Is There Ever a Reason to Blow Your Christmas Budget?

As you may know, I am working very hard toward paying off debt and staying within a budget for the first time ever. We’ve been doing really well. We haven’t gone overboard with Christmas presents and have used rewards points, bartering, or baking for most of what we’ve done so far. However, I went out to lunch with a co worker this week and what I saw caused me to blow my Christmas budget. First of all, since I don’t … Continue reading

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