon) and at least two with dinner (2 servings of veggies)

    • I do really well when I have a regular work day because I take my lunch and can plan what I’m eating. I had several non patient days last month and was in and out, so didn’t pack lunch, came home starved and ate way too much of whatever was at hand, usually not fruit or veggies!

  13. Congratulations on so many passes, especially the debt. I see penguins dancing in my head every time I think about a celebration dance. Don’t know where that came from. Buy a ski pass instead of a scale and go burn some calories!

  14. Is that your daughter pictured? What a beauty! I always am curious about net worth, etc. But it is a personal decision for each pfer whether to share amounts or percentages, if anything at all. I dig getting into those nitty-gritty details, however.

    I really enjoy reading your monthly goal-setter posts because they are so thorough and inspiring!

  15. Well done this month Kim, you are on fire!
    I hate leaving my Christmas shopping until December, the shops get so crazy.

  16. Great month Kim. I’ve had a pretty awesome month too in most respects. Even better that Christmas is now only a couple of weeks away. Bring on 10 days of snorkeling and fishing

  17. You had me at ‘last of the credit card debt’ !


  18. Great job with your goals. I’ve been wanting to do guest posts, but self doubt is keeping me from actually doing it. I’ll get a great idea then think about it and then turn it down in my head. It’s something I’m definitely going to work hard at in the beginning of the year.
    Have fun with your family during the season.

    • I think you’d be a great guest poster and if it sucked, they just wouldn’t publish it! Kind of like asking for a better rate, worst that could happen is they say no. No, it wouldn’t suck. I’m sure.

  19. Looks like you did great this month! Do you find it difficult/a hassle to sell things on Ebay? I am trying to sell a few things and lighten the load but I have never sold items on Ebay.

    • Over the years I’ve learned what things are good to sell and which ones just need to be taken to the thrift store. I love Ebay.

  20. LOL, is Jake making budgets for everyone now? I think he should do a giveaway for one! I know I’d enter 🙂 I’ve been really budget-lazy myself, lately.

  21. I like the name of your blog. Eyes On The Dollar. Sounds like a financial news show or something Nice.

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