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Have You Had The Life Insurance Talk?

Playing at Sunset

If you’re like me, you think about living to a ripe old age, where your days will be spent telling the grandkids about the olden days when you had to type on actual keyboards, uphill, through the rain to get any work done. No one wants to think about the alternative. Realistically, you never know when your time is up. Because life is uncertain, you need to have the life insurance talk with your significant other today. When Do You Need Life Insurance? Its a judgement call, but I think there are several instances when you absolutely can’t do without life insurance. If you have dependents who rely on your income to live, you need life insurance. If your income helps pay the monthly bills, how would your family fare if that income was suddenly taken away? You don’t want your spouse to worry about how to feed the kids, especially when dealing with grief. If you have a mortgage, I think it would be wise to have enough coverage to pay it off. That way, your family won’t have to worry about losing their home. If you own a business that needs working capital generated by you, I think ...

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